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The Master Equifax & TransUnion B* Bumpage Thread


BobWang
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Now that Iv'e moved onto TU

in the future, there's no real reason not to do both at once and save yourself some time. :)

 

It was a budgeting issue, coudn't afford 6 pullers all at once...4-EQ and 2-TU, and now it's nice 'cause it's only the two TU :)

 

Cancel the 2nd TU-puller and just use the cheaper one.

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Just keep pulling daily....

 

Inquiries that may impact your credit rating

Name of Company Date of Inquiry

AT&T SERVICES, INC. 11/25/13

COMENITYCAPITAL/FRNM 12/30/13

Credco::4512502955 05/06/13, 01/09/13, 05/03/12

DISCOVER FINANCIAL SERVICE 12/19/13

USAA FSB CC 12/17/13

 

Inquiries that do not impact your credit rating

Company Information Date of Inquiry

AT&T WIRELESS 11/25/13

INTERSECTIONS 12/16/13

CD-INTERSECTIONS 12/13/13

CIC/EXPERIAN ALRTS 12/18/13 (1)

CONSUMERINFO 12/15/13

 

CREDITEXPERT 1-866-673-0140

01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13,

12/22/13, 12/21/13, 12/19/13, 12/18/13 (25)

 

Equifax Consumer Services

01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13,

12/22/13, 12/21/13, 12/20/13, 12/19/13, 11/07/13, 11/06/13, 11/05/13,

11/04/13, 11/03/13 (30)

EXPERIAN RPTS 12/14/13 (1)

INTERSECTIONS 12/13/13

TRUECREDIT/COVERDELL MY 12/21/13 (1)

 

TRUECREDIT/VERTRUE

01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14,

01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13,

12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13 (20)

 

VERIZON WIRELESS 08/12/13

Inquiries that may impact your credit rating

Name of Company Date of Inquiry

AT&T SERVICES, INC. 11/25/13

COMENITYCAPITAL/FRNM 12/30/13

Credco::4513547007 05/06/13, 01/09/13, 05/03/12

DISCOVER FINANCIAL SERVICE 12/19/13

USAA FSB CC 12/17/13

 

CREDITEXPERT 1-866-673-0140

01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14,

01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13,

12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13,

12/23/13, 12/22/13, 12/21/13, 12/19/13, 12/18/13 (26)

 

Equifax Consumer Services

01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14,

01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13,

12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13,

12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 11/07/13, 11/06/13 (28)

 

TRUECREDIT/VERTRUE

01/13/14, 01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14,

01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13,

12/28/13, 12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13 (21)

I expect 3 HIs to B* tomorrow.

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Just keep pulling daily....

Inquiries that may impact your credit rating

Name of Company Date of Inquiry

AT&T SERVICES, INC. 11/25/13

COMENITYCAPITAL/FRNM 12/30/13

Credco::4512502955 05/06/13, 01/09/13, 05/03/12

DISCOVER FINANCIAL SERVICE 12/19/13

USAA FSB CC 12/17/13

 

Inquiries that do not impact your credit rating

Company Information Date of Inquiry

AT&T WIRELESS 11/25/13

INTERSECTIONS 12/16/13

CD-INTERSECTIONS 12/13/13

CIC/EXPERIAN ALRTS 12/18/13 (1)

CONSUMERINFO 12/15/13

 

CREDITEXPERT 1-866-673-0140

01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13,

12/22/13, 12/21/13, 12/19/13, 12/18/13 (25)

 

Equifax Consumer Services

01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13,

12/22/13, 12/21/13, 12/20/13, 12/19/13, 11/07/13, 11/06/13, 11/05/13,

11/04/13, 11/03/13 (30)

EXPERIAN RPTS 12/14/13 (1)

INTERSECTIONS 12/13/13

TRUECREDIT/COVERDELL MY 12/21/13 (1)

 

TRUECREDIT/VERTRUE

01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14,

01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13,

12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13 (20)

 

VERIZON WIRELESS 08/12/13

Inquiries that may impact your credit rating

Name of Company Date of Inquiry

AT&T SERVICES, INC. 11/25/13

COMENITYCAPITAL/FRNM 12/30/13

Credco::4513547007 05/06/13, 01/09/13, 05/03/12

DISCOVER FINANCIAL SERVICE 12/19/13

USAA FSB CC 12/17/13

 

CREDITEXPERT 1-866-673-0140

01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14,

01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13,

12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13,

12/23/13, 12/22/13, 12/21/13, 12/19/13, 12/18/13 (26)

 

Equifax Consumer Services

01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14,

01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13,

12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13,

12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 11/07/13, 11/06/13 (28)

 

TRUECREDIT/VERTRUE

01/13/14, 01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14,

01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13,

12/28/13, 12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13 (21)

I expect 3 HIs to B* tomorrow.

 

I expect 1 HI to come off

Edited by ckvb
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I expect 1 HI to come off

correct. only AT&T will B* today. the problem is his Credco inqs are sticky or they would have been B* already.

 

 

only AT&T 11/25/13 B* today.

Inquiries that may impact your credit rating

Name of Company Date of Inquiry

COMENITYCAPITAL/FRNM 12/30/13

Credco::4514592448 05/06/13, 01/09/13, 05/03/12

DISCOVER FINANCIAL SERVICE 12/19/13

USAA FSB CC 12/17/13

 

Inquiries that do not impact your credit rating

CIC/EXPERIAN ALRTS 12/18/13 (1)

CREDITEXPERT 1-866-673-0140

01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14,

01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14,

12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13,

12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/19/13, 12/18/13 (27)

Equifax Consumer Services

01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14,

01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14,

12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13,

12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13 (27)

TRUECREDIT/COVERDELL MY 12/21/13 (1)

TRUECREDIT/VERTRUE

01/14/14, 01/13/14, 01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13,

12/20/13 (22)

Edited by ayapaq
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just keep pulling. at least you should be able to get 12/17 and 12/19 off before C* with the extra week. you can start on 12/30 next cycle.

My assumption was the HIs B* on same date I.e. 1/14 B* on 1/14

 

your assumption should be that once you have 85 inqs, as you add three new softs, they will replace the three oldest inqs (hard or soft)

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NADA B* today! #@!

 

 

Inquiries that may impact your credit rating Name of Company

Date of Inquiry

 

COMENITYCAPITAL/FRNM

12/30/13

 

Credco::4515638998

05/06/13, 01/09/13, 05/03/12

 

DISCOVER FINANCIAL SERVICE

12/19/13

 

USAA FSB CC

12/17/13

 

Inquiries that do not impact your credit rating Company Information

Date of Inquiry

 

AT&T WIRELESS

11/25/13

 

INTERSECTIONS

12/16/13

 

CIC/EXPERIAN ALRTS

12/18/13 (1)

 

CONSUMERINFO

12/15/13

 

CREDITEXPERT 1-866-673-0140

01/15/14, 01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14,

01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14,

01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13,

12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/19/13, 12/18/13 (28)

 

EQUIFAX

11/03/13, 03/01/13, 03/01/13, 01/30/13, 01/03/13, 10/14/12, 10/01/12, 08/25/12, 08/06/12, 07/17/12, 05/28/12

 

EQUIFAX INFO SVCS.

03/20/13, 07/09/12

 

EQUIFAX

03/14/13, 02/07/13, 10/18/12, 07/24/12, 06/05/12

 

EQUIFAX

12/14/13

 

EQUIFAX

02/09/13

 

ND-EQUIFAX

08/30/12, 07/31/12, 07/04/12, 05/14/12

 

Equifax Consumer Services

01/15/14, 01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14,

01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14,

01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13,

12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13 (28)

 

ND-Equifax Consumer Services

01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 11/07/13, 11/06/13, 11/05/13, 11/04/13, 11/03/13, 11/02/13, 11/01/13, 10/31/13, 10/29/13, 10/18/13, 10/05/13, 09/19/13, 09/03/13, 08/23/13, 08/04/13

 

ND-Equifax Consumer Services

12/18/13, 04/20/13

 

ND-Equifax Consumer Services

12/18/13, 04/20/13

 

ND-Equifax Consumer Services

09/15/13, 09/14/13, 09/05/13, 09/04/13, 08/26/13, 08/25/13, 08/13/13, 08/12/13, 08/01/13

 

EQUIFAX - CUSTOMER ACCTS

08/04/12, 07/05/12, 05/20/12

 

EQUIFAX INFORMATION SVS

01/14/14, 01/14/14, 01/14/14, 01/07/14, 01/07/14, 04/09/13

 

EQUIFAX INFO SVCS.

11/09/13, 04/12/13, 03/29/13, 01/10/13, 10/05/12, 09/12/12, 08/20/12, 08/10/12, 07/10/12, 07/10/12, 05/24/12

 

ND-FAIR ISAAC

04/02/13

 

INTERSECTIONS

12/13/13

 

ND-CHOICEPOINT ::4515638998

12/15/13

 

ND-THE HERTZ CORPORATION

08/12/13

 

TRUECREDIT/COVERDELL MY

12/21/13

 

TRUECREDIT/VERTRUE

01/14/14, 01/13/14, 01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13,

12/20/13 (22)

 

VERIZON WIRELESS

08/12/13

 

 

 

Equifax

 

As of 01/15/2014

735 VERY GOOD

I'm thinking to app a US Bank https://www.usbank.com/credit-cards/perks-plus-visa-card.html

150x135-perks.png

Should I wait until the HI's hopefully drop tomorrow; or strike while iron is hot? the $16,000 CL just recorded on EQ & score jumped.

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NADA B* today! #@!

Inquiries that may impact your credit rating

Name of Company Date of Inquiry

COMENITYCAPITAL/FRNM 12/30/13

Credco::4515638998 05/06/13, 01/09/13, 05/03/12

DISCOVER FINANCIAL SERVICE 12/19/13

USAA FSB CC 12/17/13

 

Inquiries that do not impact your credit rating

Company Information Date of Inquiry

AT&T WIRELESS 11/25/13

INTERSECTIONS 12/16/13

CIC/EXPERIAN ALRTS 12/18/13 (1)

CONSUMERINFO 12/15/13

CREDITEXPERT 1-866-673-0140

01/15/14, 01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14,

01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14,

01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13,

12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/19/13, 12/18/13 (28)

EQUIFAX 11/03/13, 03/01/13, 03/01/13, 01/30/13, 01/03/13, 10/14/12, 10/01/12, 08/25/12, 08/06/12, 07/17/12, 05/28/12

EQUIFAX INFO SVCS. 03/20/13, 07/09/12

EQUIFAX 03/14/13, 02/07/13, 10/18/12, 07/24/12, 06/05/12

EQUIFAX 12/14/13

EQUIFAX 02/09/13

ND-EQUIFAX 08/30/12, 07/31/12, 07/04/12, 05/14/12

Equifax Consumer Services

01/15/14, 01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14,

01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14,

01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13,

12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13 (28)

 

ND-Equifax Consumer Services

01/14/14, 01/13/14, 01/12/14, 01/11/14, 01/10/14, 01/09/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 11/07/13, 11/06/13, 11/05/13, 11/04/13, 11/03/13, 11/02/13, 11/01/13, 10/31/13, 10/29/13, 10/18/13, 10/05/13, 09/19/13, 09/03/13, 08/23/13, 08/04/13

 

ND-Equifax Consumer Services 12/18/13, 04/20/13

ND-Equifax Consumer Services 12/18/13, 04/20/13

ND-Equifax Consumer Services 09/15/13, 09/14/13, 09/05/13, 09/04/13, 08/26/13, 08/25/13, 08/13/13, 08/12/13, 08/01/13

EQUIFAX - CUSTOMER ACCTS 08/04/12, 07/05/12, 05/20/12

EQUIFAX INFORMATION SVS 01/14/14, 01/14/14, 01/14/14, 01/07/14, 01/07/14, 04/09/13

EQUIFAX INFO SVCS. 11/09/13, 04/12/13, 03/29/13, 01/10/13, 10/05/12, 09/12/12, 08/20/12, 08/10/12, 07/10/12, 07/10/12, 05/24/12

ND-FAIR ISAAC 04/02/13

INTERSECTIONS 12/13/13

ND-CHOICEPOINT ::4515638998 12/15/13

ND-THE HERTZ CORPORATION 08/12/13

TRUECREDIT/COVERDELL MY 12/21/13 (1)

TRUECREDIT/VERTRUE

01/14/14, 01/13/14, 01/11/14, 01/10/14, 01/08/14, 01/07/14, 01/06/14,

01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13,

12/29/13, 12/28/13, 12/27/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13,

12/20/13 (22)

VERIZON WIRELESS 08/12/13

 

Equifax

As of 01/15/2014

735 VERY GOOD

 

I'm thinking to app a US Bank https://www.usbank.com/credit-cards/perks-plus-visa-card.html

150x135-perks.png

Should I wait until the HI's hopefully drop tomorrow; or strike while iron is hot? the $16,000 CL just recorded on EQ & score jumped.

 

EQ says I have $21,000 CL; $3,900 is debt so 20% Utilization Ratio.

3 stickies, 3 cc apps last month
USAA $16 000
Discover $1,100
Fuel Networks Comenity $3,000 haven't seen that yet.

Edited by ayapaq
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Forgive me for not browsing the hundreds of pages, but I would to get in on the EQ B*.

 

Currently I am using SmartCredit for TU B*, and it has worked beautifully.

 

What services do I need for EQ B*? I know about USAA and EIDT->MPM.

 

I also have CreditSecure via AMEX.

 

Thanks BW,

 

 

 

For years,

 

I kept my Inbox full,

 

so I wouldn't have to respond to AU requests,

 

and questions about B*.

 

Unfortunately,

 

I decided to clean out my Inbox,

 

and a few CBers have discovered that they can now PM me.

 

Please don't ask me anything by PM that cannot be asked in open forum,

 

in one of my threads.

 

I will not respond to any AU requests.

 

But for the latest question,

 

from the member with 4 posts,

 

I will refer to the song:

 

http://creditboards.com/forums/index.php?showtopic=456658

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