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Meddie10

CA & Employment Verification Request

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Can a collection agency legally send my employer an employment verification request? I saw one other thread on this when I did a search, but it wasn't 100% clear to me.

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Usually when a CA does a verification for employement is when they already have a judgment agsinst someone and is looking to garnish someone's wages. (Or in case of illegal payday lenders) Wage assignment. They cannot just ask for employment verification without legal documentation of somekind to my knowledge.

Edited by beli

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OK, so that leads me to a few more questions:

 

Weltman, Weinberg & Reis just got "assigned" this debt by a school loan that went into default (co-signer did not fax the paperwork in for deferrment in time). I'm talking early April here. Mid-April he's harassing my co-signer at his place of work. He sends an form to his employer for verification of employment.

 

To my knowledge, there has been no judgement (how could there be in that short of time?)and if there were, doesn't that take legal action where the co-signer of the loan would have been given some kind of legal notice?

 

I believe this is just another CA breaking the law and trying to intimidate. He's broken numerous other laws including calls before 8am, continued calling at work after being told he can't receive calls at work (DV letter sent last week with a limited C&D to document his stating no more calls). Heck, the guy even talked with me on the phone about the debt and I'm not on it (I called him by accident - I selected the wrong phone number to call the co-signer).

 

 

 

So - in a nutshell - is there any way a judgement could have been given in a 2-3 week time period without any legal paperwork being sent to the co-signer? If there is no judgement, can they send verification of employment paperwork to the co-signer's place of employment?

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