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The Master Equifax & TransUnion B* Bumpage Thread


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Don't be a ding-a-ling.

 

Do I count the 27 hard Inq on EQ to this? Thanks in advance

EQ B* Count

CONSUMERINFO.COM: 02/12/13, 01/23/13, 08/28/12 (3) C* Detected!

CREDITEXPERT 1-866-673-0140: 03/07/13, 03/06/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13, 02/22/13, 02/21/13, 02/20/13, 02/19/13 (17)

EQUIFAX CONSUMER SERVICES: 03/07/13, 03/06/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13, 02/22/13, 02/21/13, 02/20/13, 02/19/13, 02/16/13 (18)

TRUECREDIT/24 PROTECT: 02/17/13 (1)

TRUECREDIT/COVERDELL MY: 02/21/13 (1)

TRUECREDIT/FREESCORE: 02/17/13 (1)

TRUECREDIT/CHASE: 02/17/13 (1)

TRUECREDIT/VERTRUE: 03/06/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/22/13, 02/20/13 (12)

Total confirmed softs found: 54

FAIR ISAAC: 02/12/13 (1)

Total unconfirmed softs found: 1

Total possible softs found: 55

After today's pulls, you should be right at 85*. :)

 

Do I count the 27 hard Inq on EQ to this? Thanks in advance

EQ B* Count

CONSUMERINFO.COM: 02/12/13, 01/23/13, 08/28/12 (3) C* Detected!

CREDITEXPERT 1-866-673-0140: 03/07/13, 03/06/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13, 02/22/13, 02/21/13, 02/20/13, 02/19/13 (17)

EQUIFAX CONSUMER SERVICES: 03/07/13, 03/06/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13, 02/22/13, 02/21/13, 02/20/13, 02/19/13, 02/16/13 (18)

TRUECREDIT/24 PROTECT: 02/17/13 (1)

TRUECREDIT/COVERDELL MY: 02/21/13 (1)

TRUECREDIT/FREESCORE: 02/17/13 (1)

TRUECREDIT/CHASE: 02/17/13 (1)

TRUECREDIT/VERTRUE: 03/06/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/22/13, 02/20/13 (12)

Total confirmed softs found: 54

FAIR ISAAC: 02/12/13 (1)

Total unconfirmed softs found: 1

Total possible softs found: 55

After today's pulls, you should be right at 85*. :)

Thank you, I hope but these 4 might hold me back.

CREDCO AUTOMOTIVE::3567930832 Show Details 09/14/11

FUNDING SUITE ::3567930832 Show Details 12/17/12

LANDSAFE CREDIT::3567930832 Show Details 10/04/12

USAA FSB #1025624-002 Show Details 12/07/12

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Random ?.... Pasted my softs into EQ B counter yesterday and had 78 confirmed softs...4 soft pulls later I pasted softs into counter today and it still says 78 confirmed softs... It shows my additional pulls from today 3/11 but still shows same # as yesterday when the last pulls were 3/10... Is there a problem or is it just a counting glitch? Any ideas?

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Just had my first B* on EQ today! Had 16 inq, down to 13 and plenty of time left in the month to get rid of the rest using all 4 pullers. Now if I could just manage to sign up for SC for TU and not get locked out for 30 days I'll be set.

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Hello, this is my first time attempting B* on EQ. I'm pretty sure I get it but can someone please verify. I counted 67 possible softs and I have 15 current hards. I am using usaa, mpm, EQ complete so if I am correct the softs + hards = 82 so I should see B* within the next couple of days. Am I figuring this correctly? is soft + hards = 85 or do you need 85 softs by themselves? Below are my softs as of today.

 






PRM-7TH AVENUE



02/19/13, 01/04/13





PRM-AT&T WIRELESS



11/14/12, 05/23/12





AR-AT&T INC.



02/06/13





AR-CAPITAL ONE



01/22/13





CIC/EXPERIAN ALRTS



08/04/12





CONSUMERINFO.COM



07/11/12, 06/07/12





CREDITEXPERT 1-866-673-0140



03/13/13, 03/12/13, 03/11/13,
03/10/13, 03/09/13, 03/08/13, 03/07/13, 03/06/13, 03/05/13, 03/04/13,
03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13,
02/24/13, 02/23/13, 02/22/13, 02/21/13, 01/31/13, 12/31/12, 11/30/12,
10/09/12, 09/30/12, 08/31/12





PRM-CREDIT ONE BANK NA



01/15/13





PRM-DIR CHARGE



01/30/13





EQUIFAX



07/24/12, 06/13/12





EQUIFAX



07/24/12, 06/13/12





ND-EQUIFAX



06/06/12





EQUIFAX INFO SVCS.



08/21/12, 06/29/12





Equifax Consumer Services



03/13/13, 03/12/13, 03/11/13,
03/10/13, 03/09/13, 03/08/13, 03/07/13, 03/06/13, 03/05/13, 03/04/13,
03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13,
02/24/13, 02/23/13, 02/22/13, 02/21/13





Equifax Consumer Services



06/06/12





ND-Equifax Consumer Services



03/12/13





ND-Equifax Consumer Services



03/08/13





ND-Equifax Consumer Services



03/07/13





ND-Equifax Consumer Services



02/22/13





ND-Equifax Consumer Services



02/16/13





ND-Equifax Consumer Services



02/16/13





ND-Equifax Consumer Services



07/06/12





EQUIFAX INFORMATION SVS



07/04/12





ND-EQUIFAX



02/06/13, 08/04/12





FAIR ISAAC



03/07/13, 02/14/13, 12/09/12,
07/29/12





FAIR ISAAC



07/18/12





ND-FAIR ISAAC



07/18/12





AR-FINGERHUT



01/15/13





FINGERHUT



06/10/12





PRM-GINNY'S



01/30/13





PRM-MDA CAPITAL, INC.



01/07/13





PRM-MIDNIGHT



01/22/13





PRM-MON & MON



02/14/13, 01/04/13





PRM-ONEMAIN FINANCIAL



09/24/12





PRM-SECURITY FINANCE-MARKETING



07/18/12, 05/24/12





PRM-STONEBERRY



02/14/13





PRM ONL-THE LENDING TREE



10/23/12, 07/17/12





PRM-TOWER LOANS



12/17/12, 11/26/12, 10/29/12,
10/18/12, 08/14/12, 05/07/12





TRUECREDIT/COVERDELL MY



02/20/13





TRUECREDIT/VERTRUE



03/12/13, 03/11/13, 03/07/13,
03/06/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13,
02/26/13, 02/23/13, 02/22/13, 02/21/13





PRM-WORLD FINANCE



10/23/12





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If that it the case I need a 4rth puller ASAP.

 

I dont have AMEX

 

I wont bank with BB&T

 

What else is there ?

 

I have the big 3 already.

Why do you feel like you need a 4th puller? :dntknw: Every time I do B*, I only use 3 pullers.

 

27 days x 3 pullers = 81

 

and THAT'S assuming you only start the cycle with a total of 4 hards and softs...

 

Having a 4th puller is a TOTAL waste of $$

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I have 17 or 18 HI's

I did not count softs before '12, based on information obtained in this thread.

 

This is what the counter has me at, and I started pulling on the 23rd of Feb, And I lost 2 pulls on the 5th of this month.

 

B* aint easy!

 

 

CREDITEXPERT 1-866-673-0140: 03/13/13, 03/12/13, 03/11/13, 03/10/13, 03/09/13, 03/08/13, 03/07/13, 03/05/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13, 01/31/13, 12/31/12, 11/30/12, 10/31/12, 09/30/12, 08/31/12 (24) C* Detected!
EQUIFAX CONSUMER SERVICES: 03/13/13, 03/12/13, 03/11/13, 03/10/13, 03/09/13, 03/08/13, 03/07/13, 03/06/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13 (18)
TRUECREDIT/COVERDELL MY: 02/20/13 (1)
TRUECREDIT/VERTRUE: 03/13/13, 03/12/13, 03/11/13, 03/10/13, 03/09/13, 03/08/13, 03/07/13, 03/06/13, 03/04/13, 03/03/13, 03/02/13, 03/01/13, 02/28/13, 02/27/13, 02/26/13, 02/25/13, 02/24/13, 02/23/13 (18)
Total confirmed softs found: 61
FIRST ADVANTAGE CREDCO/: 03/18/12 (1)
Total unconfirmed softs found: 1

Total possible softs found: 62
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Got my first ever EQ B* a few minutes ago. I saw that the number went down by one and sure enough, that mother trucker is outta here! Only five to go. April is going to be a good month for me.

 

Thanks so much to CB for all the wisdom shared here. Seriously, thanks for everything.

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85 softs plus (non-sticky) hards.

Are you inferring I need 85 softs to knock off the hards?? wife started knocking off hards yesterday and had the counter showing 57 softs and she had 32 hards.

No, total of 85 countable softs plus non-sticky hards. Even though the counter shows you at 89 total, some of those obviously do not count. She may not even be at 85 yet..

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As I my daily pulling draws to and end, I would like to thank all those who put thought, and love into this. It was kind of you to share it freely.

This am I have 5 h-i's left, 2 of which I have to leave on my report because of a pending deletion.

 

Where I made some mistakes, was reading this thread, and others, who had me thinking softs before '13 didn't count, and other weirdness. To you all handing out bad information, shame. The second mistake I made was in how I ordered my products, but hindsight is 20/20 and its worth 50 bucks to me to be at nearly 0 inq's from 18.

 

I hope I wont have to B* again, I should be able to contain my inq's to 4-5 until I app for the house.

 

Once again, because Im rambling, thanks Credit Boards. My EQ fico has gone from 650 when I started, to last check 685. Cant say enough.

 

-K

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The last post in this topic was posted 2004 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

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