Jump to content

ANNOUNCEMENT

 


cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
 
 
photo-thumb-3.jpg
Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
 
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
 
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.

 

- Pam, LKH, radi8, Marv

- the mods and forum leads


Sign in to follow this  
creditmonitor2010

B* reference guide

Recommended Posts


I had one question about accuracy of scores:

 

I just signed up for SC and it shows a score that is 40+ points lower than the three scores that I am shown through the service Credit Keeper (which is only a monthly pull). The score that I am shown now was something I achieved 5-6 months ago according to my original service.

 

My initial thought was just to use SC for B*, but now I am not sure which service is showing a more accurate score. Any thoughts are greatly appreciated.

Share this post


Link to post
Share on other sites

I had one question about accuracy of scores:

 

I just signed up for SC and it shows a score that is 40+ points lower than the three scores that I am shown through the service Credit Keeper (which is only a monthly pull). The score that I am shown now was something I achieved 5-6 months ago according to my original service.

 

My initial thought was just to use SC for B*, but now I am not sure which service is showing a more accurate score. Any thoughts are greatly appreciated.

Neither. These are fake scores ("fako"). Lenders use FICO scores, which you can obtain from myfico.com and a few other places. As a general rule, do not pay any attention to the scores at credit monitoring sites.

Share this post


Link to post
Share on other sites

since it appears that the usage of these tools changes with the winds.. I thought I would just ask.

 

For B* on TU.. I currently use MPM (which I had been using also for EQ)

 

Do MPM and SCP conflict with one another, or can you actually achieve 2 per day using both?? (yes, it's more expensive but would be worth it as my TU is crawling and I sometimes forget to run MPM at the 24+1 timeframe).

Share this post


Link to post
Share on other sites

since it appears that the usage of these tools changes with the winds.. I thought I would just ask.

 

For B* on TU.. I currently use MPM (which I had been using also for EQ)

 

Do MPM and SCP conflict with one another, or can you actually achieve 2 per day using both?? (yes, it's more expensive but would be worth it as my TU is crawling and I sometimes forget to run MPM at the 24+1 timeframe).

Only SCP works for TU.

Share this post


Link to post
Share on other sites

Only SCP works for TU.

 

Good to know.. now I can cancel MPM and even my AMEX puller.. (only daily puller I really liked was USAA)

Share this post


Link to post
Share on other sites

Wow I've been working on the ins and outs of B* and never knew this thread existed! Seems an update from some of the original information may be in order though :lol:

Share this post


Link to post
Share on other sites

is there any reason I am not seeing my USAA on my Equifax report for inquires? at least I don't see it I have pulled all 3 with usaa 02/12/2013 through 02/27/2013 but not showing on inqs that I can see. What would it actually say on my inqs from usaa?

Share this post


Link to post
Share on other sites

is there any reason I am not seeing my USAA on my Equifax report for inquires? at least I don't see it I have pulled all 3 with usaa 02/12/2013 through 02/27/2013 but not showing on inqs that I can see. What would it actually say on my inqs from usaa?

USAA shows up as CREDITEXPERT 1-866-673-0140 I believe on mine. It has to be that one looking at all the pulls.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

  • Today's Birthdays

  • Member Statistics

    • Total Members
      174,661
    • Most Online
      1,528

    Newest Member
    OSCR
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×

Important Information

Guidelines