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BobWang

The Master United States USA US U.S. EMV Chip & Sig Sign Signature Chip & PIN Thread

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http://www.cardratin...ing-abroad.html

58.5 million Americans traveled overseas in 2011, according to the International Trade Administration. That's a 3 percent increase from the year before, signaling that our wanderlust and our love of travel bargains has inspired us to start globetrotting again. To help you get ready for your next adventure outside the United States, we compiled a list of the best credit cards for traveling abroad:

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I've taken seven overseas trips in the past three years (four to Europe), and have a fifth Europe trip in a couple weeks. I've survived with U.S. credit cards without a chip. Only place I had an issue with a card was in the subway. Just remember to notify the card issuers you plan to use (both debit and credit) that you're going out of the country, so they don't get suspicious of foreign charges. You then should be able to charge and get cash from ATMs with no problem.

 

I do though, have a credit and debit card with Natwest in the UK. Both have chips and are free. I juat have to remember my PINs! I've had them for ages (I opened accounts with them in the early 1990's). Even though I don't have that much use for these accounts, I'll never close them. Things have got more difficult in opening accounts like these since 9/11.

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Is it possible to apply for Diner's now? Last I checked it was not. They were also having some billing issues as a result of the transition from Citi.

Edited by csol47

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Is it possible to apply for Diner's now? Last I checked it was not. They were also having some billing issues as a result of the transition from Citi.

 

I don't think they're accepting any application now. I didn't have any billing issues and problems to use the card.

 

 

Ron.

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Citi Thank You Premier worked as Chip & SIGN in Iceland last week.

 

What EXACTLY is the point of Chip & Sign?

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Citi Thank You Premier worked as Chip & SIGN in Iceland last week.

 

What EXACTLY is the point of Chip & Sign?

There are reports of merchants not knowing how to swipe the magnetic strip, or claiming that they can't swipe in Europe.

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Citi Thank You Premier worked as Chip & SIGN in Iceland last week.

 

What EXACTLY is the point of Chip & Sign?

There are reports of merchants not knowing how to swipe the magnetic strip, or claiming that they can't swipe in Europe.

 

And those same merchants wait expecting the customer to enter a PIN number ...

 

and the other one that gets me is that the sales slip prints asking for a signature but the merchant doesn't have you sign it.

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I try to simplify my life by reducing the probability of being annoyed by obtuseness. :D

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Citi Thank You Premier worked as Chip & SIGN in Iceland last week.

 

What EXACTLY is the point of Chip & Sign?

 

Keep Fraud down. They did have to add a new law though to protect the consumer. The banks now has the prove the customers was careless with his pin, the banks can no loner say you were careless and not pay for the fraud. Don't know the exact wording for this law.

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Citi Thank You Premier worked as Chip & SIGN in Iceland last week.

 

What EXACTLY is the point of Chip & Sign?

 

Keep Fraud down. They did have to add a new law though to protect the consumer. The banks now has the prove the customers was careless with his pin, the banks can no loner say you were careless and not pay for the fraud. Don't know the exact wording for this law.

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Chip n sign is for the disabled that can't remember the pin number. Most disabled people can usually remember a pin number, including those that have brain dysfunction.

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Chip n sign is for the disabled that can't remember the pin number. Most disabled people can usually remember a pin number, including those that have brain dysfunction.

 

Uhmm, no. Not in the context of this discussion and the Google Docs chart that is out there.

 

It is the subpar version being issued by American banks which has a chip but not true EMV technology.

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i asked several people who go overseas to several areas and they say they swiped their cards just like the US... im talking several areas around the world and they use their CC like candy and they never used chip/pin and swiped US based cards... so I am not sure whats going on here

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i asked several people who go overseas to several areas and they say they swiped their cards just like the US... im talking several areas around the world and they use their CC like candy and they never used chip/pin and swiped US based cards... so I am not sure whats going on here

 

Did any of these people go to Scandanavia or Russia? Try doing the following without an EMV enabled card:

 

  • Buy gas with a credit card in Denmark.
  • Use your credit card successfully in Russia WITHOUT a major hassle.
  • Pay for a toll while driving on a French toll road.
  • Buy train ticket at an automated ticket machine in the NL.

 

Shall I continue? These were some of my personal experiences this last summer.

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Diners Club has EMV chip and they didn't mention on the list. They also didn't mention Citi Dividend Elite World MasterCard.

 

 

Ron.

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http://boardingarea.com/blogs/rapidtravelchai/2013/02/04/detailed-field-report-on-the-chip-and-pin-andrews-fcu-globetrek-visa-rewards-card/

 

 

When using the chip technology, the AndrewsFCU is BOTH chip/signature and chip/pin. Which gets used is a function of how the machine in which you use is configured. Most (but certainly not all) in Europe are set to default to chip/signature which is why you still get the slip printed out to sign. If the machine is set to default to chip/pin, then you would be asked for your pin.

Don’t ask why the defaults are set this way. I have no idea, and only the owner of the card reading machine can tell you. The owner is most likely not the restaurant where you are using the card, but the banking or financial company that provided it with the machine. Most European issued cards are true chip/pin cards, so they never get the signature slip as it is not an option of their particular card.

 

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By the way, USAA offers new Chip and PIN card for their World Mastercard(s).

 

 

Ron.

Edited by Ron1

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Don't let the banks fool you that chip and signature is a good as chip and pin while traveling. I am currently in Vienna and have both a chip and signature AA MasterCard with me from Citibank and a chip and PIN card with me from another bank. The chip and PIN card works, as it did the last time I was in Europe. Citibank's chip and signature card isn't doing too well. My hotel is accepting it. When I went to buy a ticket in a train station kiosk, it keeps asking for a PIN. I put ATM PIN the bank gave me in, but that doesn't' work (it does work at an ATM). The same thing happened at McDonald's. I'm asked for a PIN on a chip and signature card. The same at a kiosk to buy a ticket to a museum. The cashier, though, was able to do a swipe transaction for me.

 

I give Citibank an F. I have a chip and signature card that I'm being asked to input a nonexistent PIN for. What's up with this?

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