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puppies44

Paying Speeding Ticket on Credit Card?

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No convictions in a LOOOOOOOONG time and no adverse action associated with those payments.

 

centex has been naughty in the past?! :)

 

The record was 109 in a 55...DPS coming from the other direction on a two-lane back road north of Houston. I was pulled over and waiting when he got turned around and back to where I was stopped...signed the ticket and went on about my business. I was SURE that was going to be a cuff-n-stuff for reckless...ultimately paid $125 for that one when I agreed to abandon an appeal more than three years later (so it never appeared on the driving record viewable by the insurance company).

 

 

why was the appeal 3 years later? How did you delay it so long? I've been able to delay my court date for like 9 months but now they won't extend it any further. This is just for a regular speeding ticket, not DUI or reckless driving. I can't afford to have my insurance premiums go up. I would rather pay a larger fine in exchange for no points on my license, but I don't know how to negotiate this. I could go to the court date but its such a long drive and I really don't have a viable strategy to use to fight it. It's a NH speeding ticket, they don't offer driving school.

 

The other thing I worry about is if the ticket will screw me over for any jobs that involve driving(where they check your driving record as part of employment process).

Edited by puppies44

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I have paid countless moving violations on different credit cards without any issuess ever. Same is true for dmv fees and parking tickets. All part of living in nyc.

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I wonder if there are any credit cards that have tickets, bail and court fee's as their bonus catagories...

 

haha that would be awesome. :)

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No convictions in a LOOOOOOOONG time and no adverse action associated with those payments.

 

centex has been naughty in the past?! :beee:

 

The record was 109 in a 55...DPS coming from the other direction on a two-lane back road north of Houston. I was pulled over and waiting when he got turned around and back to where I was stopped...signed the ticket and went on about my business. I was SURE that was going to be a cuff-n-stuff for reckless...ultimately paid $125 for that one when I agreed to abandon an appeal more than three years later (so it never appeared on the driving record viewable by the insurance company).

 

 

why was the appeal 3 years later? How did you delay it so long? I've been able to delay my court date for like 9 months but now they won't extend it any further. This is just for a regular speeding ticket, not DUI or reckless driving. I can't afford to have my insurance premiums go up. I would rather pay a larger fine in exchange for no points on my license, but I don't know how to negotiate this. I could go to the court date but its such a long drive and I really don't have a viable strategy to use to fight it. It's a NH speeding ticket, they don't offer driving school.

 

The other thing I worry about is if the ticket will screw me over for any jobs that involve driving(where they check your driving record as part of employment process).

 

Notice of the appeal was immediately after the JP proceedings...but those appeals are a trial de novo to the County Court at Law. The matter took forever to move to the docket, and when it finally did, I had moved to the other side of the State and got a few continuances. By the time it actually came time for the 'final' trial setting from which no further continuances would be granted, I had stalled the case for more than three years and it was not in the viewable window for insurance considerations.

 

When one knows how to work the continuance process, you would be amazed how long some stuff can be put off :beee:

 

As to negotiations, I just tended to send the Motion and then call to discuss with the prosecutor...I had a ticket in a northern State that was reduced to nine over so that it was not a reportable conviction (that State sent reports through the Compact only for double-digit violations). Points were not a factor in Texas back then...we did not get saddled with that nonsense until 2003 when Texas realized that there was money to be made via the surcharges...

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I've been able to delay my court date for like 9 months but now they won't extend it any further. This is just for a regular speeding ticket, not DUI or reckless driving. I can't afford to have my insurance premiums go up. I would rather pay a larger fine in exchange for no points on my license, but I don't know how to negotiate this. I could go to the court date but its such a long drive and I really don't have a viable strategy to use to fight it. It's a NH speeding ticket, they don't offer driving school.

 

The other thing I worry about is if the ticket will screw me over for any jobs that involve driving(where they check your driving record as part of employment process).

 

 

I'll note that some municipalities readily knock down tickets to no-point offenses for those who appear, while waiting to see the judge, in order to speed things up. DW had such an experience 3 years ago in Philly, I was similarly invited to plead down in Camden about 7 years ago. Neither ticket subsequently appeared on our driving records. DW ticket was for 55/35; mine was for 70/55.

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Edited by nacho

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Amex has given CLDs people for shopping at places like Walmart.

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

 

most creditors use behavioral modeling that actively managers their card portfolios based on consumer behavior. e.g., shopping at a "high risk" retailer can cause adverse action.

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Amex has given CLDs people for shopping at places like Walmart.

 

WTH? Someone please explain to me how that makes any sense?

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Amex has given CLDs people for shopping at places like Walmart.

 

WTH? Someone please explain to me how that makes any sense?

 

To us, it doesn't, but as Hege pointed out, it's behavior modeling. Same with porn shops, etc. I use most of my cards wherever I wish, but because I'm paranoid, I've only used my new CU card at one fairly upscale restaurant and to rent a condo at the beach. LOL (EVER so paranoid. . . CUs probably don't give a rat's a$$ where you shop.)

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Amex has given CLDs people for shopping at places like Walmart.

 

WTH? Someone please explain to me how that makes any sense?

 

To us, it doesn't, but as Hege pointed out, it's behavior modeling. Same with porn shops, etc. I use most of my cards wherever I wish, but because I'm paranoid, I've only used my new CU card at one fairly upscale restaurant and to rent a condo at the beach. LOL (EVER so paranoid. . . CUs probably don't give a rat's a$$ where you shop.)

 

Then who really monitors/cares/takes action based on where you shop or shopping habits?

 

Lol I'm just curious...

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I wonder if there are any credit cards that have tickets, bail and court fee's as their bonus catagories...

 

 

Yep Convict rewards plus ........ 1 point earned for every mph over and you get 3% cash back on time served

card comes with printed mug shot to prevent ID theft

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I wonder if there are any credit cards that have tickets, bail and court fee's as their bonus catagories...

 

 

Yep Convict rewards plus ........ 1 point earned for every mph over and you get 3% cash back on time served

card comes with printed mug shot to prevent ID theft

 

:dntknw::lol: ConvictPlus® - "What's on YOUR Rap Sheet?"

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Amex has given CLDs people for shopping at places like Walmart.

 

WTH? Someone please explain to me how that makes any sense?

 

To us, it doesn't, but as Hege pointed out, it's behavior modeling. Same with porn shops, etc. I use most of my cards wherever I wish, but because I'm paranoid, I've only used my new CU card at one fairly upscale restaurant and to rent a condo at the beach. LOL (EVER so paranoid. . . CUs probably don't give a rat's a$$ where you shop.)

 

Then who really monitors/cares/takes action based on where you shop or shopping habits?

 

Lol I'm just curious...

 

do a search for First Data...

 

it and other such companies gather data on your transactions for modeling purposes

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

Amex has given CLDs people for shopping at places like Walmart.

 

WTH? Someone please explain to me how that makes any sense?

 

To us, it doesn't, but as Hege pointed out, it's behavior modeling. Same with porn shops, etc. I use most of my cards wherever I wish, but because I'm paranoid, I've only used my new CU card at one fairly upscale restaurant and to rent a condo at the beach. LOL (EVER so paranoid. . . CUs probably don't give a rat's a$$ where you shop.)

 

Are they allowed to place Hard inquiries in your report?

Then who really monitors/cares/takes action based on where you shop or shopping habits?

 

Lol I'm just curious...

 

do a search for First Data...

 

it and other such companies gather data on your transactions for modeling purposes

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I wonder if there are any credit cards that have tickets, bail and court fee's as their bonus catagories...

 

 

Yep Convict rewards plus ........ 1 point earned for every mph over and you get 3% cash back on time served

card comes with printed mug shot to prevent ID theft

 

:D:lol: ConvictPlus® - "What's on YOUR Rap Sheet?"

 

 

LMAO! Thats hilarious!

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Wow, sometimes things on this site amaze me. Why in the world would paying a traffic ticket with a credit card be of any concern whatsoever?

 

What, credit card issuers are going to dump someone because of a speeding ticket? Why would anyone think this happens?

 

most creditors use behavioral modeling that actively managers their card portfolios based on consumer behavior. e.g., shopping at a "high risk" retailer can cause adverse action.

 

Concern about models that take into account where you shop is way overblown, but ok I understand such models exist on some level. Where you shop may well give some data about your finances that is useful to a card issuer. At least I can see the argument.

 

But what is the logic to being concerned about speeding tickets? A speeding ticket says nothing whatsoever about your financial condition. There is no logic to it, I can't imagine any sane model would find this a risk factor.

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I just paid a ticket on my CreditOne card and another 2 on my Orchard. Camera speeding tickets, non-moving violation. Those are sub-prime cards so i doubt anythng will happen. If i decided to use my Citi Secured or HSBC Discover, then ill do just that. Close a card, i got plenty more. Slash a limit, thats fine too since i dont need anythng with a real high limit anyway. Its a luxury, not a necessity though. Im surely not gonna face a bigger fine because i decide to not pay my ticket because im scared of what they might do to me. please

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Maybe they think this is the type of thing for which one should have cash on hand. It's not a regular retail purchase. :D Then again, the same thing could be said for dental work. Who knows?

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Pay tickets by CC all the time! CC companies just want the money no worries.Any court costs, ticket lawyers and the insurance by CC for 2 daughters who are fast drivers drive over the past 5 years or so and it has not had any negative issues.

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