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KayveBear's Running Credit Thread


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The last post in this topic was posted 2425 days ago. 

 

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Your credit limits make me sick... Or jealous I cant tell.

 

I am a baby around here compared to some.... if I had a higher income I could get MUCH bigger lines. But thanks :)

 

Maybe after you finish school. :grin:

 

It will be interesting to see where your FICOs end up after you finish paying of your CC and optimize utilization. Please update.

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Your credit limits make me sick... Or jealous I cant tell.

 

I am a baby around here compared to some.... if I had a higher income I could get MUCH bigger lines. But thanks :)

 

Maybe after you finish school. :grin:

 

It will be interesting to see where your FICOs end up after you finish paying of your CC and optimize utilization. Please update.

 

 

It will be interesting to see as this month will be a double whammy. I had my parents remove me from last 5 AU cards (if they delete, my AAOA will change). If they report as terminated shouldn't be affected. Up to the creditor from what I hear. Combined with a much lower UTIL %

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Credit Sesame just updated +18 points on Sept. 2nd to 795... makes me excited for my EX Fico to come in (last month at 764) and hasn't updated for Sept yet. EX has always lagged heavily behind and it might be catching up.

 

PSECU just reported my updated FICO this month +16 to 780 ... my highest EX Fico ever.

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Your credit limits make me sick... Or jealous I cant tell.

 

I am a baby around here compared to some.... if I had a higher income I could get MUCH bigger lines. But thanks :)

 

MAY we ask what you state as you're income?

 

 

Nearly all of my lines were built on income starting at 40k stated, and moving as high as 78k stated.

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Your credit limits make me sick... Or jealous I cant tell.

 

I am a baby around here compared to some.... if I had a higher income I could get MUCH bigger lines. But thanks :)

 

MAY we ask what you state as you're income?

 

 

Nearly all of my lines were built on income starting at 40k stated, and moving as high as 78k stated.

 

Thank you for the 411 good Sir

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Requested the following CLI's today.

 

USAA bumped me from 18k to 24k. Wouldn't go a penny higher.

 

NFCU bumped from 20k to 25k (computer generated). Waiting to hear back on manual review from UW.

 

Pentagon Federal: Waiting to hear back on manual review pending.

 

Citi Simplicity: Waiting to hear back on manual review from initial application approved limit of 10.2k

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Requested the following CLI's today.

 

USAA bumped me from 18k to 24k. Wouldn't go a penny higher.

 

NFCU bumped from 20k to 25k (computer generated). Waiting to hear back on manual review from UW.

 

Pentagon Federal: Waiting to hear back on manual review pending.

 

Citi Simplicity: Waiting to hear back on manual review from initial application approved limit of 10.2k

 

PenFed CLI from 5k to 30k after card has been open a couple months. Atta'girl Penfed. Now you have my heart and loyalty.

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Requested the following CLI's today.

 

USAA bumped me from 18k to 24k. Wouldn't go a penny higher.

 

NFCU bumped from 20k to 25k (computer generated). Waiting to hear back on manual review from UW.

 

Pentagon Federal: Waiting to hear back on manual review pending.

 

Citi Simplicity: Waiting to hear back on manual review from initial application approved limit of 10.2k

 

PenFed CLI from 5k to 30k after card has been open a couple months. Atta'girl Penfed. Now you have my heart and loyalty.

 

 

NavyFederal approved CLI from 20k to 45k which is now my new highest line!! :) Love you Navy

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OK :) Quite a fruitful day.

 

Citibank just got back to me, (executive office) and they are changing my starting line on the Simplicity card from 10.2k to 24k... with an 18 month 0% APR balance transfer (Sweet). Here are the results of today... and I think I am done for a while.

 

New CitiSimplicity card: $24k

NFCU CLI: $20k to $45k

PenFed CLI: $5k to $30k

USAA CLI: $18k to $24k.

 

Added a total of $80,000 in revolving lines. I now have $383,000 in available revolving lines (holy smokes).

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Your credit limits make me sick... Or jealous I cant tell.

 

my thoughts exactly...I feel the urge to hate you KayveBear, but its obviously out of pure jealousy

 

 

Well... hate me. Or get inspired. Look how much I was able to do in 3 years after finding CB. Better yet, LOVE CB :)

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Hard INQ's a bit higher now than I would like, but my B* days are done, so it is what it is.

 

I do not have any intentions to apply for anything until January, when I will close 1-2 Amexes and open 1-2 Amexes... so that should be one more EX INQ.

 

Current INQ count: EX 6, EQ 9, TU 5.

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Hard INQ's a bit higher now than I would like, but my B* days are done, so it is what it is.

 

I do not have any intentions to apply for anything until January, when I will close 1-2 Amexes and open 1-2 Amexes... so that should be one more EX INQ.

 

Current INQ count: EX 6, EQ 9, TU 5.

Why's that?? :dntknw:

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