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The Master Equifax & TransUnion B* Bumpage Thread

The last post in this topic was posted 1916 days ago. 

 

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OK, I have 3 orders of magnitude of posts on you,

 

so I won't keep beating up on you. :P

I noticed C* today too of 8 SI
What!!! Already? I may hit by Saturday or Sunday for the first time. Please no :(
it's not C*, he just B* some of his older softs.

Something I learned today, thx.

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HI ALL newbie here read many pages of this thread. great work fellas my question is were would one go to pull their reports prior to beginning this journey as to not wake the EQ c* bear...thanks

I use USAA for Experian & Myprivacymatters for Transunion

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HI ALL newbie here read many pages of this thread. great work fellas my question is were would one go to pull their reports prior to beginning this journey as to not wake the EQ c* bear...thanks

 

Don't do it.

 

ANY of it.

 

Till you have at least 100 posts.

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HI ALL newbie here read many pages of this thread. great work fellas my question is were would one go to pull their reports prior to beginning this journey as to not wake the EQ c* bear...thanks

I use USAA for Experian & Myprivacymatters for Transunion
Edited by wantcredithelp

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When i see that watch I just imagine some clown displaying their FICO on it all the time.

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HI ALL newbie here read many pages of this thread. great work fellas my question is were would one go to pull their reports prior to beginning this journey as to not wake the EQ c* bear...thanks

Don't do it.

 

ANY of it.

 

Till you have at least 100 posts.

LMAO

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My addition is wrong. It shoulde be 21+35+18=74

it's 77 softs and 8 hards. you're not counting some valid softs.

So five more days before Nov AT&T B* ?

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definitely:

CIC/EXPERIAN ALRTS

TRUECREDIT/COVERDELL MY

TRUECREDIT/VERTRUE

 

maybe:

INTERSECTIONS

CONSUMERINFO

TRUELINK

 

not sure:

VERIZON WIRELESS

AT&T WIRELESS

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definitely:CIC/EXPERIAN ALRTSTRUECREDIT/COVERDELL MYTRUECREDIT/VERTRUEmaybe:INTERSECTIONSCONSUMERINFOTRUELINKnot sure:VERIZON WIRELESSAT&T WIRELESS

Thx 4 the education Shifter.

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B* is so unreal

I'm still in a daze...

 

Amazing

 

Thx MOTU & CB!

 

See what tomorrow's pulls bring...like that theme song in Les Miserable

"When tomorrow comes!"

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I posted this on another thread, but its probably more appropriate here:

 

If anyone can figure this out. I'm still quite new.

 

It looks like the Citibank is gone from 6/22/13 but Im not up to 85 yet. If anyone has any idea what this looks like, I would greatly appreciate it.

 

This is from DEC 28

 

Hards:

 

CITIBANK NA 11/26/13 CITIBANK NA
06/22/13 CITIBANK NA., BEST BUY
11/14/13 DISCOVER FINANCIAL SERVICE
11/14/13 FIA CSNA 11/14/13

 

Softs:

 

CIC/EXPERIAN ALRTS: 12/06/13 (1)
CREDITEXPERT 1-866-673-0140: 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13 (9)
EQUIFAX CONSUMER SERVICES: 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 12/18/13, 12/16/13, 12/14/13, 12/13/13, 12/11/13, 12/10/13, 12/09/13, 12/08/13, 12/07/13, 12/06/13 (20)
TRUECREDIT/CHASE: 12/02/13, 11/09/13, 10/11/13, 06/25/13 (4) C* Detected!
TRUECREDIT/COVERDELL MY: 12/21/13 (1)
TRUECREDIT/VERTRUE: 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13 (8)
TRUELINK: 12/10/13 (1)
Total confirmed softs found: 44
This is from today Jan 9
Hards:
CITIBANK NA 12/29/13 CITIBANK NA
11/26/13 CITIBANK NA
12/31/13 CITIBANK NA., BEST BUY
12/29/13, 11/14/13 COMENITYCAPITAL/FRNM 12/28/13 DISCOVER FINANCIAL SERVICE 11/14/13 FIA CSNA 11/14/13

 

Softs:

 

CIC/EXPERIAN ALRTS: 12/06/13 (1)
CREDITEXPERT 1-866-673-0140: 01/09/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13 (21)
EQUIFAX CONSUMER SERVICES: 01/09/14, 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 12/18/13, 12/16/13, 12/14/13, 12/13/13, 12/11/13, 12/10/13, 12/09/13, 12/08/13, 12/07/13, 12/06/13 (32)
TRUECREDIT/COVERDELL MY: 12/21/13 (1)
TRUECREDIT/CHASE: 12/02/13, 11/09/13 (2)
TRUECREDIT/VERTRUE: 01/09/14, 01/08/14, 01/06/14, 01/05/14, 01/04/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/22/13, 12/21/13, 12/20/13 (18)
TRUELINK: 12/10/13 (1)
Total confirmed softs found: 76
Total unconfirmed softs found: 0

Total possible softs found: 76

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Uncounted Softs:

PRM-AMERICAN EXPRESS: 06/27/13, 05/28/13

PRM-BANK OF AMERICA: 10/08/13

AR-BEST BUY / CBNA: 10/09/13

AR-CAPITAL ONE: 09/17/13, 07/17/13, 03/18/13, 01/22/13, 08/06/13, 07/09/13, 06/04/13, 05/07/13, 04/09/13, 03/05/13, 01/18/13

AR-CAPITAL ONE BANK USA NA: 12/24/13

ND-CAPITAL ONE - ATV: 12/14/13

AR-CITIBANK NA: 01/01/14, 12/29/13, 11/20/13, 11/16/13, 11/15/13, 09/17/13, 08/22/13, 08/18/13, 07/08/13

AR-CITI CARDS CBNA: 12/27/13, 11/29/13, 10/25/13, 09/27/13, 08/30/13, 07/26/13, 07/15/13

PRM-CITI CARDS CBNA: 07/30/13, 07/02/13, 04/30/13, 03/01/13

PRM-CREDIT ONE BANK NA: 01/07/14, 09/17/13

ND-EQUIFAX: 12/16/13, 11/24/13

EQUIFAX INFO SVCS.: 12/11/13, 12/06/13

ND-EQUIFAX CONSUMER SERVICES: 01/08/14, 01/07/14, 01/06/14, 01/05/14, 01/04/14, 01/03/14, 01/02/14, 01/01/14, 12/31/13, 12/30/13, 12/29/13, 12/28/13, 12/27/13, 12/26/13, 12/25/13, 12/24/13, 12/23/13, 12/22/13, 12/21/13, 12/20/13, 12/19/13, 12/18/13, 12/16/13, 12/14/13, 12/13/13, 12/11/13, 12/10/13, 12/09/13, 12/08/13, 12/07/13, 12/06/13

EQUIFAX - CUSTOMER ACCTS: 12/09/13, 11/30/13

EQUIFAX INFORMATION SVS: 12/05/13, 12/01/13

PRM-FIRST PREMIER BANK PROMO: 11/08/13

GENESIS FINANCIAL SOLUTIONS: 01/06/14

PROGREXION MARKETING, INC.: 11/24/13

PRM-QUICKEN LOANS: 06/19/13

AR-VISA DSNB: 12/27/13, 11/29/13, 10/25/13, 09/27/13

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One of those count,

 

but your bigger problem is that you've got over 30 older softs you have to B*

 

before you're clean.

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it looks like you did an app spree last week that added 4 inqs while in the middle of a B* cycle. the best course of action is to wait until a round of B* is finished so you can app with a clean report. then rinse and repeat.

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it looks like you did an app spree last week that added 4 inqs while in the middle of a B* cycle. the best course of action is to wait until a round of B* is finished so you can app with a clean report. then rinse and repeat.

 

They were all to Citi and Comenity. Citi CLI both got denied and approved after manual review and the same as comenity.

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One of those count,

 

but your bigger problem is that you've got over 30 older softs you have to B*

 

before you're clean.

 

yes but it looks like 4 more are coming off possibly by saturday the latest.

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Quick Question: When people get C*. Do all the Soft INQ go away or is it like half?

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The last post in this topic was posted 1916 days ago. 

 

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