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BobWang

The Master Equifax & TransUnion B* Bumpage Thread

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That charlatan should be ashamed of herself.

She is, she is. sorry.gif I've fixed my spreadsheet now, and I'll haunt this thread more diligently.

No, not you, I was referring to myself. :P

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Is B* still working on TU? The counter says 60 and nothing has come off. The hard is ELAN and they usually come off.

 

I have about 49 pulls on SmartCredit right now.

Should still be working.

 

There's the issue of "enhanced" TU reports showing B*'d hards,

 

and whether creditors can also see them.

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C* in Delaware, left with 15. Only one to go for next cycle smile.gif

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Is B* still working on TU? The counter says 60 and nothing has come off. The hard is ELAN and they usually come off.

 

I have about 49 pulls on SmartCredit right now.

Should still be working.

 

There's the issue of "enhanced" TU reports showing B*'d hards,

 

and whether creditors can also see them.

 

Hey Bob, yeah know about "enhanced". In fact I am the lucky recipient of said "enhanced" report...lol

 

Maybe the TU soft counter is in error. At least nobody else is seeing this with TU B* but me so far. I'll know for sure once SmartCredit hits 56 in 6 more days and my other bonus softs will be moot.

 

I will report back then. Fingers crossed.

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Just got my first b* ever! Two hards dropped off of TU. Granted, they were 16-18 months old anyway, and my score didn't move a bit. But still, tangible results, so yay.

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cool! That's good to hear.

 

Is your TU backdoor report "enhanced"? (mine is)

 

Can't wait for my 10/22 to drop off. stubborn little bas@#rd that one. Maybe I am being impatient.

Edited by junkyour925

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cool! That's good to hear.

 

Is your TU backdoor report "enhanced"? (mine is)

 

Can't wait for my 10/22 to drop off. stubborn little bas@#rd that one. Maybe I am being impatient.

 

yep I was being impatient. The TU hard dropped today. I guess the TU soft counter needs to be updated.

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cool! That's good to hear.

 

Is your TU backdoor report "enhanced"? (mine is)

 

Can't wait for my 10/22 to drop off. stubborn little bas@#rd that one. Maybe I am being impatient.

 

How can I tell?

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cool! That's good to hear.

 

Is your TU backdoor report "enhanced"? (mine is)

 

Can't wait for my 10/22 to drop off. stubborn little bas@#rd that one. Maybe I am being impatient.

 

How can I tell?

 

pull your report at TU directly and look. Near the top of the report it will say so.

Edited by junkyour925

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Yay! Got my first 3 b*'s on EQ today. EQ B* Counter shows 70 confirmed softs, 4 possible softs and 38 uncounted. I'm guessing that several of the uncounted are counting for me. I still haven't pulled EIDT today so I should get 1 more b* today. Down from 12 to 9! 3 more days to go! I wasn't expecting to see the first b* for several more days, good way to end the year!

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Datapoint: Not sure if this is known, but I asked before and never really got an answer...

 

I bumped today when I got to 84. Before it has always been 85 or 86. I only have two hards 11/23 and 12/17 of 2012. As of yesterday, I only had 76 confirmed softs and 3 unconfirmed. Unconfirmed's were Intersections: 10/15/12 and Fair Isaac: 10/18/12 and 12/9/2012.

 

Today when I pulled EQ it knocked off the hard from 11/23/12. When I did the counter I had 79 confirmed, still had 3 unconfirmed for a total of 82 softs, with 1 hard left. I compared the counter since I print them daily, and I did not bump any softs today either. So I guess those Unconfirmed softs are stickies? Thought for sure Intersections on 10/15 and Fair Isaac on 10/18 would have to move this cycle for me to get to the 11/23 hard? dntknw.gif I had no old confirmed softs, all I had was 11/30 and all my December and January pulls for my three puller counts. yahoo.gif

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Any help on how to sort these. I have studied, but I am not getting it.

 

Inquiries that may impact your credit ratingThese inquires are made by companies with whom you have applied for a loan or credit. Company Information: AT&T SERVICES, INC. Date of Inquiry: 01/21/11 Dispute Item Show Details

Company Information: Capital One Date of Inquiry: 01/25/12 Dispute Item Show Details

Company Information: CAPITAL ONE Date of Inquiry: 01/24/12 Dispute Item Show Details

Company Information: Capital One Date of Inquiry: 11/02/12, 05/29/12 Dispute Item Show Details

Company Information: CAPITAL ONE BANK USA NA Date of Inquiry: 07/19/11 Dispute Item Show Details

Company Information: CBC INNOVIS:: Date of Inquiry: 04/06/12 Dispute Item Show Details

Company Information: CBC INNOVIS:: Date of Inquiry: 04/05/12 Dispute Item Show Details

Company Information: CBC INNOVIS:: Date of Inquiry: 05/16/12, 04/23/12, 04/23/12 Dispute Item Show Details

Company Information: CBCINNOVIS:: Date of Inquiry: 03/21/12 Dispute Item Show Details

Company Information: CENTURY NATIONAL BANK Date of Inquiry: 02/08/12 Dispute Item Show Details

Company Information: CHASE BANK USA N.A Date of Inquiry: 08/10/12 Dispute Item Show Details

Company Information: Comenity Bank/MRTHNVSA Date of Inquiry: 10/12/12 Dispute Item Show Details

Company Information: FINGERHUT Date of Inquiry: 04/20/11 Dispute Item Show Details

Company Information: GEMB Date of Inquiry: 02/03/12 Dispute Item Show Details

Company Information: HUNTINGTON MORTGAGE CO Date of Inquiry: 04/06/12 Dispute Item Show Details

Company Information: FACTUAL DATA:: Date of Inquiry: 04/10/12 Dispute Item Show Details

Company Information: FACTUAL DATA:: Date of Inquiry: 04/10/12, 04/10/12 Dispute Item Show Details

Company Information: NAVY FEDERAL CREDIT UNION Date of Inquiry: 12/18/12, 11/16/12, 10/13/12, 09/20/12, 08/20/12 Dispute Item Show Details

Company Information: STERLING INCORPORATED Date of Inquiry: 08/13/12 Dispute Item Show Details

Company Information: TANSKY MOTORS Date of Inquiry: 07/06/12, 02/28/12 Dispute Item Show Details

Company Information: TOYOTA FSB Date of Inquiry: 11/05/12 Dispute Item Show Details

Company Information: TOYOTA WEST, INC Date of Inquiry: 06/28/12 Dispute Item Show Details

Company Information: USAA FSB #1025624-002 Date of Inquiry: 12/17/12 Dispute Item Show Details

<a name="inquiries___31___" title="Name" id="inquiries___31___"> Company Information: USAA FSB CC Date of Inquiry: 10/29/12 Dispute Item Show Details

 

Inquiries that do not impact your credit rating

These inquires include requests from employers, companies making promotional offers and your own requests to check your credit. These inquiries are only viewable by you. Company Information: AR-CAPITAL ONE Date of Inquiry: 12/17/12 Company Information: ND-Capital One Date of Inquiry: 04/17/12, 03/09/12, 09/22/11 Company Information: AR-CAPITAL ONE BANK USA NA Date of Inquiry: 09/28/12 Company Information: PRM-CAPITAL ONE - RTPM Date of Inquiry: 03/08/12 Company Information: PRM ONL-Comenity Bank/BUCKLE Date of Inquiry: 08/17/12 Company Information: PRM ONL-Comenity Bank/VCTRSSEC Date of Inquiry: 08/17/12 Company Information: PRM ONL-Comenity Capital/HSN Date of Inquiry: 08/17/12 Company Information: CREDITEXPERT 1-866-673-0140 Date of Inquiry: 01/05/13 Company Information: EQUIFAX Date of Inquiry: 10/12/12, 06/01/12, 03/19/12, 03/13/12, 02/29/12, 01/30/12 Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 01/26/12 Company Information: EQUIFAX Date of Inquiry: 01/05/13, 01/05/13, 12/01/12, 11/27/12, 11/16/12, 11/14/12, 10/12/12, 09/18/12, 07/04/12, 06/18/12, 06/01/12, 05/29/12, 05/24/12, 05/23/12, 05/21/12, 05/17/12, 05/11/12, 05/07/12, 05/03/12, 05/02/12, 04/23/12, 04/18/12, 04/02/12, 03/26/12, 03/23/12, 03/21/12, 03/19/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/07/12, 03/02/12, 02/29/12, 02/28/12, 02/23/12, 02/22/12, 02/21/12, 02/03/12, 01/31/12, 01/30/12, 01/26/12 Company Information: ND-EQUIFAX Date of Inquiry: 09/22/11 Company Information: EQUIFAX INFO SVCS Date of Inquiry: 10/26/12, 03/23/12, 03/23/12, 03/14/12, 02/21/12, 02/16/12, 02/08/12, 01/31/12 Company Information: ND-EQUIFAX CREDIT MARKETING Date of Inquiry: 11/28/11 Company Information: EQUIFAX INFORMATION SVS Date of Inquiry: 04/20/12, 04/06/12, 03/03/12, 01/28/12 Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 06/25/12 Company Information: FAIR ISAAC Date of Inquiry: 12/01/12 Company Information: FAIR ISAAC Date of Inquiry: 01/24/12 Company Information: PRM-FINGERHUT Date of Inquiry: 01/24/12 Company Information: ND-GECRB Date of Inquiry: 01/26/12 Company Information: GEMB Date of Inquiry: 08/10/12 Company Information: ND-CHOICEPOINT:: Date of Inquiry: 07/26/12, 05/18/12, 04/05/12 Company Information: ND-LIBERTY MUTUAL INSURANCE:: Date of Inquiry: 10/27/12 Company Information: AR-NAVY FCU Date of Inquiry: 01/01/13 Company Information: NAVY FCU Date of Inquiry: 08/20/12 Company Information: PRM-THE TRAVELERS INDEMITY COMPANY Date of Inquiry: 10/29/12 Company Information: AR-TOYOTA FINANCIAL SERVICES Date of Inquiry: 11/08/12 Company Information: PRM-TOYOTA FINANCIAL SERVICES Date of Inquiry: 09/06/12

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Inquiries that do not impact your credit rating

These inquires include requests from employers, companies making promotional offers and your own requests to check your credit. These inquiries are only viewable by you. Company Information: AR-CAPITAL ONE Date of Inquiry: 12/17/12 Company Information: ND-Capital One Date of Inquiry: 04/17/12, 03/09/12, 09/22/11 Company Information: AR-CAPITAL ONE BANK USA NA Date of Inquiry: 09/28/12 Company Information: PRM-CAPITAL ONE - RTPM Date of Inquiry: 03/08/12 Company Information: PRM ONL-Comenity Bank/BUCKLE Date of Inquiry: 08/17/12 Company Information: PRM ONL-Comenity Bank/VCTRSSEC Date of Inquiry: 08/17/12 Company Information: PRM ONL-Comenity Capital/HSN Date of Inquiry: 08/17/12 Company Information: CREDITEXPERT 1-866-673-0140 Date of Inquiry: 01/05/13 Company Information: EQUIFAX Date of Inquiry: 10/12/12, 06/01/12, 03/19/12, 03/13/12, 02/29/12, 01/30/12 Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 01/26/12 Company Information: EQUIFAX Date of Inquiry: 01/05/13, 01/05/13, 12/01/12, 11/27/12, 11/16/12, 11/14/12, 10/12/12, 09/18/12, 07/04/12, 06/18/12, 06/01/12, 05/29/12, 05/24/12, 05/23/12, 05/21/12, 05/17/12, 05/11/12, 05/07/12, 05/03/12, 05/02/12, 04/23/12, 04/18/12, 04/02/12, 03/26/12, 03/23/12, 03/21/12, 03/19/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/07/12, 03/02/12, 02/29/12, 02/28/12, 02/23/12, 02/22/12, 02/21/12, 02/03/12, 01/31/12, 01/30/12, 01/26/12 Company Information: ND-EQUIFAX Date of Inquiry: 09/22/11 Company Information: EQUIFAX INFO SVCS Date of Inquiry: 10/26/12, 03/23/12, 03/23/12, 03/14/12, 02/21/12, 02/16/12, 02/08/12, 01/31/12 Company Information: ND-EQUIFAX CREDIT MARKETING Date of Inquiry: 11/28/11 Company Information: EQUIFAX INFORMATION SVS Date of Inquiry: 04/20/12, 04/06/12, 03/03/12, 01/28/12 Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 06/25/12 Company Information: FAIR ISAAC Date of Inquiry: 12/01/12 Company Information: FAIR ISAAC Date of Inquiry: 01/24/12 Company Information: PRM-FINGERHUT Date of Inquiry: 01/24/12 Company Information: ND-GECRB Date of Inquiry: 01/26/12 Company Information: GEMB Date of Inquiry: 08/10/12 Company Information: ND-CHOICEPOINT:: Date of Inquiry: 07/26/12, 05/18/12, 04/05/12 Company Information: ND-LIBERTY MUTUAL INSURANCE:: Date of Inquiry: 10/27/12 Company Information: AR-NAVY FCU Date of Inquiry: 01/01/13 Company Information: NAVY FCU Date of Inquiry: 08/20/12 Company Information: PRM-THE TRAVELERS INDEMITY COMPANY Date of Inquiry: 10/29/12 Company Information: AR-TOYOTA FINANCIAL SERVICES Date of Inquiry: 11/08/12 Company Information: PRM-TOYOTA FINANCIAL SERVICES Date of Inquiry: 09/06/12

 

I'd say that's how mine looks (I counted about 90 on each one for the softs (which were within the last 4-5 months majority wise) and I have no bumpage on TU or EQ. Both I count 85+.

 

I am thoroughly confused. I have hards from 04/2011 still on both. I don't get it :(

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Some don't count. Just use the link in the sticky and it will do the counting http://eq.countmysofts.tk/

 

Copy and paste directly into the counter from EQC. It looks badly formatted in the post.

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Any help on how to sort these. I have studied, but I am not getting it.

 

Inquiries that may impact your credit ratingThese inquires are made by companies with whom you have applied for a loan or credit. Company Information: AT&T SERVICES, INC. Date of Inquiry: 01/21/11 Dispute Item Show Details

Company Information: Capital One Date of Inquiry: 01/25/12 Dispute Item Show Details

Company Information: CAPITAL ONE Date of Inquiry: 01/24/12 Dispute Item Show Details

Company Information: Capital One Date of Inquiry: 11/02/12, 05/29/12 Dispute Item Show Details

Company Information: CAPITAL ONE BANK USA NA Date of Inquiry: 07/19/11 Dispute Item Show Details

Company Information: CBC INNOVIS:: Date of Inquiry: 04/06/12 Dispute Item Show Details

Company Information: CBC INNOVIS:: Date of Inquiry: 04/05/12 Dispute Item Show Details

Company Information: CBC INNOVIS:: Date of Inquiry: 05/16/12, 04/23/12, 04/23/12 Dispute Item Show Details

Company Information: CBCINNOVIS:: Date of Inquiry: 03/21/12 Dispute Item Show Details

Company Information: CENTURY NATIONAL BANK Date of Inquiry: 02/08/12 Dispute Item Show Details

Company Information: CHASE BANK USA N.A Date of Inquiry: 08/10/12 Dispute Item Show Details

Company Information: Comenity Bank/MRTHNVSA Date of Inquiry: 10/12/12 Dispute Item Show Details

Company Information: FINGERHUT Date of Inquiry: 04/20/11 Dispute Item Show Details

Company Information: GEMB Date of Inquiry: 02/03/12 Dispute Item Show Details

Company Information: HUNTINGTON MORTGAGE CO Date of Inquiry: 04/06/12 Dispute Item Show Details

Company Information: FACTUAL DATA:: Date of Inquiry: 04/10/12 Dispute Item Show Details

Company Information: FACTUAL DATA:: Date of Inquiry: 04/10/12, 04/10/12 Dispute Item Show Details

Company Information: NAVY FEDERAL CREDIT UNION Date of Inquiry: 12/18/12, 11/16/12, 10/13/12, 09/20/12, 08/20/12 Dispute Item Show Details

Company Information: STERLING INCORPORATED Date of Inquiry: 08/13/12 Dispute Item Show Details

Company Information: TANSKY MOTORS Date of Inquiry: 07/06/12, 02/28/12 Dispute Item Show Details

Company Information: TOYOTA FSB Date of Inquiry: 11/05/12 Dispute Item Show Details

Company Information: TOYOTA WEST, INC Date of Inquiry: 06/28/12 Dispute Item Show Details

Company Information: USAA FSB #1025624-002 Date of Inquiry: 12/17/12 Dispute Item Show Details

<a name="inquiries___31___" title="Name" id="inquiries___31___"> Company Information: USAA FSB CC Date of Inquiry: 10/29/12 Dispute Item Show Details

 

Inquiries that do not impact your credit rating

These inquires include requests from employers, companies making promotional offers and your own requests to check your credit. These inquiries are only viewable by you. Company Information: AR-CAPITAL ONE Date of Inquiry: 12/17/12 Company Information: ND-Capital One Date of Inquiry: 04/17/12, 03/09/12, 09/22/11 Company Information: AR-CAPITAL ONE BANK USA NA Date of Inquiry: 09/28/12 Company Information: PRM-CAPITAL ONE - RTPM Date of Inquiry: 03/08/12 Company Information: PRM ONL-Comenity Bank/BUCKLE Date of Inquiry: 08/17/12 Company Information: PRM ONL-Comenity Bank/VCTRSSEC Date of Inquiry: 08/17/12 Company Information: PRM ONL-Comenity Capital/HSN Date of Inquiry: 08/17/12 Company Information: CREDITEXPERT 1-866-673-0140 Date of Inquiry: 01/05/13 Company Information: EQUIFAX Date of Inquiry: 10/12/12, 06/01/12, 03/19/12, 03/13/12, 02/29/12, 01/30/12 Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 01/26/12 Company Information: EQUIFAX Date of Inquiry: 01/05/13, 01/05/13, 12/01/12, 11/27/12, 11/16/12, 11/14/12, 10/12/12, 09/18/12, 07/04/12, 06/18/12, 06/01/12, 05/29/12, 05/24/12, 05/23/12, 05/21/12, 05/17/12, 05/11/12, 05/07/12, 05/03/12, 05/02/12, 04/23/12, 04/18/12, 04/02/12, 03/26/12, 03/23/12, 03/21/12, 03/19/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/07/12, 03/02/12, 02/29/12, 02/28/12, 02/23/12, 02/22/12, 02/21/12, 02/03/12, 01/31/12, 01/30/12, 01/26/12 Company Information: ND-EQUIFAX Date of Inquiry: 09/22/11 Company Information: EQUIFAX INFO SVCS Date of Inquiry: 10/26/12, 03/23/12, 03/23/12, 03/14/12, 02/21/12, 02/16/12, 02/08/12, 01/31/12 Company Information: ND-EQUIFAX CREDIT MARKETING Date of Inquiry: 11/28/11 Company Information: EQUIFAX INFORMATION SVS Date of Inquiry: 04/20/12, 04/06/12, 03/03/12, 01/28/12 Company Information: EQUIFAX INFO SVCS. Date of Inquiry: 06/25/12 Company Information: FAIR ISAAC Date of Inquiry: 12/01/12 Company Information: FAIR ISAAC Date of Inquiry: 01/24/12 Company Information: PRM-FINGERHUT Date of Inquiry: 01/24/12 Company Information: ND-GECRB Date of Inquiry: 01/26/12 Company Information: GEMB Date of Inquiry: 08/10/12 Company Information: ND-CHOICEPOINT:: Date of Inquiry: 07/26/12, 05/18/12, 04/05/12 Company Information: ND-LIBERTY MUTUAL INSURANCE:: Date of Inquiry: 10/27/12 Company Information: AR-NAVY FCU Date of Inquiry: 01/01/13 Company Information: NAVY FCU Date of Inquiry: 08/20/12 Company Information: PRM-THE TRAVELERS INDEMITY COMPANY Date of Inquiry: 10/29/12 Company Information: AR-TOYOTA FINANCIAL SERVICES Date of Inquiry: 11/08/12 Company Information: PRM-TOYOTA FINANCIAL SERVICES Date of Inquiry: 09/06/12

 

 

First, clean up the DIRTY FORMATTING so you can look at it properly:

 

AT&T SERVICES, INC. Date of Inquiry: 01/21/11

Capital One Date of Inquiry: 01/25/12

CAPITAL ONE Date of Inquiry: 01/24/12

Capital One Date of Inquiry: 11/02/12, 05/29/12

CAPITAL ONE BANK USA NA Date of Inquiry: 07/19/11

CBC INNOVIS:: Date of Inquiry: 04/06/12

CBC INNOVIS:: Date of Inquiry: 04/05/12

CBC INNOVIS:: Date of Inquiry: 05/16/12, 04/23/12, 04/23/12

CBCINNOVIS:: Date of Inquiry: 03/21/12

CENTURY NATIONAL BANK Date of Inquiry: 02/08/12

CHASE BANK USA N.A Date of Inquiry: 08/10/12

Comenity Bank/MRTHNVSA Date of Inquiry: 10/12/12

FINGERHUT Date of Inquiry: 04/20/11

GEMB Date of Inquiry: 02/03/12

HUNTINGTON MORTGAGE CO Date of Inquiry: 04/06/12

FACTUAL DATA:: Date of Inquiry: 04/10/12

FACTUAL DATA:: Date of Inquiry: 04/10/12, 04/10/12

NAVY FEDERAL CREDIT UNION Date of Inquiry: 12/18/12, 11/16/12, 10/13/12, 09/20/12, 08/20/12

STERLING INCORPORATED Date of Inquiry: 08/13/12

TANSKY MOTORS Date of Inquiry: 07/06/12, 02/28/12

TOYOTA FSB Date of Inquiry: 11/05/12

TOYOTA WEST, INC Date of Inquiry: 06/28/12

USAA FSB #1025624-002 Date of Inquiry: 12/17/12

USAA FSB CC Date of Inquiry: 10/29/12

 

32 Hards

 

AR-CAPITAL ONE Date of Inquiry: 12/17/12

ND-Capital One Date of Inquiry: 04/17/12, 03/09/12, 09/22/11

AR-CAPITAL ONE BANK USA NA Date of Inquiry: 09/28/12

PRM-CAPITAL ONE - RTPM Date of Inquiry: 03/08/12

PRM ONL-Comenity Bank/BUCKLE Date of Inquiry: 08/17/12

PRM ONL-Comenity Bank/VCTRSSEC Date of Inquiry: 08/17/12

PRM ONL-Comenity Capital/HSN Date of Inquiry: 08/17/12

CREDITEXPERT 1-866-673-0140 Date of Inquiry: 01/05/13

EQUIFAX Date of Inquiry: 10/12/12, 06/01/12, 03/19/12, 03/13/12, 02/29/12, 01/30/12

EQUIFAX INFO SVCS. Date of Inquiry: 01/26/12

EQUIFAX Date of Inquiry: 01/05/13, 01/05/13, 12/01/12, 11/27/12, 11/16/12, 11/14/12, 10/12/12, 09/18/12, 07/04/12, 06/18/12, 06/01/12, 05/29/12, 05/24/12, 05/23/12, 05/21/12, 05/17/12, 05/11/12, 05/07/12, 05/03/12, 05/02/12, 04/23/12, 04/18/12, 04/02/12, 03/26/12, 03/23/12, 03/21/12, 03/19/12, 03/16/12, 03/15/12, 03/14/12, 03/13/12, 03/07/12, 03/02/12, 02/29/12, 02/28/12, 02/23/12, 02/22/12, 02/21/12, 02/03/12, 01/31/12, 01/30/12, 01/26/12

ND-EQUIFAX Date of Inquiry: 09/22/11

EQUIFAX INFO SVCS Date of Inquiry: 10/26/12, 03/23/12, 03/23/12, 03/14/12, 02/21/12, 02/16/12, 02/08/12, 01/31/12

ND-EQUIFAX CREDIT MARKETING Date of Inquiry: 11/28/11

EQUIFAX INFORMATION SVS Date of Inquiry: 04/20/12, 04/06/12, 03/03/12, 01/28/12

EQUIFAX INFO SVCS. Date of Inquiry: 06/25/12

FAIR ISAAC Date of Inquiry: 12/01/12

FAIR ISAAC Date of Inquiry: 01/24/12

PRM-FINGERHUT Date of Inquiry: 01/24/12

ND-GECRB Date of Inquiry: 01/26/12

GEMB Date of Inquiry: 08/10/12

ND-CHOICEPOINT:: Date of Inquiry: 07/26/12, 05/18/12, 04/05/12

ND-LIBERTY MUTUAL INSURANCE:: Date of Inquiry: 10/27/12

AR-NAVY FCU Date of Inquiry: 01/01/13

NAVY FCU Date of Inquiry: 08/20/12

PRM-THE TRAVELERS INDEMITY COMPANY Date of Inquiry: 10/29/12

AR-TOYOTA FINANCIAL SERVICES Date of Inquiry: 11/08/12

PRM-TOYOTA FINANCIAL SERVICES Date of Inquiry: 09/06/12

 

Second, you MUST have daily pullers that leave softs that count. You DON'T HAVE BUT 3 "MAYBE" countable softs (out of a combined 85 needed for B*).

 

Sign up for USAA/MPM/AMEX C$/EQC and pull a brand new report EVERY DAY from each of those daily pullers (a MINIMUM of 3 of them). Then look for daily softs left by "CIC/EXPERIAN RPTS" (AMEX C$), "CREDITEXPERT" (USAA/CCMP), "Equifax Consumer Services" EQC), "TRUECREDIT/PRIVACY MATTERS" (MPM). There are a variety of other single pullers that also leave countable softs, but I won't get into them as they are almost never needed. 3 of the 4 daily pullers will EASILY B* without any fear of C*.

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

 

:good: In your case, I would probably get BOTH MPM and AMEX C$, if you can. Then pull all 4 EVERY DAY, without missing any pulls!!

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

 

:good: In your case, I would probably get BOTH MPM and AMEX C$, if you can. Then pull all 4 EVERY DAY, without missing any pulls!!

 

 

 

I will look into mpm as I don't have AMEX

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

 

:good: In your case, I would probably get BOTH MPM and AMEX C$, if you can. Then pull all 4 EVERY DAY, without missing any pulls!!

 

 

 

I will look into mpm as I don't have AMEX

 

This is the correct portal to sign up for MPM - http://www.eliminateidtheft.com/mall/signup15.aspx

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

 

:good: In your case, I would probably get BOTH MPM and AMEX C$, if you can. Then pull all 4 EVERY DAY, without missing any pulls!!

 

 

 

I will look into mpm as I don't have AMEX

 

This is the correct portal to sign up for MPM - http://www.eliminate...l/signup15.aspx

 

 

any certain plan? and again thank you

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

 

:good: In your case, I would probably get BOTH MPM and AMEX C$, if you can. Then pull all 4 EVERY DAY, without missing any pulls!!

 

 

 

I will look into mpm as I don't have AMEX

 

This is the correct portal to sign up for MPM - http://www.eliminate...l/signup15.aspx

 

 

any certain plan? and again thank you

 

IDK, whatever you choose/need. Individual monthly, unless you need w/spouse. :dntknw:

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thank you very very much! I signed up for usaa, eq, and CS for TU. guess I need another. again thank you!

 

???

 

Either MPM or Amex C$, for EQ B*.

 

TU the only pullers that work are SC and TU+

 

I meant sc smart credit....

 

:good: In your case, I would probably get BOTH MPM and AMEX C$, if you can. Then pull all 4 EVERY DAY, without missing any pulls!!

 

 

 

I will look into mpm as I don't have AMEX

 

This is the correct portal to sign up for MPM - http://www.eliminate...l/signup15.aspx

 

 

any certain plan? and again thank you

 

IDK, whatever you choose/need. Individual monthly, unless you need w/spouse. :dntknw:

 

Does Eliminate ID theft allow you to see soft pulls? I have Amex and USAA and can't see the softs. I keep reading about EQ Complete will trigger choppage so I'd like to avoid that if all possible.

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