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Backdoor Numbers

MMWTHREAD

By MMWTHREAD,
in Credit Forum

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shifter
shifter

wtf dude??   this isn't rocket science.   this thread is for   backdoor numbers   only.

Cappy
Cappy

We can really use BDN for the CRA's.   I know someone mentioned the other day that he got through with a direct line to Exp.

shifter
shifter

Amazon (store card): see Synchrony (GE)   AMEX Oasis Program: 888-232-3261 AMEX: 866-314-0237 (new app status) AMEX: 800-582-6471 (recon with frozen EX for pin) AMEX Credit Bureau Unit: 800-8

  • 3 weeks later...
Konrad2012

Konrad2012

Posted
Posted


Amazon (store card): see Synchrony (GE)

AMEX: 888-232-3261 (Oasis Program)
AMEX: 866-314-0237 (new app status)
AMEX: 800-582-6471 (recon with frozen EX for pin)
AMEX Credit Bureau Unit: 800-874-2717. Must have a current credit report before calling. They will ask for the account number from the credit report, which is different from your card number.

Barclays: 888-232-0780 (Customer Care)
Barclays: 866-408-4064 (Credit Analyst)

Best Buy: 877-420-0001

Best Buy: 888-908-9890 (Credit Analyst, existing accounts only)

 

BofA: 888-260-4696 (secured accts.)
BofA: 800-824-5895 (secured & partially secured accts.)
BofA: 800-881-4730, 866-226-8225, 800-247-7975 (Credit Analyst, existing accounts only)
BofA: 704-386-5687 (Office of the CEO)
BofA: 888-500-6270 (Credit Dept. Fax)

BofA Business: 877-665-5023 (Analyst/UW)

BofA Business: 877-665-5023 (New applications)

 

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application department; status)
Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)
Cap1: 866-280-0118, 800-955-1455 (EO)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)

Chase: 800-432-3117 (App status)
Chase: 888-270-2127, 800-527-7419 (App recon)
Chase: 800-453-9719 (Business card lending)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)
Chase: 888-298-5623 (Consolidation - M-F 8am-10pm EST)

Chevron/Texaco Biz Card App Status: 888-243-8358

Citi: 800-645-7240, 800-288-4653 (Citi Bank card)
Citi: 800-750-7453, 888-201-4523 (Business)
Citi: 718-248-0847 (EO)
Citi: 866-606-2787, 800-695-5171 (New Accounts UW)
Citi: 605-331-1698 (EO - CC division)
Citi Credit Bureau Dispute Fax: 866-713-5028

Comenity: 800-303-1368 (Consumer Relations - Recon)

Discover: 888-676-3695 (New Accounts)
Discover: 866-305-7691 (Direct Line TO CS)

Elan: 800-364-9648 (CC underwriting, business and personal)

Equifax: 800-846-5279 (Direct to Rep)

Experian: 800-493-1058, 800-208-9232 (9AM-5PM ET, need report number from EX)

ExxonMobil Biz Card: 800-903-9966

FIA: See Elan

FNBO: 800-444-6220

GEMB: 877-294-7541 (escalated help desk)

Haverty's/Sync: 800-333-1082

Home Depot Store Card: 800-677-0232 (Credit Analyst)
Home Depot Store Card: 423 467 6957 (App Status/Recon)
Home Depot MC (Commercial): 800-720-0649
Home Depot: 800-685-6691 (Commercial)

Hooters: 801-545-6705, 800-850-4668

HSBC: 866-574-4421 (App Status)
HSBC: 866-719-3897 (Credit Analyst)

JC Penney: 800-542-0800

Juniper: 866-408-4064 (Credit Analyst)
Juniper/Barclays: 866-750-6031 (Corp. Offices)

Key Bank: 888-201-4523 (App status)
Key Bank: 800-254-2737
Key Bank MC: 800-288-4653
Key Bank Credit Research Fax: 216-357-6404

Lowes: see Synchrony (GE)

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)
Macy's: 800-543-9617 (Recovery Services)

Marvel: see Synchrony (GE)

Meijers MC: 801-517-5560

National City: 800-762-0974 (Credit Dept.)

Nationwide Visa: 866-757-2720 (App. status)

Nordstrom: 800-964-1800 (CLI)

Orchard: 800-395-6090 (May get answered in Spanish by bilingual CSR's. If this happens and you don't speak Spanish, either try again later or try saying "Habla ingles?" or "Ingles, por favor" to let them know you're an English-speaker)

Philips 66: 866-289-5630, 800-610-1961

PNC Bank: 800-762-2117 (Business CC)
PNC Bank: 877-562-0150 (Business UW)

Sam's Club: 800-301-5546 (Underwriting)

Sears: 800-599-9710 (App status)

Shell Fleet Card: 800-223-3296 (App status)
Shell: 800-223-3296, 866-438-7435
Shell: 800-377-5150

Staples: 800-767-1291, 800-282-5316

Sunoco Corp. Card: 800-935-3387, 800-278-6626
Sunoco: 800-310-4773

Synchrony (GE): 800-240-0512, 800-480-0205 (Biz)
Synchrony (GE): 800-588-4290 (Consumer)
Synchrony (GE): 877-379-8175 (Sr UW)
Synchrony (GE): 888-885-6937 (Verification)
Synchrony (GE): 800-333-1082 (Haverty's)

Synchrony (GE): 866-519-6441 (Marvel CC, Sr UW)

Target Biz Card: 800-440-5317

Tiffany: 800-770-0800

USAA Bank Secured Platinum: 800-344-5696 ext 38763 (secured product specialist)

US Bank: 800-947-1444, 800-685-7680 (Underwriting)
US Bank Secured Platinum: 800-344-5696 (underwriters for secured product)

Valero: 877-882-5376

Walmart (Sync): 877-379-8175 (Sr UW)
Walmart (Sync): 877-969-5302 (Verification)

Wells Fargo: 866-677-1128 (credit analyst)
Wells Fargo: 866-535-2725 (Executive Office)
Wells Fargo: 877-514-3717 (Amex Propel Credit Svcs)
Wells Fargo: 844-879-4824 (Direct # for Product Change Credit Svcs)

Wright Express: 888-743-3893

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  • 2 weeks later...
ubercat

ubercat

Posted
Posted

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

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cv91915

cv91915

Posted
Posted

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

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ubercat

ubercat

Posted
Posted (edited)

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

Edited by ubercat
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cv91915

cv91915

Posted
Posted

 

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

 

 

Unless something has changed recently, they will not issue you a Macy's Amex unless they also give you a Macy's store card... so you got two trade lines, which doubled the negative hit to your AAOA compared to just getting the store card.

 

I knew the answer before I called, but I once dialed customer service to cancel my store card but keep the Amex, and the CSR kept reading from a script that had nothing to do with what I was asking. More probing questions just led to her skipping to another section of the script.

 

It was sad, really, but she would not deviate into humanhood and admit that this was really silly.

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ubercat

ubercat

Posted
Posted

 

 

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

 

 

Unless something has changed recently, they will not issue you a Macy's Amex unless they also give you a Macy's store card... so you got two trade lines, which doubled the negative hit to your AAOA compared to just getting the store card.

 

I knew the answer before I called, but I once dialed customer service to cancel my store card but keep the Amex, and the CSR kept reading from a script that had nothing to do with what I was asking. More probing questions just led to her skipping to another section of the script.

 

It was sad, really, but she would not deviate into humanhood and admit that this was really silly.

 

 

My AAOA is not very long, but it's otherwise bulletproof. I can soak up two hits, though I'll not be very happy about it.

 

I just took a look and the account isn't reporting yet. I'll be sure to pop back here and post what happens.

 

BTW, did you app for the Amex or did you upgrade?

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cv91915

cv91915

Posted
Posted

 

 

 

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

 

 

Unless something has changed recently, they will not issue you a Macy's Amex unless they also give you a Macy's store card... so you got two trade lines, which doubled the negative hit to your AAOA compared to just getting the store card.

 

I knew the answer before I called, but I once dialed customer service to cancel my store card but keep the Amex, and the CSR kept reading from a script that had nothing to do with what I was asking. More probing questions just led to her skipping to another section of the script.

 

It was sad, really, but she would not deviate into humanhood and admit that this was really silly.

 

 

My AAOA is not very long, but it's otherwise bulletproof. I can soak up two hits, though I'll not be very happy about it.

 

I just took a look and the account isn't reporting yet. I'll be sure to pop back here and post what happens.

 

BTW, did you app for the Amex or did you upgrade?

 

 

I fell for the term "upgrade" when I couldn't afford to lose the AAOA, and in case you didn't notice I'm still just a tad bitter. :P

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ubercat

ubercat

Posted
Posted

 

 

 

 

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

 

 

Unless something has changed recently, they will not issue you a Macy's Amex unless they also give you a Macy's store card... so you got two trade lines, which doubled the negative hit to your AAOA compared to just getting the store card.

 

I knew the answer before I called, but I once dialed customer service to cancel my store card but keep the Amex, and the CSR kept reading from a script that had nothing to do with what I was asking. More probing questions just led to her skipping to another section of the script.

 

It was sad, really, but she would not deviate into humanhood and admit that this was really silly.

 

 

My AAOA is not very long, but it's otherwise bulletproof. I can soak up two hits, though I'll not be very happy about it.

 

I just took a look and the account isn't reporting yet. I'll be sure to pop back here and post what happens.

 

BTW, did you app for the Amex or did you upgrade?

 

 

I fell for the term "upgrade" when I couldn't afford to lose the AAOA, and in case you didn't notice I'm still just a tad bitter. :P

 

 

After some thought, it occurs to me that if I was approved for 6k on the Amex, and assuming I now have two trade lines, is the store card a zero dollar limit, or would it be a 6k limit?

 

My card average is taking a hit, that's for sure. I've been keeping track of card average and approvals, etc..

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cv91915

cv91915

Posted
Posted

 

 

 

 

 

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

 

 

Unless something has changed recently, they will not issue you a Macy's Amex unless they also give you a Macy's store card... so you got two trade lines, which doubled the negative hit to your AAOA compared to just getting the store card.

 

I knew the answer before I called, but I once dialed customer service to cancel my store card but keep the Amex, and the CSR kept reading from a script that had nothing to do with what I was asking. More probing questions just led to her skipping to another section of the script.

 

It was sad, really, but she would not deviate into humanhood and admit that this was really silly.

 

 

My AAOA is not very long, but it's otherwise bulletproof. I can soak up two hits, though I'll not be very happy about it.

 

I just took a look and the account isn't reporting yet. I'll be sure to pop back here and post what happens.

 

BTW, did you app for the Amex or did you upgrade?

 

 

I fell for the term "upgrade" when I couldn't afford to lose the AAOA, and in case you didn't notice I'm still just a tad bitter. :P

 

 

After some thought, it occurs to me that if I was approved for 6k on the Amex, and assuming I now have two trade lines, is the store card a zero dollar limit, or would it be a 6k limit?

 

My card average is taking a hit, that's for sure. I've been keeping track of card average and approvals, etc..

 

 

They are separate accounts with separate limits.

 

My Macy's store card is at $1,200 (:rofl:) and my Macy's Amex is at $6,000 (:lol:).

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Konrad2012

Konrad2012

Posted
Posted (edited)

Amazon (store card): see Synchrony (GE)

AMEX: 888-232-3261 (Oasis Program)
AMEX: 866-314-0237 (new app status)
AMEX: 800-582-6471 (recon with frozen EX for pin)
AMEX Credit Bureau Unit: 800-874-2717 (Must have a current credit report before calling. They will ask for the account number from the credit report, which is different from your card number)

Barclays: 888-232-0780 (Customer Care)
Barclays: 866-408-4064 (Credit Analyst)

Best Buy: 877-420-0001

Best Buy: 888-908-9890 (Credit Analyst, existing accounts only)

 

BofA: 888-260-4696 (secured accts.)
BofA: 800-824-5895 (secured & partially secured accts.)
BofA: 800-881-4730, 866-226-8225, 800-247-7975 (Credit Analyst, existing accounts only)
BofA: 704-386-5687 (Office of the CEO)
BofA: 888-500-6270 (Credit Dept. Fax)

BofA Business: 877-665-5023 (Analyst/UW)

BofA Business: 877-665-5023 (New applications)

 

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application department; status)
Cap1: 800-889-9939, 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)
Cap1: 866-280-0118, 800-955-1455 (EO)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)

Chase: 800-432-3117 (App status)
Chase: 888-270-2127, 800-527-7419 (App recon)
Chase: 800-453-9719 (Business card lending)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)
Chase: 888-298-5623 (Consolidation - M-F 8am-10pm EST)

Chevron/Texaco Biz Card App Status: 888-243-8358

Citi: 800-645-7240, 800-288-4653 (Citi Bank card)
Citi: 800-750-7453, 888-201-4523 (Business)
Citi: 718-248-0847 (EO)
Citi: 866-606-2787, 800-695-5171 (New Accounts UW)
Citi: 605-331-1698 (EO - CC division)
Citi Credit Bureau Dispute Fax: 866-713-5028

Comenity: 800-303-1368 (Consumer Relations - Recon)

Discover: 888-676-3695 (New Accounts)
Discover: 866-305-7691 (Direct Line TO CS)

Elan: 800-364-9648 (CC underwriting, business and personal)

Equifax: 800-846-5279 (Direct to Rep)

Experian: 800-493-1058, 800-208-9232 (9AM-5PM ET, need report number from EX)

ExxonMobil Biz Card: 800-903-9966

FIA: See Elan

FNBO: 800-444-6220

GEMB: 877-294-7541 (escalated help desk)

Haverty's/Sync: 800-333-1082

Home Depot Store Card: 800-677-0232 (Credit Analyst)
Home Depot Store Card: 423 467 6957 (App Status/Recon)
Home Depot MC (Commercial): 800-720-0649
Home Depot: 800-685-6691 (Commercial)

Hooters: 801-545-6705, 800-850-4668

HSBC: 866-574-4421 (App Status)
HSBC: 866-719-3897 (Credit Analyst)

JC Penney: 800-542-0800

Juniper: 866-408-4064 (Credit Analyst)
Juniper/Barclays: 866-750-6031 (Corp. Offices)

Key Bank: 888-201-4523 (App status)
Key Bank: 800-254-2737
Key Bank MC: 800-288-4653
Key Bank Credit Research Fax: 216-357-6404

Lowes: see Synchrony (GE)

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)
Macy's: 800-543-9617 (Recovery Services)

Marvel: see Synchrony (GE)

 

Meijers MC: 801-517-5560

National City: 800-762-0974 (Credit Dept.)

Nationwide Visa: 866-757-2720 (App. status)

Nordstrom: 800-964-1800 (CLI)

Orchard: 800-395-6090 (May get answered in Spanish by bilingual CSR's. If this happens and you don't speak Spanish, either try again later or try saying "Habla ingles?" or "Ingles, por favor" to let them know you're an English-speaker)

Philips 66: 866-289-5630, 800-610-1961

PNC Bank: 800-762-2117 (Business CC)
PNC Bank: 877-562-0150 (Business UW)

Sam's Club: 800-301-5546 (Underwriting)

Sears: 800-599-9710 (App status)

Shell Fleet Card: 800-223-3296 (App status)
Shell: 800-223-3296, 866-438-7435
Shell: 800-377-5150

Staples: 800-767-1291, 800-282-5316

Sunoco Corp. Card: 800-935-3387, 800-278-6626
Sunoco: 800-310-4773

Synchrony (GE): 800-240-0512, 800-480-0205 (Biz)
Synchrony (GE): 800-588-4290 (Consumer)
Synchrony (GE): 877-379-8175 (Sr UW)
Synchrony (GE): 888-885-6937 (Verification)
Synchrony (GE): 800-333-1082 (Haverty's)

Synchrony (GE): 866-519-6441 (Marvel CC, Sr UW)

 

Target Biz Card: 800-440-5317

Tiffany: 800-770-0800

USAA Bank Secured Platinum: 800-344-5696 ext 38763 (secured product specialist)

US Bank: 800-947-1444, 800-685-7680 (Underwriting)
US Bank Secured Platinum: 800-344-5696 (underwriters for secured product)

Valero: 877-882-5376

Walmart (Sync): 877-379-8175 (Sr UW)
Walmart (Sync): 877-969-5302 (Verification)

Wells Fargo: 866-677-1128 (credit analyst)
Wells Fargo: 866-535-2725 (Executive Office)
Wells Fargo: 877-514-3717 (Amex Propel Credit Svcs)
Wells Fargo: 844-879-4824 (Direct # for Product Change Credit Svcs)

Wright Express: 888-743-3893

Edited by Konrad2012
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  • 2 weeks later...
ubercat

ubercat

Posted
Posted (edited)

 

 

 

 

 

 

 

Reconfirming:

 

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)

 

 

I called for a CLI after opening a new card in-store. I think the iggy on these 'higher end' cards (Nordy/Macys/NM/et al) is to app in-store.

 

Does/did Macy's have a Visa? I know they have an Amex in addition to their store card.

 

The Macy's Amex is NOT an upgrade... It's a second account that will report as a new trade line and impact your AAOA. The benefits of the Amex beyond what the store card offers are so few that I cannot name a single one.

 

 

I apped (and was approved) for the Amex, because the research I did indicated that the limit would be higher if I in-store apped at the Amex, and I'm simply not interested in store cards I can't use elsewhere.

 

I'm pretty sure my app and follow-up CLI request would be considered confirmation that in-store apps net better results.

 

So, I avoided the entire mess of upgrades, etc...

 

 

Unless something has changed recently, they will not issue you a Macy's Amex unless they also give you a Macy's store card... so you got two trade lines, which doubled the negative hit to your AAOA compared to just getting the store card.

 

I knew the answer before I called, but I once dialed customer service to cancel my store card but keep the Amex, and the CSR kept reading from a script that had nothing to do with what I was asking. More probing questions just led to her skipping to another section of the script.

 

It was sad, really, but she would not deviate into humanhood and admit that this was really silly.

 

 

My AAOA is not very long, but it's otherwise bulletproof. I can soak up two hits, though I'll not be very happy about it.

 

I just took a look and the account isn't reporting yet. I'll be sure to pop back here and post what happens.

 

BTW, did you app for the Amex or did you upgrade?

 

 

I fell for the term "upgrade" when I couldn't afford to lose the AAOA, and in case you didn't notice I'm still just a tad bitter. :P

 

 

After some thought, it occurs to me that if I was approved for 6k on the Amex, and assuming I now have two trade lines, is the store card a zero dollar limit, or would it be a 6k limit?

 

My card average is taking a hit, that's for sure. I've been keeping track of card average and approvals, etc..

 

 

They are separate accounts with separate limits.

 

My Macy's store card is at $1,200 ( :rofl:) and my Macy's Amex is at $6,000 ( :lol:).

 

 

Just a quick follow-up for cv and any others reading - last post on the subject.

 

My new Amex line reported and there's no sign of a store credit line. Only one reporting at this time.

Edited by ubercat
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mendelssohn

mendelssohn

Posted
Posted

The BOA Business card number is not working. I called 800-881-4730 and said it was for a business card, and they offered to transfer me. I asked for the direct number before being transferred.

 

Amazon (store card): see Synchrony (GE)

AMEX: 888-232-3261 (Oasis Program)
AMEX: 866-314-0237 (new app status)
AMEX: 800-582-6471 (recon with frozen EX for pin)
AMEX Credit Bureau Unit: 800-874-2717 (Must have a current credit report before calling. They will ask for the account number from the credit report, which is different from your card number)

Barclays: 888-232-0780 (Customer Care)
Barclays: 866-408-4064 (Credit Analyst)

Best Buy: 877-420-0001

Best Buy: 888-908-9890 (Credit Analyst, existing accounts only)

 

BofA: 888-260-4696 (secured accts.)
BofA: 800-824-5895 (secured & partially secured accts.)
BofA: 800-881-4730, 866-226-8225, 800-247-7975 (Credit Analyst, existing accounts only)
BofA: 704-386-5687 (Office of the CEO)
BofA: 888-500-6270 (Credit Dept. Fax)

BofA Business: 877-665-5023 (Analyst/UW)

BofA Business: 877-665-5023 (New applications)

BofA Business: 800-442-1043

 

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application department; status)
Cap1: 800-889-9939, 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)
Cap1: 866-280-0118, 800-955-1455 (EO)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)

Chase: 800-432-3117 (App status)
Chase: 888-270-2127, 800-527-7419 (App recon)
Chase: 800-453-9719 (Business card lending)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)
Chase: 888-298-5623 (Consolidation - M-F 8am-10pm EST)

Chevron/Texaco Biz Card App Status: 888-243-8358

Citi: 800-645-7240, 800-288-4653 (Citi Bank card)
Citi: 800-750-7453, 888-201-4523 (Business)
Citi: 718-248-0847 (EO)
Citi: 866-606-2787, 800-695-5171 (New Accounts UW)
Citi: 605-331-1698 (EO - CC division)
Citi Credit Bureau Dispute Fax: 866-713-5028

Comenity: 800-303-1368 (Consumer Relations - Recon)

Discover: 888-676-3695 (New Accounts)
Discover: 866-305-7691 (Direct Line TO CS)

Elan: 800-364-9648 (CC underwriting, business and personal)

Equifax: 800-846-5279 (Direct to Rep)

Experian: 800-493-1058, 800-208-9232 (9AM-5PM ET, need report number from EX)

ExxonMobil Biz Card: 800-903-9966

FIA: See Elan

FNBO: 800-444-6220

GEMB: 877-294-7541 (escalated help desk)

Haverty's/Sync: 800-333-1082

Home Depot Store Card: 800-677-0232 (Credit Analyst)
Home Depot Store Card: 423 467 6957 (App Status/Recon)
Home Depot MC (Commercial): 800-720-0649
Home Depot: 800-685-6691 (Commercial)

Hooters: 801-545-6705, 800-850-4668

HSBC: 866-574-4421 (App Status)
HSBC: 866-719-3897 (Credit Analyst)

JC Penney: 800-542-0800

Juniper: 866-408-4064 (Credit Analyst)
Juniper/Barclays: 866-750-6031 (Corp. Offices)

Key Bank: 888-201-4523 (App status)
Key Bank: 800-254-2737
Key Bank MC: 800-288-4653
Key Bank Credit Research Fax: 216-357-6404

Lowes: see Synchrony (GE)

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to Visa, credit reporting issues)
Macy's: 800-543-9617 (Recovery Services)

Marvel: see Synchrony (GE)

 

Meijers MC: 801-517-5560

National City: 800-762-0974 (Credit Dept.)

Nationwide Visa: 866-757-2720 (App. status)

Nordstrom: 800-964-1800 (CLI)

Orchard: 800-395-6090 (May get answered in Spanish by bilingual CSR's. If this happens and you don't speak Spanish, either try again later or try saying "Habla ingles?" or "Ingles, por favor" to let them know you're an English-speaker)

Philips 66: 866-289-5630, 800-610-1961

PNC Bank: 800-762-2117 (Business CC)
PNC Bank: 877-562-0150 (Business UW)

Sam's Club: 800-301-5546 (Underwriting)

Sears: 800-599-9710 (App status)

Shell Fleet Card: 800-223-3296 (App status)
Shell: 800-223-3296, 866-438-7435
Shell: 800-377-5150

Staples: 800-767-1291, 800-282-5316

Sunoco Corp. Card: 800-935-3387, 800-278-6626
Sunoco: 800-310-4773

Synchrony (GE): 800-240-0512, 800-480-0205 (Biz)
Synchrony (GE): 800-588-4290 (Consumer)
Synchrony (GE): 877-379-8175 (Sr UW)
Synchrony (GE): 888-885-6937 (Verification)
Synchrony (GE): 800-333-1082 (Haverty's)

Synchrony (GE): 866-519-6441 (Marvel CC, Sr UW)

 

Target Biz Card: 800-440-5317

Tiffany: 800-770-0800

USAA Bank Secured Platinum: 800-344-5696 ext 38763 (secured product specialist)

US Bank: 800-947-1444, 800-685-7680 (Underwriting)
US Bank Secured Platinum: 800-344-5696 (underwriters for secured product)

Valero: 877-882-5376

Walmart (Sync): 877-379-8175 (Sr UW)
Walmart (Sync): 877-969-5302 (Verification)

Wells Fargo: 866-677-1128 (credit analyst)
Wells Fargo: 866-535-2725 (Executive Office)
Wells Fargo: 877-514-3717 (Amex Propel Credit Svcs)
Wells Fargo: 844-879-4824 (Direct # for Product Change Credit Svcs)

Wright Express: 888-743-3893

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  • 3 months later...
  • 3 weeks later...
Cappy

Cappy

Posted
Posted

 

 

Chase 888-270-2127 and 888-245-0625 no longer work.

 

800-527-7419 got me through.

888-270-2127 and 800-527-7419 both work. (tried both)

 

888-245-0625 (no longer working)

+1 1888-245-0625 is dead.

What does No longer working mean to you? :lol:

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