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App for Marv

The last post in this topic was posted 3161 days ago. 

 

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Credit Application:

 

Your Age? 30

 

Your Equifax Credit Score? n/a

Your Experian Credit Score? 792

Your TransUnion Credit Score? 748

 

How many years have you been on file with Equifax? 12

How many years have you been on file with Experian? 12

How many years have you been on file with TransUnion? 12

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? yes

Will this open auto loan be a trade-in? yes

How many late pays within the last 12 months on the currently open loan? 0

How many late pays within the last 13-24 months on the currently open loan? 0

Your current open auto loan is financed with? Santander

Your current open auto loan payment is? 292.00

Estimated amount you may be upside down in this vehicle? 0

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? 13

Total percentage utilized overall? 28%

How many of your revolving accounts are store cards? 6

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 7

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 2

Do you Rent or have a Mortgage, or Live w/Relative or Other? Live with parents

Your Monthly Rent or Mortgage payment? 0

How long have you held your current job? 7 years

Your total provable monthly gross income is? $2,500.00

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) pay stubs

Is there additional monthly income? What amount monthly? $400.00

Describe the source. Cash bonus

Is the additional monthly income provable? No

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $700.00

Does any credit repository contain any Public Record? No

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? No

If yes, please very briefly describe.

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10

 

New or Used vehicle you are considering: Please very briefly describe. 2011 Honda CRV

Edited by sara

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CB Admin: LKH, Pam, radi8, breeze

CB Mods: CargoJon, Chris in OK, cotterpin, CramItCCCAs, Fallon, MarvBear, mpc578, pryan67, psp, Stryker, TrevorHere

Forum Leads: brazen, Brian B The Loan Professor, cedski, DallasLoanGuy, hoapres, ICANHASMUNY?, Lighthouse84, Linx04, Neen, TeeSharice

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Equifax's site was not working when I tried it earlier today. I was just able to get it - 758. Thanks for your help.

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