delete old address, whychat or dispute online?

[garyl24]

I am going to get ready and tackle a few medical debts and i know i need to delete my old addresses. My question is should i use the whychat letter to dispute or is it ok to file an online dispute? thanks

[Why Chat]

I am going to get ready and tackle a few medical debts and i know i need to delete my old addresses. My question is should i use the whychat letter to dispute or is it ok to file an online dispute? thanks

It is next to useless to do any kind of dispute on line or by phone.

 

Send a letter, ( hand written preferably) stating that the following addresses on your report # xxxxx are incorrect and you are concerned about ID theft/fraud. Include a COPY of your drivers license, a COPY of your SS card and an ORIGINAL recent utility bill as proof of your current correct address.

 

MAKE SURE YOU OPT OUT BEFORE DISPUTING ADDRESSES

 

http://www.whychat.5u.com/OPTOUTINST.HTML

Edited January 25, 2012 by Why Chat

[bruiseviolet]

I am going to get ready and tackle a few medical debts and i know i need to delete my old addresses. My question is should i use the whychat letter to dispute or is it ok to file an online dispute? thanks

It is next to useless to do any kind of dispute on line or by phone.

 

Send a letter, ( hand written preferably) stating that the following addresses on your report # xxxxx are incorrect and you are concerned about ID theft/fraud. Include a COPY of your drivers license, a COPY of your SS card and an ORIGINAL recent utility bill as proof of your current correct address.

 

MAKE SURE YOU OPT OUT BEFORE DISPUTING ADDRESSES

 

http://www.whychat.5...OPTOUTINST.HTML

 

 

While I believe your method will work, It is not true that it is "next to useless to do any kind of dispute on line or by phone". I had 100% success disputing wrong spellings of my name, wrong and similar addresses and even old addresses tied to trade lines off my credit report. ALL I DID- was dispute online- and the ones connected to tradelines that they wouldn't process online- I called and they were all immediately removed.

[yossi]

Why is Opting out critical to disputing addresses?

[muss08]

When sending in the letter disputing old addresses must you send in a recent utility bill or will other types of bills with your address on it work? Such as a loan or CC bill (or even a CA bill lol)? Unfortunately all my utility bills are sent electronically. Thanks!

[adaisyandarose]

When sending in the letter disputing old addresses must you send in a recent utility bill or will other types of bills with your address on it work? Such as a loan or CC bill (or even a CA bill lol)? Unfortunately all my utility bills are sent electronically. Thanks!

 

I would like to know this as well. My fiance has no bills in his name so I am not sure what I should send instead of a current bill for him.

[muss08]

When sending in the letter disputing old addresses must you send in a recent utility bill or will other types of bills with your address on it work? Such as a loan or CC bill (or even a CA bill lol)? Unfortunately all my utility bills are sent electronically. Thanks!

 

I would like to know this as well. My fiance has no bills in his name so I am not sure what I should send instead of a current bill for him.

 

I started a separate thread on this. From my understanding you should send two other current bills that have your name and address on them along with a copy of your ID and SS card. Here's a link:

http://creditboards.com/forums/index.php?showtopic=485019&st=0&p=4626192&fromsearch=1entry4626192

[Why Chat]

When sending in the letter disputing old addresses must you send in a recent utility bill or will other types of bills with your address on it work? Such as a loan or CC bill (or even a CA bill lol)? Unfortunately all my utility bills are sent electronically. Thanks!

 

I would like to know this as well. My fiance has no bills in his name so I am not sure what I should send instead of a current bill for him.

 

I started a separate thread on this. From my understanding you should send two other current bills that have your name and address on them along with a copy of your ID and SS card. Here's a link:

http://creditboards.com/forums/index.php?showtopic=485019&st=0&p=4626192&fromsearch=1entry4626192

You can go on line to your utility Co. and print out your bill.