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hegemony

Master List of Non-FICO Scores Disclosed in Denial and Approval Letters from Creditors

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JC Penny store card GE CAPITAL RETAIL BANK Range 300 to 620 (November 2011)

Edited by hegemony

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Macys 250-900 :huh:

What's the point in these fako scores

 

As Boomhower said, they're cheaper than providing actual FICO scores. They cost the banks money just like they cost the consumer money. They're just cheaper for the banks...

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Macys 250-900 :huh:

What's the point in these fako scores

These scores are more important than FICO. If this is the score the FI is using to make their credit decision then you might say that FICO is really the FAKO!!! :dntknw:

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Good point everybody!!!!!!!!!! I'm still learning guys....... :blush2:

This newbie is still learning. :yahoo:

Edited by ashkev89

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I got approved for a Best Buy card 2 weeks ago. Got a letter from HSBC today saying my credit score from Equifax is 352 which freaked me out. But then I read lower on the page that the range of scores is from a low of 85 to a high of 394. Equifax's website has nothing like these score listed.

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why use random numbers like these, very very strange.

 

Next it will be 285 - 769..

 

customer scores are probably updated occasionally. some issuers might fit them into the same distribution but others will simply report a new score (and range)

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I was approved for HSBC Best Buy card, HSBC internal scoring model was 100-300. My score was 278.

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I got approved with Navy and it says my score was 656 from EQ which was right about where my Fico was.

 

"Score ranges from a low of 334 to a high of 818."

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Brooks Brothers store card (GE MONEY BANK) Sept 2011; Scores range from a low of 500 to a high of 741. TU was 692. CLI denied.

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I got that too. I thought that was a Beacon 5 FICO from EQ, am I wrong?

I got approved with Navy and it says my score was 656 from EQ which was right about where my Fico was.

 

"Score ranges from a low of 334 to a high of 818."

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