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Repo Advice Needed

The last post in this topic was posted 3400 days ago. 

 

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Hello All!

 

I am new to the site and new to the credit repair world. Please forgive me if I have posted this topic in the wrong area. I have been through the newbie stuff (briefly) trying to find advice on a particular situation. My husband and I had our vehicle repossessed around this time a year ago. I have heard, through various sources, that sometimes people are able to make arrangements with the company where the debt is paid and they remove themselves from your credit report, as if you had never done business with them. I personally feel it's pointless to pay this off unless they do remove themselves. It benefits us in no way, I don't think, to pay it and still have a negative mark from them. My question is this: 1. Is there a spot on the board I should be looking in particular for this info, and if so, if someone could direct me there that would be super! 2. Is this really possible? (Getting them to remove themselves).

 

Thank you all so much for looking!

A.A.

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What you are referring to is a "pay for delete" letter. If you search those terms or "PFD" you'll find tons of threads on that topic.

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I had a repo several years ago. Got a letter from them after the car was sold saying I didn't owe anything extra. about a year later I found this board and wrote a dispute to the credit bureaus and it was deleted. Don't know if that helps you any but that's the only experience I've had with a repo.

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