Jump to content

Sign in to follow this  
Sharkrider

They cheated me. What are my options?

Recommended Posts

Hello. This is my first post on this forums. I hope knowledgeable members will help me.

 

In June I signed up for a martial arts class using my Chase BP credit card. The employee who signed me up told me there is a $150 sign up fee and $100 monthly charge if I decide to come 3 times a week and the days could be any three days of a week. I agreed to that. $150/month if I decide to come more than 3 days. So I gave my credit card and he signed me up. The owner comes in few minutes later and takes my CVV number. I sign papers and off I go to practice. There was no paper work that was given to me. Fast forward to August, I look through my old statements and find the initial charge to be $485 instead of $250 and two monthly charges of $150 instead of $100/month. Yes, I acknowledge the error on my side not to have been looking at activities on my card. I called Chase this morning to discuss my options and they suggested I talk with the merchant first and if the overcharge is still not returned I should file a complaint and dispute these charges. I read the reviews about this particular martial arts club: the owner seems to be notorious for cheating money out of people. I wish I had read them before signing up.

 

I just don't understand why he had charged me such an exorbitant price.

 

If the owner decides to return the overcharges and puts me on $100/month plan I'd gladly stay in his club. I don't know if the relationship will be different. But if he insists on keeping the money that he basically stole from me, what are my options?

 

If I choose to dispute these charges, what are the correct steps to take?

 

Thanks

Brad

Share this post


Link to post
Share on other sites

Go in there and ask for a copy of the contract you signed. If what you said is correct, and you do not see added fees in the small print, Then I would dispute the charges.

 

Good Luck

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

  • Today's Birthdays

    1. mmarch
      mmarch
      Age: 47
    2. lpro
      lpro
      Age: 47
    3. shackowsky
      shackowsky
      Age: 38
  • Member Statistics

    • Total Members
      175,543
    • Most Online
      1,528

    Newest Member
    RW1160
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×

Important Information

Guidelines