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Guide To Common Abbreviations


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The last post in this topic was posted 4923 days ago. 

 

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AA = Adverse Action

 

AAOA = Average Age of Accounts

 

AG = Attorney General

 

APR = Annual Percentage Rate

 

AR = Account Review

 

AU = Authorized User

 

BADDIE = Any negative or derogatory item on your report

 

BBB = Better Business Bureau

 

BK = Bankruptcy

 

BT = Balance Transfer

 

BUMP = Used by someone when they are looking for an answer to the thread, but have not received one yet

 

CA = Collection Agency

 

CBR - Credit Bureau Report

 

CC = Credit Card

 

CCC = Credit Card Company

 

CCCS = Consumer Credit Counseling Services

 

CFL = Consumer Finance Loan

 

CL = Credit Limit

 

CLD = Credit Line Decrease

 

CLI = Credit Line Increase

 

CMRRR = Certified Mail Return Receipt Requested

 

CO = Charge Off

 

CRA = Credit Reporting Agency ( TransUnion, Equifax, Experian)

 

CRO = Credit Repair Organization

 

CRTP = Credit Reporting Time Period

 

Derog = Derogatory

 

DMP = Debt Management Program

 

DOFD = Date of First Delinquency

 

DOLA = Date of Last Activity

 

DTI = Debt to Income

 

DV = Debt Validation

 

EQ (also EFX) = Equifax

 

EX (also EXP, XPN) = Experian

 

FA = Fraud Alert

 

FAKO = Generic credit score, not a true FICO

 

FC = Foreclosure

 

FCRA = Fair Credit Reporting Act

 

FDCPA = Fair Debt Collections Practices Act

 

FI = Fair Isaac

 

FR = Financial Review

 

FTC = Federal Trade Commision

 

HELOC = Home Equity Line of Credit

 

HIPAA = Health Insurance Portability and Accountability Act

 

IIB = Included in Bankruptcy

 

IMO = In My Opinion

 

JDB = Junk Debt Buyer

 

LOC = Line of Credit

 

OC = Original Collector or Original Creditor

 

OP = Original Poster

 

PFD = Pay For Delete

 

PIF = Pay in Full

 

PL = Personal Loan

 

PM = Private Message

 

PP = Permissible Purpose

 

PR = Public Record

 

RECON = Reconsideration

 

SOL = Statue of limitations

 

SW = ScoreWatch

 

TC = TrueCredit

 

TD = Turned Down

 

TL = Tradeline.. An entry in your credit history.

 

TU = TransUnion

 

Util = Utilization

 

WO = Write Off

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