The Master Equifax & TransUnion B* Bumpage Thread

[PumpkinPrettyFace]

CK alert = TU Inq 1 ----> 27

 

then...

 

Barclays alert = FICO drop from 745 ---> 719.

 

Ouch.

[BobWang]

[cloknem]

Thanks, I should make it.

[BobWang]

If you're talking about March,

 

C* could be a week earlier.

 

I'm going back to the shifty pattern,

 

until Equifax decides to change things again.

[cloknem]

If you're talking about March,

 

C* could be a week earlier.

 

I'm going back to the shifty pattern,

 

until Equifax decides to change things again.

I hope to be done even in that timeframe, thanks BW there is light at the end of the tunnel.

[IndyPoolPlayer]

You should see

 

what goes on

 

BEHIND the door

[BobWang]

50 Shades of Green

[diamon63]

Okay I went from 0--->15 inquries on TU! Should I start bumpage again?

[BobWang]

Yes,

 

but if R* happens again next month

 

No

[Mitch19]

Yes,

 

but if R* happens again next month

 

No

 

This idea has been bouncing in my head all day long. Do you think, R* could, happen every month?

[BobWang]

No, I really doubt it.

[PumpkinPrettyFace]

No, I really doubt it.

 

I don't.

[mizliz1011]

I am going to believe the man behind the green curtain...

 

That is very shitola if this is a new trend.

 

CCs that pull TU will be hampered by the declining quality of their applications.

 

Heck, we might get some TU BISKs in here.

 

Feel free to PM me if you are out there. I don't have a walmart card, however... sob...

[BobWang]

I've seen this 4 times before.

 

After the initial uproar,

 

it's been back to business as usual.

[parisamour]

Does this always occur in the month of February?

 

 

I recall someone mentioning that the last occurrence of mass R* was also in February.

Edited February 21, 2015 by parisamour

[mendelssohn]

I remember the last time, and they B* fairly quickly after R*.

 

I don't have much doubt that TU still is way behind the times with their data storage.

[parisamour]

I've had spotty R* here and there of one or three . They B* off rather quickly.

 

Glad to know this is no different.

Edited February 21, 2015 by parisamour

[PumpkinPrettyFace]

Well I sure hope I am wrong

I would *love* to be wrong

[mendelssohn]

Well I sure hope I am wrong

I would *love* to be wrong

 

I think you are wrong.

 

Everyone freaks out whenever this happens.

 

It COULD change at some point, but there have been no other signs of TU suddenly becoming more competent.

[mendelssohn]

Based on personal experience with other report issues, I am positive that they have not upgraded their data storage at all.

[PumpkinPrettyFace]

Based on personal experience with other report issues, I am positive that they have not upgraded their data storage at all.

 

Intriguing... go on...

[mendelssohn]

 

Based on personal experience with other report issues, I am positive that they have not upgraded their data storage at all.

 

Intriguing... go on...

 

 

They have not improved their data storage and files of a certain size are routinely split. I have 3 sources for a TU08 FICO, and when once of them is way off, this is what has happened.

[PumpkinPrettyFace]

Has anyone checked BD?

 

Wonder what that's looking like

[mendelssohn]

Has anyone checked BD?

 

Wonder what that's looking like

 

All of your TU inquiries will show up on the BD, even after B*.

[nateinva]

 

Has anyone checked BD?

 

Wonder what that's looking like

All of your TU inquiries will show up on the BD, even after B*.

Even my pink unicorn BMO Harris from Oct. 14 is back

 

Diners baby... :-D