JPMorgan Palladium Card

[tifozi]

^^ Word ^^

 

Exactly what I did. In my case I froze EX as well as TU to make them pull EQ specifically.

 

1) EQ had 0 INQs due to B*. After the HP from Chase for the CLI, my EQ FICO actually went up, which was a theory I wanted to test out anyways based on a post by BobWang.

2) Recently had Amex 3X CLI to $24.9k and waited till it reported the 2nd statement. Clean 81 month payment history showed up on EQ after that and Chase analyst mentioned I have experience in handling high limit for a long time, so he was approving my request to $30k.

 

I have heard that Chase can pull a specific CRA upon request, but I didn't give them a chance for operator error.

 

CreditBoards = Winning.

Edited September 9, 2012 by tifozi

[hegemony]

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $$$,$$$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

[tifozi]

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $$$,$$$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

 

Heg, was that a condition for retaining Pd card when you were approved? I have not heard of moving $$ being a requirement per se.

[hegemony]

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $$$,$$$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

 

Heg, was that a condition for retaining Pd card when you were approved? I have not heard of moving $$ being a requirement per se.

 

no but since you have to be CPC or CPB to hold the card I am curious what will happen to those of use who weren't at least CPC when we applied.

[CoderBlix]

1348282467[/url]' post='4749821']

1348282305[/url]' post='4749820']

1348268822[/url]' post='4749730']

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $$,$$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

 

Heg, was that a condition for retaining Pd card when you were approved? I have not heard of moving $ being a requirement per se.

 

no but since you have to be CPC or CPB to hold the card I am curious what will happen to those of use who weren't at least CPC when we applied.

 

My guess is that you will not hear a thing about it...I believe that one of the reasons the card exists is to attract CPC level clients...not to retain CPB as has been stated on another board. If you have put some decent numbers on the card no way they will pull it...they want your money in a CPC account...then they can start making offers for mortgages, car loans...where the real gravy is.

[dvd]

1348268822[/url]' post='4749730']

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $$,$$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

 

Have you thought about having a CPC relationship in California?

[hegemony]

1348268822[/url]' post='4749730']

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $$,$$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

 

Have you thought about having a CPC relationship in California?

 

CPC is supposed to roll out here in 2013; of course I was first told it would be fall 2012. there will be two offices but I do worry the same people running around branches here claiming to be the future CPC bankers will truly become the heads of the CPC branches.

[dvd]

sooo.....

 

it is getting close to my one year mark...

 

and owing to some less-than-stellar interactions with local under-trained JPMchase folks we have not moved the $,$ into JPMchase...we've moved some, but not nearly the amount we need to...

 

I think I am just going to pretend that we forgot and see if the Pd card is maintained or if we get a call...

 

until there is a true CPC office here locally, I'm not moving more funds.

 

I wonder what is the probability of the card being THEFTED...

 

Have you thought about having a CPC relationship in California?

 

CPC is supposed to roll out here in 2013; of course I was first told it would be fall 2012. there will be two offices but I do worry the same people running around branches here claiming to be the future CPC bankers will truly become the heads of the CPC branches.

 

 

From what I gathered the bankers at CPC go through rigorious training before the become CPC bankers. That being said CPC relationship is dependent on the banker and how they are able to navigate throught the various processes to get things doen for their client.

 

I would seriously think of having a CPC relationship in California.

[msuh]

I haven't used my Palladium card is over 2 months. I'm thinking of cancelling it before the next AF hits. Or I can switch to the Select? Damn, I'm regretting closing my CSP. Anyone else thinking the same?

[Chronometer]

1348587240[/url]' post='4750908']

I haven't used my Palladium card is over 2 months. I'm thinking of cancelling it before the next AF hits. Or I can switch to the Select? Damn, I'm regretting closing my CSP. Anyone else thinking the same?

 

Nope. Love mine. I would not trade it for a Amex Black.

 

[distantarray]

 

 

When i last checked they had reduced the requirement and with 100k in their bank you would get the AF waived however, they now charge $50/mo for the card if you have less than that.

 

damn is this true? Sad my credit still sucked when the backdoor was still open, but I currently have over 100k in Chase should I app?

[formertechie]

Anyone else here break $100k in annual spend yet. I heard a rumor of better service/enhanced benefits to those who are spending over $100k in a year on this card. I just broke it by a mile ($40k charges this month).

[Crashem]

1352241912[/url]' post='4766813']

Anyone else here break $100k in annual spend yet. I heard a rumor of better service/enhanced benefits to those who are spending over $100k in a year on this card. I just broke it by a mile ($40k charges this month).

 

I'm over 100k for a few months. What rumors have you heard? Haven't really used services since over 100k. I'll test out the theory if you can point me in right direction.

[hegemony]

any swag lately? nada for me

[formertechie]

US Airways Status offered to me. Don't need it at the moment.

 

CLI $50k-$100k

 

Other than that same old. My annual fee is up next month and my first year was waived. Rumor has it according to my banker at chase the CPC banker received an email saying my annual fee was waived indefinitely. Lets see if that hold true

[hegemony]

US Airways Status offered to me. Don't need it at the moment.

 

CLI $50k-$100k

 

Other than that same old. My annual fee is up next month and my first year was waived. Rumor has it according to my banker at chase the CPC banker received an email saying my annual fee was waived indefinitely. Lets see if that hold true

 

nice CLI! I haven't asked about the AF. I suppose it is worth a shot.

[formertechie]

US Airways Status offered to me. Don't need it at the moment.

 

CLI $50k-$100k

 

Other than that same old. My annual fee is up next month and my first year was waived. Rumor has it according to my banker at chase the CPC banker received an email saying my annual fee was waived indefinitely. Lets see if that hold true

 

nice CLI! I haven't asked about the AF. I suppose it is worth a shot.

 

I've put 5 authorized users so far and haven't been charged the $99 fee on any of them yet.

[hegemony]

US Airways Status offered to me. Don't need it at the moment.

 

CLI $50k-$100k

 

Other than that same old. My annual fee is up next month and my first year was waived. Rumor has it according to my banker at chase the CPC banker received an email saying my annual fee was waived indefinitely. Lets see if that hold true

 

nice CLI! I haven't asked about the AF. I suppose it is worth a shot.

 

I've put 5 authorized users so far and haven't been charged the $99 fee on any of them yet.

 

 

I forget, do you have a lot invested with JPMC?

[formertechie]

US Airways Status offered to me. Don't need it at the moment.

 

CLI $50k-$100k

 

Other than that same old. My annual fee is up next month and my first year was waived. Rumor has it according to my banker at chase the CPC banker received an email saying my annual fee was waived indefinitely. Lets see if that hold true

 

nice CLI! I haven't asked about the AF. I suppose it is worth a shot.

 

I've put 5 authorized users so far and haven't been charged the $99 fee on any of them yet.

 

 

I forget, do you have a lot invested with JPMC?

 

 

$0. I don't really bank much with them. I do put considerable spend on the card.

 

 

[tifozi]

Great CLI! Guessing they didn't HP with the way you are rolling

[hegemony]

mypalladiumcard now has a twitter feed and tweeted about some ski lodge promo.

[hegemony]

I read on @mypalladiumcard about a BVLGARI offer:

 

http://mypalladiumcard.com/bvlgari-gift-offer/

 

I have not gotten this (or any special offer). has anyone here seen the BVLGARI offer?

[formertechie]

Well it appears by banker was correct. My annual fee should have been charged this statement and it wasn't. I guess I am on a lifetime annual fee waiver.

[Mike Lowry]

I hope to be baller status like you guys one day.

[hegemony]

Well it appears by banker was correct. My annual fee should have been charged this statement and it wasn't. I guess I am on a lifetime annual fee waiver.

that is very sweet!!

 

I've been disappointed that there has been no xmas/holidays swag. I could really use another $1,000 gift card for Ripka asap.