MannyLNJ Posted May 3, 2013 Share Posted May 3, 2013 Bob are you running a match making service? I am single in New Jersey and gainfully employed. ;-) Quote Link to comment Share on other sites More sharing options...
BobWang Posted May 3, 2013 Author Share Posted May 3, 2013 I just match Primaries and AUs. Quote Link to comment Share on other sites More sharing options...
BobWang Posted May 3, 2013 Author Share Posted May 3, 2013 Before ES2 deployed, they asked me what I thought of them getting married.I told them they were too young, if they held off for a couple of years, I’d contribute to a big wedding.ES2 was having me monitor his CCs and Navy Federal accounts while he was deployed.After he deployed, I saw a $2k charge from Jared, license fee from the County Clerk’s office.I may be slow, but I AIN’T blind. Quote Link to comment Share on other sites More sharing options...
tifozi Posted May 3, 2013 Share Posted May 3, 2013 I snooped on wife's friend/AU expenses one time and heard an earful. Changed passwords and everything Quote Link to comment Share on other sites More sharing options...
MannyLNJ Posted May 3, 2013 Share Posted May 3, 2013 I just match Primaries and AUs. Darn that would make a great master threadArrange marriage based on fico and Amex dates Quote Link to comment Share on other sites More sharing options...
patz2009 Posted May 3, 2013 Share Posted May 3, 2013 I just match Primaries and AUs. Darn that would make a great master threadArrange marriage based on fico and Amex dates http://creditboards.com/forums/index.php?showtopic=493772 Quote Link to comment Share on other sites More sharing options...
PhoenixDown Posted July 9, 2013 Share Posted July 9, 2013 Going to experiment on two of my sisters. One needs to have a few items removed or worked around. The other is a clean slate but young. Going to have to think about this and circle back with the game plan / results. Quote Link to comment Share on other sites More sharing options...
BobWang Posted July 9, 2013 Author Share Posted July 9, 2013 Quote Link to comment Share on other sites More sharing options...
BobWang Posted December 5, 2013 Author Share Posted December 5, 2013 Bob, any experiences from your test subjects? VS and TR seem to ignore AU accounts, but I think most of my AUs did get some kind of bump on FICOs. Quote Link to comment Share on other sites More sharing options...
hegemony Posted January 9, 2014 Share Posted January 9, 2014 would love BobWang's and others' input and predictions in this thread: http://creditboards.com/forums/index.php?showtopic=522428 Quote Link to comment Share on other sites More sharing options...
BobWang Posted January 9, 2014 Author Share Posted January 9, 2014 http://creditboards.com/forums/index.php?showtopic=497484&page=12&do=findComment&comment=4955540 Quote Link to comment Share on other sites More sharing options...
BobWang Posted March 1, 2014 Author Share Posted March 1, 2014 She should be able to get pretty much any credit card she wants. Having that M.D. behind her name opens up a LOT of credit possibilities. Quote Link to comment Share on other sites More sharing options...
BobWang Posted March 1, 2014 Author Share Posted March 1, 2014 She should be able to get pretty much any credit card she wants. Having that M.D. behind her name opens up a LOT of credit possibilities. But credit card applications don't have a place to specify that she's an MD, right? How would that work? She applies as Samantha Jones, M.D. Quote Link to comment Share on other sites More sharing options...
BobWang Posted March 1, 2014 Author Share Posted March 1, 2014 aka ES3 Quote Link to comment Share on other sites More sharing options...
Youngdoc Posted April 4, 2014 Share Posted April 4, 2014 She should be able to get pretty much any credit card she wants. Having that M.D. behind her name opens up a LOT of credit possibilities. But credit card applications don't have a place to specify that she's an MD, right? How would that work? She applies as Samantha Jones, M.D. Hi, If you still need a test subject, I am the aforementioned Dr Girlfriend with no credit knowledge, minimal credit history and no credit cards. (We don't learn this in med school). I want to build my credit as fast as possible. Where do I start? I have a pdf document (anonymized) with my credit scores and reports from all 3 bureaus; how can I get this information to you? Thanks Quote Link to comment Share on other sites More sharing options...
BobWang Posted April 4, 2014 Author Share Posted April 4, 2014 I think our next victim subject is joining CB. Quote Link to comment Share on other sites More sharing options...
gozu Posted April 4, 2014 Share Posted April 4, 2014 While waiting for her comment to get moderator approved, here is some starting info: Her scores are as follow: Transunion: 631Experian: 607Equifax: 603 Quote Link to comment Share on other sites More sharing options...
BobWang Posted April 4, 2014 Author Share Posted April 4, 2014 1) Get real FICOs http://creditboards.com/forums/index.php?showtopic=519290&page=3&do=findComment&comment=5000635 Quote Link to comment Share on other sites More sharing options...
BobWang Posted April 4, 2014 Author Share Posted April 4, 2014 If those are FICOs, where they were obtained, and which model. Quote Link to comment Share on other sites More sharing options...
BobWang Posted April 4, 2014 Author Share Posted April 4, 2014 ES3, if you've removed all personal info from your reports, go ahead and post them here. This is going to be an educational experience for hundreds, if not thousands. Quote Link to comment Share on other sites More sharing options...
gozu Posted April 4, 2014 Share Posted April 4, 2014 If those are FICOs, where they were obtained, and which model. They are FICOs (as far as I can tell). They were obtained through a credit monitoring service she's had since 2011 (IdentityProtector, part of CPP) for which she was paying $15/month. Quote Link to comment Share on other sites More sharing options...
BobWang Posted April 4, 2014 Author Share Posted April 4, 2014 FIRST LESSON THOSE ARE Quote Link to comment Share on other sites More sharing options...
gozu Posted April 4, 2014 Share Posted April 4, 2014 Ok, uploaded it to mediafire (imgur degraded the pdf quality so much it was unreadable): http://www.mediafire.com/view/8zgtqs4ac1iqa3b/CR0414.pdf Quote Link to comment Share on other sites More sharing options...
BobWang Posted April 4, 2014 Author Share Posted April 4, 2014 You may want to remove that document, since I think it shows school location. Quote Link to comment Share on other sites More sharing options...
gozu Posted April 4, 2014 Share Posted April 4, 2014 FIRST LESSON THOSE ARE FAKO She has no accounts on any of the companies. She could open one or more of the credit cards that come with a FICO score if you think it's a good fit anyways (2 birds, one stone). She's ok with paying for them (she's rather do that than open checking accounts because of time constraints). You may want to remove that document, since I think it shows school location. She doesn't care. She's not in school anymore. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.