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ChexSystems Inquiries Initiated by Consumer Action

The last post in this topic was posted 3822 days ago. 

 

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ChexSystems

Inquiries Initiated by Consumer Action

 

05/2007 = 1

 

06/2008 = 1

10/2008 = 3

 

08/2009 = 4

09/2009 = 1

10/2009 = 3

 

01/2010 = 1

04/2010 = 1 (Redneck)

 

Total = 15

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I'm waiting for my chex report (I ordered a day or two after you did). My guess is I have 8 or 9 before Redneck

 

I should know for sure any day now.

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I'm waiting for my chex report (I ordered a day or two after you did). My guess is I have 8 or 9 before Redneck

 

I should know for sure any day now.

I guess I won't be welcome for at least another couple of years...

 

*IF* I behave. :)

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I'm waiting for my chex report (I ordered a day or two after you did). My guess is I have 8 or 9 before Redneck

 

I should know for sure any day now.

I guess I won't be welcome for at least another couple of years...

 

*IF* I behave. :)

 

Are those defined btw? Are they all checking accounts? Any deposit accounts? Etc.

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As usual, I'm totally lost.......

It's nothing important...

 

Like most of my posts. :)

 

 

I've been drinking Ovaltine like crazy....just waiting for you to post the address so that I can send away for my decoder!

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As usual, I'm totally lost.......

It's nothing important...

 

Like most of my posts. :)

 

 

I've been drinking Ovaltine like crazy....just waiting for you to post the address so that I can send away for my decoder!

 

Bob ordered his Chex report after he was denied a Redneck Bank account for too many Chex inquiries. We are trying to figure out how many is too many :)

Edited by clutchcargo

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Are those defined btw? Are they all checking accounts? Any deposit accounts? Etc.

No, clutch, no notation about whether they were savings or checking.

My records show:

 

ChexSystems

Inquiries Initiated by Consumer Action

 

05/2007 = 1 (Citi Ultimate Savings)

 

06/2008 = 1 (Alliant Checking)

10/2008 = 3 (Emigrant Savings x 3)

 

08/2009 = 4 (Alliant LOC, AmEx Savings, Schwab Checking, Savings)

09/2009 = 1 (Addison, they thought I was money laundering)

10/2009 = 3 (Addison AGAIN! Lockheed Savings, NASA Checking)

 

01/2010 = 1 (Delta Checking)

04/2010 = 1 (Redneck)

 

Total = 15

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As usual, I'm totally lost.......

It's nothing important...

 

Like most of my posts. :P

 

 

I've been drinking Ovaltine like crazy....just waiting for you to post the address so that I can send away for my decoder!

 

Bob ordered his Chex report after he was denied a Redneck Bank account for too many Chex inquiries. We are trying to figure out how many is too many :P

I was going to say to be prepared to be disappointed like Ralphie. ;)

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Chex Systems always sends me some bs report, with nothing hardly listed on it. Perhaps I really have nothing on file? But Wells Fargo keeps saying that's why they denied me. ugh.

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I ordered my ChexSys report a couple days ago. I've never been denied a bank account, but I'm curious to see what's on it.

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Are those defined btw? Are they all checking accounts? Any deposit accounts? Etc.

No, clutch, no notation about whether they were savings or checking.

My records show:

 

ChexSystems

Inquiries Initiated by Consumer Action

 

05/2007 = 1 (Citi Ultimate Savings)

 

06/2008 = 1 (Alliant Checking)

10/2008 = 3 (Emigrant Savings x 3)

 

08/2009 = 4 (Alliant LOC, AmEx Savings, Schwab Checking, Savings)

09/2009 = 1 (Addison, they thought I was money laundering)

10/2009 = 3 (Addison AGAIN! Lockheed Savings, NASA Checking)

 

01/2010 = 1 (Delta Checking)

04/2010 = 1 (Redneck)

 

Total = 15

 

That's a nice Chex mix you've there ;)

 

So Addison pulled again after the fact... hmm. I don't think I like that.

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So Addison pulled again after the fact... hmm. I don't think I like that.

Addison initially denied me for being a money launderer.

I guess a supervisor overrode the denial after pulling another Chex inquiry. ;)

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I was going to say to be prepared to be disappointed like Ralphie.

You'll put an eye out with that thing!

You know, even *I* don't have Chinese for Christmas dinner. ;)

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I was going to say to be prepared to be disappointed like Ralphie.

You'll put an eye out with that thing!

You know, even *I* don't have Chinese for Christmas dinner. :P

 

;)

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Why did Emigrant pull three times?

 

They are the reason you didn't get your Redneck on.

I ended up with one "EMIGRANT DIRECT" 10/23/2008 and "EMIGRANT SAVINGS BANK" 10/23 & 10/24 inquiries.

The "EMIGRANT SAVINGS BANK" inquiries have the added notation "MICR Provided"

It looks like THOSE inquiries were for my funding transfers from Alliant and Schwab. :angry:

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Addison initially denied me for being a money launderer.

I guess a supervisor overrode the denial after pulling another Chex inquiry. :angry:

 

Chex could be the problem for you when you start CU app spree :P

Yeah, I may have to pace my CU campaign. :D

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Why did Emigrant pull three times?

 

They are the reason you didn't get your Redneck on.

I ended up with one "EMIGRANT DIRECT" 10/23/2008 and "EMIGRANT SAVINGS BANK" 10/23 & 10/24 inquiries.

The "EMIGRANT SAVINGS BANK" inquiries have the added notation "MICR Provided"

It looks like THOSE inquiries were for my funding transfers from Alliant and Schwab. :angry:

 

MICR... You mean Magnetic Ink Character Recognition? So they gave you 1956 technology checks and inq'd you extra for it?

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Why did Emigrant pull three times?

 

They are the reason you didn't get your Redneck on.

I ended up with one "EMIGRANT DIRECT" 10/23/2008 and "EMIGRANT SAVINGS BANK" 10/23 & 10/24 inquiries.

The "EMIGRANT SAVINGS BANK" inquiries have the added notation "MICR Provided"

It looks like THOSE inquiries were for my funding transfers from Alliant and Schwab. :angry:

 

MICR... You mean Magnetic Ink Character Recognition? So they gave you 1956 technology checks and inq'd you extra for it?

That was for Emigrant's DollarSavingsDirect savings account.

One inquiry was for Alliant, the other for my local CU, not Schwab. :D

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ChexSystems

Inquiries Initiated by Consumer Action

 

05/2007 = 1

 

06/2008 = 1

10/2008 = 3

 

08/2009 = 4

09/2009 = 1

10/2009 = 3

 

01/2010 = 1

04/2010 = 1 (Redneck)

 

Total = 15

YOU CAN BORROW ONE OF MINE...I'M NOT USING ANY (that I know of)

 

Unless it is like some non credit companies pull HARDS when they could do soft for some product

 

(that is neither a credit card nor loan)

Edited by GEORGE

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So Addison pulled again after the fact... hmm. I don't think I like that.

Addison initially denied me for being a money launderer.

I guess a supervisor overrode the denial after pulling another Chex inquiry. :rolleyes:

TOO LATE NOW...BUT I WOULD HAVE LOVED TO SEE YOU TAKE THEM TO COURT OVER THAT

 

PROVE I AM LAUNDERING MONEY IN FRONT OF A JUDGE

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The last post in this topic was posted 3822 days ago. 

 

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