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Received odd settlement offer letter from AFNI.


SolaceSoul
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This month, I was sent an unsolicited letter from AFNI offering to settle an old $1,800.00 Verizon account for $100.00.

 

I recall having this account but I'm pretty sure it may have been closed when I lived in another state over 7 years ago.

 

It is not showing up on any of the 3 major CRAs, and I don't recall it being on there ever. It may have been on there a few years ago and got deleted by me, but I am not quite certain.

 

And I thought the fact that they would offer to settle an almost $2000 account for $100 out of the blue was odd.

 

What should I do? DV? Get the last date of activity? Or offer the settlement with a PFD?

 

Thanks, guys and dolls!

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If they get $5 from you that resets the clock on the SOL to the date payment is received.

 

The OP does not clarify, but assuming that this was charged off (OP called it an old debt) then making a payment will NOT reset the SOL.

 

-jaz

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I received a similar letter last year (for an old verizon account) and sent AFNI a version of a FOAD letter I found on CB. Never heard a thing back. It was from at least 10 years ago when I lived in NY.

 

 

 

PS. Just realized this is my first post -- I'm such a lurker ;)

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I received a similar letter last year (for an old verizon account) and sent AFNI a version of a FOAD letter I found on CB. Never heard a thing back. It was from at least 10 years ago when I lived in NY.

 

 

 

PS. Just realized this is my first post -- I'm such a lurker ;)

 

Nice to finally see you, victoria :D

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