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CapOne has agreed to dispute a 30 day late

The last post in this topic was posted 3334 days ago. 

 

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I first posted about this back in August:

 

 

 

Wassen fracken 30 days past due on lousy Cap One card!

 

Well, I thought I had PIF at the end of May. When I checked the acct., it showed a $0 balance.

 

Turns out, there was a $3 interest fee later charged.

 

Now this has has caused a drop in my score PLUS a delinquency that will be on my CRs for 7 years!

Well, I called and the CSR understood why I thought that I had PIF, so they refunded the $14.81 in interest charges and late fees. B/c they value my business blah blah blah.

 

Still doesn't take care of the fact that I have a new baddie on my files.

 

 

 

UPDATE:

 

 

 

I called CapOne a few days ago and asked to speak to a credit analyst. She said she understood why I thought I had PIF and missed the $3.00 interest charge that later appeared.

 

 

She said that CapOne will be contacting the three CBs in an effort to have the 30 day late removed.

 

If it doesn't get removed, I will be closing both of my CapOne cards. This delinquency will hurt my chances of being approved for new credit for years to come! All over $3.00 .angry2.gif

Edited by DemonPazuzu

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Good luck the promised me the same thing 3 years ago, I still contact them frequently and they make the same promise everytime, We are so sorry we value you business, we WILL make this right... never happens..

 

 

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Good luck the promised me the same thing 3 years ago, I still contact them frequently and they make the same promise everytime, We are so sorry we value you business, we WILL make this right... never happens..

 

 

 

Well I can't say that I'm surprised to hear that CapOne lies to their cardholders.

 

I will close both CapOne accounts in a NY minute if they don't resolve this issue.

 

What makes me even angrier is that they didn't notify me that I had missed the interest charge that was billed in May until THE MIDDLE OF AUGUST! anger.gif

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