Jump to content

Sign in to follow this  
willy2004

"Previously Investigated" (Fraudlink Added)

Recommended Posts

Here is the link, this is much worse than a notice requirement folks:

http://www.creditboards.com/phpBB2/viewtop...p=375379#375379

 

 

The content of this post is not sponsored by Creditboards.com and Creditboards.com has nothing whatsoever to do with anything described in this post.

 

 

The time has come, folks, this Experian notice lacks the required 15 U.S.C. §1681i(a)(3)©(ii) notice.

 

Please send me your dispute letter and a copy of Experian's "Prevously Investigated" response:

 

UPDATE - I will also be accepting copies of letters from Experian indicating that they could not use your information, and will be contacting the provider directly. Again, please send copies of your dispute letter, and this response received from Experian.

 

David M Weber

1400 S. 2nd St. B410

Minneapolis, MN. 55454

 

Attach something with your name, add and phone # and I will send off a hopefully large package to a consumer class action law firm. I am not going to call anyone myself or infringe on anyone's privacy in any way, shape or form. I am sick and tired of the unfairness. I am sick and tired of hearing about these letters and how to deal with them, etc..

 

Cross out your SSN and any other identifying information save for a means for the firm to contact you. I will see how many letters come in and make the call as to when to send them over. I think that 50 would be plenty to convince a firm that this is an important issue.

 

There is no guarantee of course that anything will happen, but we will never know until we roll the dice. It would be a beautiful thing to put an end to this bologna.

 

On a side note, I faxed and mailed a Certified letter to Experian's Special Services Manager on April 28, 2004 alerting her to the absence of the required notice on Experian's "Previously Investigated" letter. It was received by fax on 04/28/04 and by mail on May 3, 2004. No response was provided.

Share this post


Link to post
Share on other sites

I can't wait to send it to ya!!!!!!!!! They have to be stopped.....was talking about the same thing with another cb'er the other day....you must have read my mind.....

Share this post


Link to post
Share on other sites

What is the notice that they are leaving out? I got a previously investigated letter on 7/22. What should I look for? Thanks.

Share this post


Link to post
Share on other sites
What is the notice that they are leaving out? I got a previously investigated letter on 7/22. What should I look for? Thanks.

 

they're REQUIRED to call your dispute frivolous or irrelevant

Share this post


Link to post
Share on other sites

I received my "Previously Investigated" letter from Experian today. About 60 days ago I requested an investigation and again on July 22. These articles were obsolete..1977, 1989 and 1990. All had been charged off years ago and again in 1990 and 1989 and now again in 1999. I sent documents and old credit reports and they still refused to do anything. Copies were sent to FTC. So to make a long story short I have had these charges offs showing for over 16 years and cant stop them. I am willing to try anything now.

Share this post


Link to post
Share on other sites

I will definitely join in, I am so sick of them, I have received several from them and so has my husband. Good luck!

Share this post


Link to post
Share on other sites

Last year my husband got letters from them saying that they were unable to verify... apparantly they were not satisfied with his reason for disputing. These items remained on his report and were not even in the list of items investigated. Can these be included in the possible class action?

Share this post


Link to post
Share on other sites

If you try to dispute online and get the "previously investigated" response, you can't even dispute again. I have several of these to send.

Share this post


Link to post
Share on other sites

I think once everyone reads this, you might get a few hundred of them, I know I can send you 30 myself.

Share this post


Link to post
Share on other sites

Count me in, now I've got to start digging through the letters....

 

Can I suggest you pick a date to mail them out?

 

That way this won't be delayed and everyone that wants to participate will be reminded

 

Short...

:bus:

Share this post


Link to post
Share on other sites

Not that I'm skeptical or anything, but I did a search for this David M. Weber and came up with nothing. Is he a licensed attorney? If so, I have some EX disputes that keep coming back "previously investigated". I'd love for an attorney to get their hands on them...whether there is any monetary compensation for it or not.

 

I HATE EX....they must be stopped.

Share this post


Link to post
Share on other sites

Murano, I am not an attorney at all.

 

You can find me listed on whitepages.com. :)

 

My goal in this thread is to bring those of us who have received these notices together, on one page and in orgainzed fashion, such that "the problem" with this Experian notice will be easily recognized by a qualified law firm.

Share this post


Link to post
Share on other sites

Willy, I meant no harm. Thanks for the explanation and your help with this truly maddening problem w/EX. I have several to send!

Share this post


Link to post
Share on other sites

I too have some previously investigated letters, as well as a letter stating they can't use what I sent in...if this David Weber is legit, I don't have a problem sending in the information.

 

Has anybody sent their stuff to him yet?

Share this post


Link to post
Share on other sites
...if this David Weber is legit, I don't have a problem sending in the information.

 

Has anybody sent their stuff to him yet?

 

I believe this is the OP...who will forward to an attorney...I could be wrong though

Share this post


Link to post
Share on other sites

I'm in.....Do you need original or copies of these letters AND What about the internet messages we get that says they won't investigate?

Share this post


Link to post
Share on other sites

phin, copies are fine. I am unfamiliar with the internet notice that EX provides. Pls post some info on it, thanks.

Share this post


Link to post
Share on other sites

I have been fighting an error with Experian and found out today from the creditor that Experian changed their computer codes without telling the creditors...and has led to over one million mis-reports.

 

They use to code the reports as paid in full with a code "M" and now they deleted "M" altogether..so when the creditor reported paid in full, Experian reported as "closed at credit grantor request".

Share this post


Link to post
Share on other sites
Sign in to follow this  

  • Today's Birthdays

    No users celebrating today.
  • Member Statistics

    • Total Members
      177,280
    • Most Online
      1,528

    Newest Member
    VictoryGame
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines