The Master Equifax C* Choppage Dates - Work in Progress Thread

[cputrwz]

NOOOOOOOOO.... grrrr... I was hoping the old chart was right and I had till the 20th....damn you choppage!!!

[MMWTHREAD]

Only two bumps and CHOP! WTF chopped on the December 30 and then Jan 13! Did something change?

[chuyelchulo]

Chopped between last night and this morning. I was able to get 10 hards off. I'm in VA.

[cputrwz]

Interesting I'm in VA and I didn't get chopped today... unless they did it after I pulled this morning.

[Repairerer]

Strange, VA shouldn't show up until tomorrow.

 

Chuy, do you have other state addresses on your credit reports?

[BeachDweller]

Do members who only utilize USAA credit monitoring typically encounter choppage issues with Equifax?

[Repairerer]

Do members who only utilize USAA credit monitoring typically encounter choppage issues with Equifax?

 

That would typically depend on what their interaction with Equifax has been.

 

Ever having had an EQ product? Disputing? Checking the backdoor? Logging into EQ for pretty much anything? Contacting them at all? Who knows what all.

 

I had already done most of these things before I started trying to B* and many CB members are similar. If you haven't, you could be safe.

[BeachDweller]

Do members who only utilize USAA credit monitoring typically encounter choppage issues with Equifax?

 

That would typically depend on what their interaction with Equifax has been.

 

Ever having had an EQ product? Disputing? Checking the backdoor? Logging into EQ for pretty much anything? Contacting them at all? Who knows what all.

 

I had already done most of these things before I started trying to B* and many CB members are similar. If you haven't, you could be safe.

I have not checked the backdoor, and it's been many years since I either contacted them or disputed anything. I am not sure what the Equifax products are.

[chuyelchulo]

Strange, VA shouldn't show up until tomorrow.

 

Chuy, do you have other state addresses on your credit reports?

I think they chopped this morning, because I pulled this morning and got 1 hard off. but then when I pulled my other service a few hours after...nothing. I have no other state addresses on my report

[cputrwz]

Yea, VA choppage today.... grumble :/

[chuyelchulo]

Yea, VA choppage today.... grumble :/

Yea..I was doing so good too =/ lol

[Repairerer]

WA too...

 

Now I get to call and deal with the EIDT dude.

[MannyLNJ]

I'm in NJ and it looks like I had *C on 1/11/12

 

CREDITEXPERT 1-866-673-0140 01/15/12, 01/14/12, 01/13/12, 01/12/12, 12/31/11, 11/29/11, 10/31/11, 09/30/11, 05/20/11, 04/30/11, 03/24/11, 02/28/11

CIC/EXPERIAN ALRTS 02/22/11

EQUIFAX INFO SVCS. 11/18/11, 03/03/11, 08/31/10, 03/30/10, 01/22/10

EQUIFAX 12/27/11, 11/08/11, 10/01/11, 09/04/11, 08/16/11, 04/03/11, 02/26/11, 01/16/11

ND-EQUIFAX 12/27/11, 11/08/11, 10/01/11, 09/04/11, 04/03/11, 02/26/11, 03/23/10, 01/18/10

ND-EQUIFAX 10/01/11, 09/04/11, 04/03/11, 02/26/11, 03/23/10, 01/18/10

EQUIFAX INFO SVCS. 12/06/11, 04/07/11, 03/22/11, 12/30/10, 04/19/10, 01/27/10

Equifax Consumer Services 01/15/12, 01/14/12, 01/13/12, 01/12/12, 12/31/11

ND-Equifax Consumer Services 01/14/12, 12/31/11

ND-Equifax Consumer Services 12/30/11

ND-Equifax Consumer Services 12/30/11

ND-Equifax Consumer Services 11/21/11

ND-Equifax Consumer Services 10/01/11

ND-Equifax Consumer Services 10/01/11

ND-Equifax Consumer Services 04/04/11

ND-Equifax Consumer Services 03/17/11

EQUIFAX INFORMATION SVS 01/14/12, 08/17/11, 03/21/11, 02/02/11

EQUIFAX UPDATE 04/07/11, 03/30/10

EQUIFAX INFO SVCS. 03/07/11, 03/07/11

[BobWang]

[foeplay]

Let's hope this was just a random one-time event, I was just about to come out of retirement and hop back on the train!

 

Now I will wait to see what happens next month before investing money, time and forecasting energy.

[BobWang]

Yeah, it's not panic time yet.

 

So far, it looks like only the Wednesday C* group got hit twice.

[BobWang]

Ack!

 

I didn't see foestradamus's softs.

 

OK, time to panic a little.

[BobWang]

[Occam]

Hypothesis:

 

We are seeing the normal, predicted January C*. Last week's C* was an extra inserted to prevent a 5 week window. In the future we will see only 4 week windows, punctuated by a double chop every few months.

[BobWang]

Hypothesis:

 

We are seeing the normal, predicted January C*. Last week's C* was an extra inserted to prevent a 5 week window. In the future we will see only 4 week windows, punctuated by a double chop every few months.

Good working hypothesis.

 

We're real scientists, we construct a theory, predict a result, test and re-test.

[disnugaswagg]

I was doubled chopped this month! UGH!!!!! On the 10th and the 16th. Question: If chopped, is it best to wait a few days and then continue to pull or just keep pulling?

[BobWang]

Just keep pulling.

[Back2kcaB]

Double chopped as well. So this will happen form time to time?

[BobWang]

"Is that your crash helmet?"

 

"Oh, I hope not!"

[jeff1964]

NO double C* for me in NC!!!!!! .......:yahoo: