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BobWang

The Master Credit Cards with AutoPay Automatic Payments Thread

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NO AutoPay

BofA AmEx

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

RBS MC

REI Visa Signature

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

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NO AutoPay

BofA AmEx

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

RBS MC

REI Visa Signature

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

BofA AmEx ?

BofA Visa ?

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

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Actually, HSBC recurring payments have to be set to a certain amount, not statement balance. :(

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This is actually relatively relevant to my interests.

 

Now that I have more cards than I used to it is obviously a little harder to keep up with, but not too bad.

 

What do you guys do for say...your GEMB cards so you make sure you don't have any problems? Pay when you charge, set a reminder on a calendar/phone, use a billpay system?

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I use the "Schedule Transactions" feature in Quicken to track all of this.

 

Most web sites will tell you when the next statement closes, and the due date.

 

I have 3 transactions scheduled for my most active cards, and those that ALWAYS pull the statement balance.

 

1) Due date, so I make sure there's nothing outstanding

 

2) AutoPay date, so I enter double-payments

 

3) Closing Date, so I can tweak the balance I want to report

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Awesome, thanks for the idea and yea that makes sense.

 

And yea I see on my Citi page now, though I've obviously seen it before. So were I want to do this I'd just need to have that charge (and preferably only that charge) hit between that 5 day span...no big deal. Thanks again.

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Another reminder, do make a manual payment before the AutoPay date, just in case.

 

That's why this thread points out the issuers who will double pull payments.

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NO AutoPay

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

RBS MC

REI Visa Signature

Target

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

Share this post


Link to post
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NO AutoPay

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

RBS MC

REI Visa Signature

Target

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

BofA AmEx ?

BofA Visa ?

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

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To clarify, my usage of "AutoPay" means "Statement Dependent."

 

IOW, PIF or Minimum Payment fluctuates according to statement balances.

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NO AutoPay

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

Navy Federal NFCU (Don't know if ALWAYS deduct)

RBS MC

REI Visa Signature

Target

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

BofA AmEx

BofA Visa

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

Share this post


Link to post
Share on other sites

NO AutoPay

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

Navy Federal NFCU

RBS MC

REI Visa Signature

Target

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

BofA AmEx

BofA Visa

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

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I have an HSBC Union Plus card. I run one $25 automatic deduction (charity) a month through it, and set up autopay through HSBC to pay it.

 

One month recently I logged on to see a $25 credit balance. Turned out the card had expired, so the charity wasn't able to charge it. But even with a zero balance, HSBC autopay still deducted the $25.

Edited by Gaby10

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I have an HSBC Union Plus card. I run one $25 automatic deduction (charity) a month through it, and set up autopay through HSBC to pay it.

 

One month recently I logged on to see a $25 credit balance. Turned out the card had expired, so the charity wasn't able to charge it. But even with a zero balance, HSBC autopay still deducted the $25.

That's to be expected, the NO Autopay group means there is no connection to statement balances.

 

IOW, a set amount has to be scheduled, and that set amount will be deducted no matter what.

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NO AutoPay

Citi Business MCs and Visas

GEMB

HSBC MC

Neiman Marcus

PayPal MC

Saks MC

Sam's Club Business Discover

State Farm Visa

Walmart Discover

Wells Fargo Business Visa

 

$ Will automatically deduct unless manual payment is made

American Express

Discover Card

Lexus Visa Signature

Navy Federal NFCU

RBS MC

REI Visa Signature

Target

U.S. Bank

 

$ $ Will always deduct, even if manual payment is made

Ameriprise

BofA AmEx

BofA Visa

Barclays

Capital One

Citi

EasyCardInfo

FIA

Guide Dogs Visa

Hilton Visa Sig (Citi)

Lexus Visa Signature

LLBean (Barclays)

PenFed

UMB

Von Maur

Wells Fargo (From a Wells Fargo deposit account)

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