Jump to content

Sign in to follow this  
mnegron1969

How close are USAA scores to FICO?

Recommended Posts

I signed up for USAA monitoring today and my scores are higher than another monitoring site and it seems to be the same as my CCT scores. I just wanted to know if they are close to FICO scores?

Share this post


Link to post
Share on other sites

CCT and USAA are the same product... just rebranded. So that's why those would match.

 

However a real FICO could be very close or it could be a hundred plus points off.

 

In reality, it's apples to oranges as the two have different formulas for calculating.

Share this post


Link to post
Share on other sites

Mine:

 

TU myFICO: 644 USAA-FAKO: 688

EQ myFICO: 618 USAA-FAKO: 677

 

And my DW:

 

TU myFICO: 663 USAA-FAKO: 660

EQ myFICO: 607 USAA-FAKO: 660

 

So clearly, there is not too much correlation between the FAKOs and the real FICOs, at least for our bucket.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Today's Birthdays

    1. trent101
      trent101
      Age: 52
    2. Brog
      Brog
      Age: 57
    3. BrentN
      BrentN
      Age: 49
  • Member Statistics

    • Total Members
      177,987
    • Most Online
      2,046

    Newest Member
    BaxterStJ
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines