The Master 100 Open Membership Credit Unions Thread

[BobWang]

Thanks to the following for leads:

 

http://creditunionde...e-can-join.html

http://creditboards....howtopic=453098

 

My tip: Look at a University Credit Union, often joining the Alumni Association confers membership

 

1st Choice Credit Union

http://www.1stchoice...about/join.html

GettingAhead Association

http://www.gettingah...bership_12.html

 

ABCO Federal Credit Union

http://www.goabco.or...bility_list.cfm

American Consumer Council

https://www.american.../membership.asp

 

Affinity Plus Federal Credit Union

https://www.affinity...whoCanJoin.aspx

Affinity Plus Foundation

https://www.affinity...foundation.aspx

 

Agriculture Federal Credit Union

https://www.agricult...Name=Membership

CityDance Ensemble

http://www.citydance.../supporters.cfm

 

Alabama Credit Union

http://www.alabamacu...2ED4F723042EF0B

The University of Alabama Alumni Association

https://www.ua.edu/a...FTOKEN=93732004

 

Allegacy Federal Credit Union

http://www.allegacyf...nts/eligibility

Charlotte Art League

http://www.charlotte...nsupportdonate/

 

Alliant Credit Union

http://www.alliantcr...ip/eligibility/

Foster Care to Success

http://fc2success.or...r-with-alliant/

 

America's Christian Credit Union

http://www.americasc...cu.com/home/who

Statement of Faith

http://www.americasc...om/home/abo/fai

 

America's Credit Union

http://www.youracu.o...inus/membership

Association of the United States Army

http://www.ausa.org/...es/default.aspx

 

Andrews Federal Credit Union

http://www.andrewsfc...ge.php?page=330

American Consumer Council

https://www.american.../membership.asp

 

ARC Federal Credit Union (ARCFCU)

http://www.arcfcu.or.../Membership.asp

American Consumer Council

https://www.american.../membership.asp

 

Associated Credit Union

http://www.acuonline...ship/advantages

Check "GENERAL PUBLIC" box

 

Belvoir Federal Credit Union

http://belvoircredit...on#who-we-serve

The Arc of Greater Prince William

http://www.arcgpw.org/membership.html

 

Cal State L.A. Federal Credit Union

http://www.calstatel...=139&Itemid=148

California State University, Los Angeles Alumni Association

http://alumni.calsta...rship/index.htm

 

California Coast Credit Union (California residents only)

https://www.calcoastcu.org/newmembers/

Golden State PTA

http://www.capta.org...oin-support.cfm

 

California Credit Union

https://www.californ...hip/application

National PTA

http://www.pta.org/n...application.asp

 

Carolina Collegiate Federal Credit Union

http://www.carolina.org/about.aspx

Carolina Alumni Association

http://www.mycarolin...2/homepage.aspx

 

Christian Community Credit Union

http://www.mycccu.co...ndividuals.html

Statement of Faith

http://www.mycccu.co...ndividuals.html

 

Coastal Federal Credit Union

http://www.coastal24...ligibility.html

American Consumer Council

https://www.american.../membership.asp

 

CommonWealth Credit Union

https://www.commonwe...Folder=Join+Now

Financial Fitness Association

http://www.financial...id=22&Itemid=29

 

Connexus Credit Union

http://www.connexusc...membership.html

Connexus Association

http://www.connexusc...ssociation.html

 

Consumers Credit Union

https://www.myconsum...membership.aspx

Consumers Cooperative Association

https://www.myconsum...membership.aspx

 

Core Credit Union

https://www.corecred...ion.com/seg.htm

GettingAhead Association

http://www.gettingah...bership_12.html

 

Credit Union of Atlanta

http://www.cuatlanta...ut_us/join.html

GettingAhead Association

http://www.gettingah...bership_12.html

 

Credit Union of Georgia

http://www.cuofga.or...ecome-a-member/

Credit Union of Georgia

http://www.cuofga.or.../membership.pdf

 

Credit Union ONE

http://www.cuone.org...membership.aspx

Open to everybody

 

Delta Community Credit Union

https://www.deltacom...eligibility.asp

GettingAhead Association

http://www.gettingah...bership_12.html

 

Digital Federal Credit Union (DCU)

https://www.dcu.org/...eapp-index.html

Reach Out For Schools

https://www.dcu.org/...eapp-index.html

 

E-Central Credit Union

http://www.ecentralc...ligibility.html

Belong to another credit union

 

Endura Financial Federal Credit Union

https://www.endurafi...n.php?DocID=111

American Consumer Council

https://www.american.../membership.asp

 

Excel Federal Credit Union

https://www.excelfcu...mber_groups.asp

GettingAhead Association

http://www.gettingah...bership_12.html

 

First Commonwealth Federal Credit Union (Pennsylvania or New Jersey residents only)

https://www.firstcom...age.php?page=28

American Consumer Council

https://www.american.../membership.asp

 

First Tech Federal Credit Union

https://www.firsttec...etus/index.aspx

Financial Fitness Association

http://www.financial...id=22&Itemid=29

 

Fitchburg Federal Credit Union (Join in Branch Only)

http://www.fitchburg....html#memberapp

Friends of Fitchburg Library

http://friendsoffitc...unteerwhole.pdf

 

Fort Knox Federal Credit Union (FKFCU)

http://www.fkfcu.org/membership.html

American Consumer Council

https://www.american.../membership.asp

 

Frederica Credit Union

http://www.frederica...bout/about.html

GettingAhead Association

http://www.gettingah...bership_12.html

 

Fresno County Federal Credit Union

http://www.fresnocfcu.org/home/mem/who

American Consumer Council

https://www.american.../membership.asp

 

Georgia United Credit Union

http://secuga.org/in...oupListings.asp

GettingAhead Association

http://www.gettingah...bership_12.html

 

Georgia's Own Credit Union (Have to live within 100 miles of a branch)

https://www.georgias...nsors_list.html

GettingAhead Association

http://www.gettingah...bership_12.html

 

The Golden 1 Credit Union

https://www.golden1....bership/default

Financial Fitness Association

http://www.financial...id=22&Itemid=29

 

Golden Plains Credit Union (GPCU)

http://www.gpcu.org/gpcu/Join.asp

Friends of Lee Richardson Zoo

https://app.etapestr...=3954.0.4458518

 

Grow Financial Federal Credit Union

https://www.growfina...hip.eligibility

Friends of Military Families, LLC

https://www.growfina...sID=51&catID=11

 

GTE Federal Credit Union (GTEFCU)

https://www.gtefcu.o...Membership.aspx

CUSavers

https://join.gtefcu....Application.pdf

 

Gwinnett Federal Credit Union

http://www.gwinnettf...about/join.html

GettingAhead Association

http://www.gettingah...bership_12.html

 

Indiana State University Federal Credit Union (Indiana & Illinois residents only)

https://www.isucredi..._eligiblity.asp

American Consumer Council

https://www.american.../membership.asp

 

ISU Credit Union (ISUCU)

https://www.isucu.or...membership.html

Bannock Humane Society

http://www.bannockhu.../volunteer.html

 

JSTC Employees Federal Credit Union

http://jstc.net/inde...lay&contentID=3

American Consumer Council

https://www.american.../membership.asp

 

Justice Federal Credit Union (JFCU)

https://www.jfcu.org...ibility.asp#lea

National Sheriffs' Association

http://www.sheriffs....ership/Join.asp

 

Kinecta Federal Credit Union

https://member.kinec...be-53dc0651a03f

Consumers Cooperative Society of Santa Monica

http://www.ccssm.coop/membership.html

 

Kirtland Federal Credit Union (Join in Branch Only)

http://www.kirtlandf...ship/groups.htm

Albuquerque Aerostat Ascension Association

http://www.hotairbal...page=membership

 

La Loma Federal Credit Union (LLFCU)

http://www.llfcu.org...d=33&Itemid=123

American Consumer Council

https://www.american.../membership.asp

 

Lake Michigan Credit Union (LMCU)

https://lending.digi...pplication.aspx

Amyotrophic Lateral Sclerosis Association (ALS), West Michigan Chapter

https://lending.digi...08c4d0490eb.pdf

 

Ledge Light Federal Credit Union

https://www.ledgelig...bership/seg.htm

American Consumer Council

https://www.american.../membership.asp

 

Lockheed Federal Credit Union

https://apps.lockhee...4c-8cd488035b45

American Consumer Council

https://www.american.../membership.asp

 

Los Angeles Federal Credit Union (LAFCU) (Los Angeles residents Only)

http://www.lafcu.org...ligibility.html

Los Angeles Charitable Association

http://www.lafcu.org...charitable.html

 

MAFCU Federal Credit Union

http://www.mafcucred...ate-groups.html

Massachusetts Coalition for the Homeless

http://www.mahomeles...membership.html

 

Melrose Credit Union

http://www.melrosecu.../membership.asp

Equifax pull

https://secure.loans...Disclosure.aspx

 

Members Credit Union (Join in Branch)

http://www.memcu.com...ociations.shtml

North Carolina Consumer Council

http://www.ncconsume...membership.html

 

Members First Credit Union

http://www.membersfi...age=eligibility

GettingAhead Association

http://www.gettingah...bership_12.html

 

Michigan State University Federal Credit Union (MSUFCU)

https://www.msufcu.o...n/who_can_join/

Michigan State University Alumni Association

https://alumni.msu.e...ccount/join.cfm

 

Money One Federal Credit Union

http://www.moneyonef...rg/memwiz3.html

Gifts for Easter Seals

http://www.moneyonef...erseal_form.pdf

 

Mountain America Credit Union (MACU)

http://www.macu.com/home/aboutus/join

American Consumer Council

http://americanconsumercouncil.org/

 

NASA Federal Credit Union (NASAFCU)

https://www.nasafcu.com/membership/

American Consumer Council

http://americanconsumercouncil.org/

 

Northrop Grumman Federal Credit Union (NGFCU)

http://www.ngfcu.us/...oseligible.aspx

Southern California Historical Aircraft Foundation(SCHAF)

http://www.wmof.com/newmem.htm

 

Northwest Georgia Credit Union (NWGACU)

http://www.nwgacu.or...oin-NWGACU.aspx

GettingAhead Association

http://www.gettingah...bership_12.html

 

NuVision Federal Credit Union

https://nuvisionfede.../am-i-eligible/

American Consumer Council

https://www.american.../membership.asp

 

Oaktrust Federal Credit Union

http://www.oaktrust.com/about_us.php#2

Illinois Press Foundation

http://www.oaktrust.com/about_us.php#2

 

Patelco Credit Union

https://www.patelco....ligibility.aspx

Community Association for Engaging Youth (CAFE-Y)

https://www.patelco..../community.aspx

 

Pen Air Federal Credit Union

https://www.penair.o...lder=Membership

Friends of the Navy-Marine Corps Relief Society

https://www.penair.o...Booklet%201.pdf

 

Pentagon Federal Credit Union (PenFed)

https://www.penfed.o...in/overview.asp

National Military Family Association

https://www.penfed.o...in/overview.asp

 

People's Federal Credit Union

http://www.pcpfcu.or...come_member.htm

Center for Community Self-Help

http://www.self-help...ions/membership

 

Pinnacle Federal Credit Union

https://www.pinnacle.../howtojoin.html

American Consumer Council

https://www.american.../membership.asp

 

Premier America Credit Union

http://www.premier.org/home/become

Alliance for the Advancement of Arts & Education (AAAE)

http://www.premier.org/home/become

 

Provident Credit Union

http://www.provident...arch=membership

California Library Association

http://www.cla-net.o...ommon.cfm?an=16

 

Quorum Federal Credit Union

https://www.quorumfc...c-5a2f08bc6098#

Select Savers Club

http://www.selectsav...85-fdb9979d6a50

 

Redstone Credit Union (REDFCU)

https://www.redfcu.o...ip/seg_list.htm

Friends of the Huntsville-Madison Library

http://hmcpl.org/dow..._membership.pdf

 

Riverland Credit Union

http://www.riverland...p/index.htm#seg

Arts Council of New Orleans

http://www.artscounc...opic=membership

 

RTN Federal Credit Union

http://www.rtn.org/a...product_4_2.asp

Watertown Historical Society

http://www.watertownhistory.org/

 

Self Help Credit Union (SHCU)

http://www.self-help.../invest-with-us

Self Help Credit Union (SHCU)

http://www.self-help.../invest-with-us

 

Self Help Federal Credit Union (SHFCU)

http://www.self-help.../invest-with-us

Self Help Federal Credit Union (SHFCU)

http://www.self-help.../invest-with-us

 

Sierra Point Credit Union (SPCU)

https://www.spcu.org/asp/whocan.asp

Financial Fitness Association

http://www.financial...id=22&Itemid=29

 

Silver State Schools Credit Union

https://www.silverst...SSS_mem_who.htm

Vegas PBS

http://www.klvx.org/index.aspx?NID=57b

 

Southeast Financial Credit Union

http://www.southeast...us/who-can-join

Autism Society of Middle Tennessee

http://tnautism.org/...id=25&Itemid=40

 

Spectrum Federal Credit Union

http://www.spectrumf...us/join-us.html

Financial Fitness Association

http://www.financial...id=22&Itemid=29

 

Stanford Federal Credit Union (SFCU)

https://www.sfcu.org/membership

Friends of the Palo Alto Library

http://www.friendspa...ib.org/join.htm

 

State Department (SDFCU)

https://www.sdfcu.org/join

American Consumer Council

https://www.american.../membership.asp

 

Suncoast Schools Federal Credit Union (55 Years Old or Retired Only)

http://www.suncoastf....aspx?tabid=263

SSFCU Retirement Association

http://www.suncoastf....aspx?tabid=153

 

Telcom Credit Union (Michigan Residents Only)

http://www.telcomcu....ow-to-join.html

Salvation Army Bead and Bread

http://www.telcomcu....onArmy12-07.pdf

 

UMassFive College Federal Credit Union

https://secure.umass...ligibility.html

UMass Amherst Alumni Assocation

http://umassalumni.c...hip/levels.html

 

United Federal Credit Union

https://secure.ander...home.wizDisplay

American Consumer Council

https://www.american.../membership.asp

 

University Federal Credit Union (UFCU)

https://www.ufcu.org...rship/index.php

University of Texas Longhorn Foundation

http://www.texasspor...nate-today.html

 

University of Hawai`i Federal Credit Union

https://www.uhfcu.com/join/

University of Hawai`i Alumni Association

http://uhalumni.org/...&gid=1&pgid=337

 

University of South Alabama Federal Credit Union

http://www.usouthal....meamember.shtml

University of South Alabama National Alumni Association

http://www.southalab...embership.shtml

 

UniWyo Federal Credit Union (Wyoming and the Front Range of Colorado residents only)

https://www.uniwyo.c...rship-field.htm

American Consumer Council

https://www.american.../membership.asp

 

USE Credit Union (USECU)

http://www.usecu.org/home/mem/join

KPBS

http://www.kpbs.org/membership/

 

USF Federal Credit Union

https://creditunion.usf.edu/Join.asp

USF Alumni Association

http://usfalumni.org...?pgid=330&gid=1

 

U.S. New Mexico Federal Credit Union (USNMFCU)

https://www.usnmfcu....tunion/join.php

Be 50 years of age or better or

Indian Pueblo Cultural Center

http://www.indianpue...membership.html

 

VyStar Credit Union

http://www.vystarcu..../membership/who

Public Charities in Duval County, FL

http://nccsdataweb.u...ode=C12031&v=cf

 

Western Federal Credit Union

http://www.western.o...ligibility.aspx

Surfrider Foundation

https://ww2.surfride...membership4.cfm

 

Xceed Financial Credit Union (XFCU)

http://www.xfcu.org/...ligibility.aspx

Friends of the Webster Public Library

http://www.websterli...hipform2008.pdf

 

 

COLORADO RESIDENTS ONLY

 

Consumers United Association

http://www.cuacolorado.org/join.asp

Members qualify for membership in:

 

Aurora Schools Federal Credit Union

BCS Community CU

Bellco CU

College Credit Union

Colorado Credit Union

Columbine Federal Credit Union

Community Financial Credit Union

Coors Credit Union

Credit Union of Denver

Credit Union of the Rockies

Elevations Federal Credit Union

Horizons North CU

Members Federal Credit Union

Metrum Community Credit Union

Premier Members Federal Credit Union

Partner Credit Union

Pikes Peak Credit Union

Public Service CU

Red Rocks Credit Union

Security Service Federal Credit Union

Weld Schools Credit Union

Westerra Credit Union

Westminster FCU

White Crown Federal Credit Union

[ScoreGoals]

Above and beyond!

 

Thanks so much for sharing!

[Doward]

Florida Credit Union based in Central Florida (Gainesville area)

 

http://flcu.org/

 

They've done right by me.

[BobWang]

http://flcu.org/About/default.asp

As a customer-owned financial institution, Florida Credit Union is dedicated to serving only the interests of our customers. Our success is not based on making a profit by charging high rates and fees. Florida Credit Union was chartered for the purpose of saving our members money.

 

All residents of Alachua, Bradford, Citrus, Clay, Columbia, Gilchrist, Lake, Levy, Marion, Putnam, Sumter, Suwannee and Union counties can join Florida Credit Union.

[PunisherSD]

All we need is someone OCD enough to get membership with all of them. Any volunteers?

[BobWang]

That's my shopping list.

[more credit less cash]

That's my shopping list.

 

after you join them, you can apply for loan products from them! It's getting very close to year 2012!

[Mr. Media]

All we need is someone OCD enough to get membership with all of them. Any volunteers?

 

Soon as my self-imposed 30-day CU pause is over with, I'll try for a few of these.

[anotherusedupname]

Thanks for the list, Bob!

 

When reading through a few of these CU sites I kept noticing the "design your own card" option... you know, where you upload a picture...

 

... which begs the question, how much can you get away with?

[Sun Love]

Wow - very nice, thanks!

 

CU Addicts Anonymous, here I come.

[BobWang]

I should have kept track of all the "Open Membership" CUs that have gone out of business, or been merged.

 

There were a LOT of them.

 

e.g. USA Fed was taken over by NFCU, and Addison merged with First Tech.

[luckydriver]

BK friendly notations would be nice too

[foeplay]

looks like LAFCU is already on here Bob

[BobWang]

looks like LAFCU is already on here Bob

Hmmm, I wonder what made it stick out when I compiled this list.

[dancinglizard]

BobWang, thanks so much! This is an incredible list.

 

I joined NFCU last week, and USAA last month, plus I'm keeping my account with my local credit union. Think I might open an account with Randolph Brooks and/or https://www.ufcu.org too, because I'm trying to move to Austin next year. My sis lives in the area.

 

You rock! Thanks for all the legwork.

Edited September 2, 2011 by dancinglizard

[sexonthebeach]

BK friendly notations would be nice too

 

yes it would be very nice

[blackshirt]

BobWang, thanks so much! This is an incredible list.

 

I joined NFCU last week, and USAA last month, plus I'm keeping my account with my local credit union. Think I might open an account with Randolph Brooks and/or https://www.ufcu.org too, because I'm trying to move to Austin next year. My sis lives in the area.

 

You rock! Thanks for all the legwork.

 

UFCU in Austin is great. I no longer live in Austin, but still use them frequently. Their rates aren't as good as Navy or Alliant, but they work with you if you have any negatives or BK on your report. They were one of my first valuable tools during the rebuilding process.

[BobWang]

BK friendly notations would be nice too

 

yes it would be very nice

 

Destinations Credit Union

https://www.destinat....org/index.html

Friends of the Red Cross

https://www.destinat...friends_RC.html

 

They explicitly serve the "credit-challenged"

[Chad3304]

Thanks Bob, assuming "credit challenged" includes BK friendly?

[Chad3304]

Also decided to go ahead and join UFCU, since I see they are BK friendly.

[fusioncredit]

Also decided to go ahead and join UFCU, since I see they are BK friendly.

 

Which UFCU are you referring to?

[Cosmos Human]

Thank you Bob! Now I just have to find one that will grant me a CC with a BK d/c of 2005. This list is fantastico!!! Many thanks Bob!

[Anubis]

Thank you Bob! Now I just have to find one that will grant me a CC with a BK d/c of 2005. This list is fantastico!!! Many thanks Bob!

My BK was 10/2005 and I've gotten cards from USAA (not a CU, though they are similar in many ways), Partners, PSECU, and FirstTech. All those have been in the past 6 months, whereas before I followed the usual rebuilding route of Hooters, HSBC, GEMB, Dell, etc. starting in 2007.

[fixit502]

Commonwealth Credit Union..... Small but very customer friendly http://www.ccuky.org

Edited November 8, 2011 by fixit502

[Cosmos Human]

Thank you Bob! Now I just have to find one that will grant me a CC with a BK d/c of 2005. This list is fantastico!!! Many thanks Bob!

My BK was 10/2005 and I've gotten cards from USAA (not a CU, though they are similar in many ways), Partners, PSECU, and FirstTech. All those have been in the past 6 months, whereas before I followed the usual rebuilding route of Hooters, HSBC, GEMB, Dell, etc. starting in 2007.

 

Can I ask your limits, please? You can PM me if you want. I know I am worth more than 'toy" CL.