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Weird Cap 1 blank check denial

The last post in this topic was posted 3111 days ago. 

 

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I got denied for a Cap 1 blank check. The letter showed my auto-enhanced EQ score as 669. I applied for a used loan, $17,000. The denial reason said "payment due amount on mortgage account" and "the year your mortgage loan was originated". I did have a BK7 discharged in 2009, and my mortgage was reporting as IIB even though I reaffirmed. Any ideas what that denial means? Any way to have them reconsider?

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It's sort of an unwritten policy with Cap One that their first call is their best call, and they are not open to rehashing.

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It's sort of an unwritten policy with Cap One that their first call is their best call, and they are not open to rehashing.

 

I kind of figured as much. I've never seen a denial that had anything to do with my mortgage account though.

 

I'm not too worried, the dealership got me a 60 month term for 11%. Not great, but better than I've seen some people get with Cap 1 anyway.

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It's sort of an unwritten policy with Cap One that their first call is their best call, and they are not open to rehashing.

 

I kind of figured as much. I've never seen a denial that had anything to do with my mortgage account though.

 

I'm not too worried, the dealership got me a 60 month term for 11%. Not great, but better than I've seen some people get with Cap 1 anyway.

 

 

congrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrats!!!!!!!!!!!!!

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