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App for Marv


2nzigo
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The last post in this topic was posted 3692 days ago. 

 

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Your Age? 38

 

Your Equifax Credit Score? - around 560

Your Experian Credit Score? - around 570

Your TransUnion Credit Score? - around 590

 

How many years have you been on file with Equifax? - 19

How many years have you been on file with Experian? - 19

How many years have you been on file with TransUnion? - 19

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? - yes

Will this open auto loan be a trade-in? - hopefully not, will sell out right if possible

How many late pays within the last 12 months on the currently open loan? - 1

How many late pays within the last 13-24 months on the currently open loan? - 0

Your current open auto loan is financed with? - US Bank

Your current open auto loan payment is? $560

Estimated amount you may be upside down in this vehicle? - $1000

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) - 9

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? - 4

Total percentage utilized overall? - 59%

How many of your revolving accounts are store cards? - 1

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) - 3

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)- Household?

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? - 1.5 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? - rent

Your Monthly Rent or Mortgage payment? - $1200

How long have you held your current job? - 7 months

Your total provable monthly gross income is? - 8500/month

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) - contract/stubs

Is there additional monthly income? What amount monthly? - no

Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) - $4000

Does any credit repository contain any Public Record? - no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? - three credit cards

If yes, please very briefly describe.

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) - 2

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) - student loans always in deferment; no other

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) - 3

 

New or Used vehicle you are considering: Please very briefly describe. - Nissan Maxima or Audi A3 ($12k-$20k)

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CB Admin: LKH, Pam, radi8, breeze

CB Mods: CargoJon, Chris in OK, cotterpin, CramItCCCAs, Fallon, MarvBear, mpc578, pryan67, psp, Stryker, TrevorHere

Forum Leads: brazen, Brian B The Loan Professor, cedski, DallasLoanGuy, hoapres, ICANHASMUNY?, Lighthouse84, Linx04, Neen, TeeSharice

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