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clorox2011

crazy denial

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Applied for Roadloans auto loan, denied for "INSUFFIENT CREDIT EXPERIENCE", what on earth? I have alot of accounts, i do npt understand this one! Hmm

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I have had that same denial reason from Citi . My average age of accounts is 6.5years, I would love to understand that myself.

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Average age of accounts is about 7 years, i guess this is their nice way of saying DENIED

 

FICO told me 10 years. Must be a "Bukkit" thing.

 

No one real answer for everybody.

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Maybe they mean Insufficient Poor Credit. Roadloans is bottom of the barrel, scum. I'd stay away from them if at all possible.

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It seems that EVERY company (not just santander) will pull some random reason out of a hat to decline you for if there is something in your file they do not like.

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I've been given that reason for denial before, now, here's the trick -- you should call for a reconsideration if that's the only reason why you were denied.

 

Someone should be able to override that and issue you the card/credit.

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