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How close are USAA scores to FICO?

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I signed up for USAA monitoring today and my scores are higher than another monitoring site and it seems to be the same as my CCT scores. I just wanted to know if they are close to FICO scores?

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CCT and USAA are the same product... just rebranded. So that's why those would match.


However a real FICO could be very close or it could be a hundred plus points off.


In reality, it's apples to oranges as the two have different formulas for calculating.

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TU myFICO: 644 USAA-FAKO: 688

EQ myFICO: 618 USAA-FAKO: 677


And my DW:


TU myFICO: 663 USAA-FAKO: 660

EQ myFICO: 607 USAA-FAKO: 660


So clearly, there is not too much correlation between the FAKOs and the real FICOs, at least for our bucket.

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