qwerty4 Posted November 30, 2013 Updated info. Thank you Nostradamuz for the FICO 98 Info. I also added Vantage 2.0 and 3.0 info, though this obviously isn't a FICO score. Quote Share this post Link to post Share on other sites
Nostradamuz Posted December 1, 2013 FICO 04 Experian is V3, and FICO 98 Experian is V2. FICO mortgage score I believe is 300-850, but I am not sure. Quote Share this post Link to post Share on other sites
Nostradamuz Posted December 1, 2013 FICO 04 Experian is V3, and FICO 98 Experian is V2. I believe that FICO mortgage score is from 300 to 850, but I am not sure. Quote Share this post Link to post Share on other sites
qwerty4 Posted December 1, 2013 Thank you. I will recheck. Keep them coming! Quote Share this post Link to post Share on other sites
GonnaGetEm Posted December 12, 2013 (edited) ok so let me see if I got this right, because this thread is new since last time I popped in, which doesnt seem possible. But anyway. My TU FICO from Barclay's (and Walmart and Merrick bank) 2 days ago was 734 but I bought it from myfico.com five minutes later and it was 754. So now I have to look at that chart and see why that is... looks like myfico.com is selling me a score that isn't useful to me because my lenders aren't using it, basically! Edited December 12, 2013 by GonnaGetEm Quote Share this post Link to post Share on other sites
qwerty4 Posted December 14, 2013 The MYFICO TU score is indeed an old version. However, the EQ and ex scores sold are more widely used. ok so let me see if I got this right, because this thread is new since last time I popped in, which doesnt seem possible. But anyway. My TU FICO from Barclay's (and Walmart and Merrick bank) 2 days ago was 734 but I bought it from myfico.com five minutes later and it was 754. So now I have to look at that chart and see why that is... looks like myfico.com is selling me a score that isn't useful to me because my lenders aren't using it, basically! ok so let me see if I got this right, because this thread is new since last time I popped in, which doesnt seem possible. But anyway. My TU FICO from Barclay's (and Walmart and Merrick bank) 2 days ago was 734 but I bought it from myfico.com five minutes later and it was 754. So now I have to look at that chart and see why that is... looks like myfico.com is selling me a score that isn't useful to me because my lenders aren't using it, basically! Quote Share this post Link to post Share on other sites
Nostradamuz Posted January 23, 2014 GonnaGetEm your TU FICO from Barclay's is a TU FICO version of 2008, and myFICO sells a TU FICO version of 1998. Quote Share this post Link to post Share on other sites
Nostradamuz Posted January 23, 2014 qwerty4 the EX FICO score version 1998 is V2, and V3 is the version 2004. There is an error in your chart. Quote Share this post Link to post Share on other sites
sidecontrol Posted February 6, 2014 Is Discover TU08 score the same as Barclays and Walmart? I have all 3 cards... My results for January are: Barclays 703 Walmart 710 Discover 718 Discover hit in the 3rd week of the month; so that might be some of the discrepancy. I did add a new 7k CL so that might be part of it, lowering my util %. I'll keep track of it. Quote Share this post Link to post Share on other sites
BobWang Posted March 28, 2014 It looks like the myFICO single Equifax score for purchase is now FICO 8 Quote Share this post Link to post Share on other sites
TX-Bluebonnet Posted April 5, 2014 Merrick Bank is 250-900. Quote Share this post Link to post Share on other sites
BobWang Posted April 11, 2014 Updated info. Thank you Nostradamuz for the FICO 98 Info. I also added Vantage 2.0 and 3.0 info, though this obviously isn't a FICO score. Note the MAX scores for FICO04 Eq04 = 818 Ex04 = 844 TU04 = 839 I've been at Eq04 817 (1 point less than MAX) Ex04 840 (4 points less than MAX) Even at the MAX Eq04 will be 26 points lower than Ex04 Quote Share this post Link to post Share on other sites
shifter Posted April 11, 2014 the mortgage disclosure I got said Experian Fair Issac, 340-850. also said TU FICO Risk Score Classic 04, 300-850. Quote Share this post Link to post Share on other sites
BobWang Posted April 11, 2014 the mortgage disclosure I got said Experian Fair Issac, 340-850. also said TU FICO Risk Score Classic 04, 300-850. I'll let qwerty decide whether to change the spreadsheet. Quote Share this post Link to post Share on other sites
DevilsOwnLuck Posted April 12, 2014 (edited) It looks like the myFICO single Equifax score for purchase is now FICO 8 Agreed: MF = 749 on 4/9 DCU = 725 on 4/11 This makes me sad ETA: Wait a minute...Looking at my DCU today and I notice the range 300-850...FICO 08 as well? If so, why such a large disparity over 2 days; all variables equal? Edited April 12, 2014 by DevilsOwnLuck Quote Share this post Link to post Share on other sites
joeyjunior Posted April 29, 2014 Hello . I was wondering if anyone has the definitions of the abbreviations that are used frequently here on the site . I'm green to all of this & your help is much appreciated . Thanks . Quote Share this post Link to post Share on other sites
shifter Posted April 29, 2014 Not in this thread. There's a whole thread for that. Quote Share this post Link to post Share on other sites
BDK Posted May 6, 2014 Hello . I was wondering if anyone has the definitions of the abbreviations that are used frequently here on the site . I'm green to all of this & your help is much appreciated . Thanks . http://creditboards.com/forums/index.php?showtopic=32 Quote Share this post Link to post Share on other sites
waterlili Posted May 30, 2014 I just recently got a Discover and a Cap One credit card. They each pulled Equifax. Cap One says scores range from 334 - 818. Discover says 300 - 850 Cap One pulled on 5/14 and said my score was 786. Discover pulled on 5/21 and the score was 806. Dunno how it could change that much that quickly - 20 points. Quote Share this post Link to post Share on other sites
BDK Posted May 30, 2014 I just recently got a Discover and a Cap One credit card. They each pulled Equifax. Cap One says scores range from 334 - 818. Discover says 300 - 850 Cap One pulled on 5/14 and said my score was 786. Discover pulled on 5/21 and the score was 806. Dunno how it could change that much that quickly - 20 points. Two totally different scoring models. Not apples to apples. Quote Share this post Link to post Share on other sites
althes Posted May 31, 2014 macys/bloomingdales use EQ04 range is 250-900. Quote Share this post Link to post Share on other sites
tzuk Posted October 4, 2014 (edited) http://www.experian.com/assets/regulatory-compliance/consumer-information/brochures/risk-based-pricing-models-list.pdf The chart seems to require revision. Edited October 4, 2014 by tzuk Quote Share this post Link to post Share on other sites
tzuk Posted October 4, 2014 http://www.experian.com/assets/consumer-information/brochures/risk-based-pricing-rule/fico-classic-score-booklet_0613.pdf http://www.experian.com/assets/consumer-information/brochures/risk-based-pricing-rule/experian-fico-risk-model-v3-table_0612.pdf http://www.experian.com/assets/consumer-information/brochures/risk-based-pricing-rule/experian-fico-risk-model-v2-table_0612.pdf http://www.experian.com/assets/consumer-information/brochures/risk-based-pricing-rule/experian-fico-risk-model-v8-table_0612.pdf Quote Share this post Link to post Share on other sites
DAR77 Posted April 14, 2015 Updated info. Thank you Nostradamuz for the FICO 98 Info. I also added Vantage 2.0 and 3.0 info, though this obviously isn't a FICO score. Note the MAX scores for FICO04 Eq04 = 818 Ex04 = 844 TU04 = 839 I've been at Eq04 817 (1 point less than MAX) Ex04 840 (4 points less than MAX) Even at the MAX Eq04 will be 26 points lower than Ex04 Came across this because i was doing some reseach on all the free ficos we get and i thought it would be good for new newbies to see upfront. Quote Share this post Link to post Share on other sites
hegemony Posted September 12, 2018 FICO® Bankcard Score 9 Newest version for credit card lending 250-900 FICO® Auto Score 9 Newest version for auto lending 250-900 Quote Share this post Link to post Share on other sites
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