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PsychDoc's Credit Repair for Beginners


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57 minutes ago, marioc424 said:

I’m trying to get help sweeping me and wife credit reports any advice where can I go to get information on how to do??


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first, order paper reports from the big four

https://creditboards.com/forums/index.php?/topic/590506-ordering-paper-credit-reports-information-inside/&tab=comments#comment-5623246

 

IDS: https://www.innovis.com/personal/creditReport

 

 

ask questions in the main credit forum once you see exactly what you are dealing with

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12 minutes ago, marioc424 said:

I have them and frozen my reports


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then I suggest starting a topic in the main forum with your questions about specific items you want to tackle.

 

also, freezing can delay 50% of credit repair.

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22 minutes ago, marioc424 said:

Oh really I was told to freeze them so creditor can’t pull


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current creditors can still pull and freezing opts you out when in fact adding new, positive credit is an important part of a long term strategy to rebuild.

 

moreover, inquiries do not matter.  :)

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Good evening! Just getting started on this credit repair journey.  Looking forward to reading this information! Question: I'm looking for a template for a credit dispute letter, as well as an affidavit.  Of course I will craft it to my verbiage, but I need a starting point.  Thanks in advance!

 

Be safe and be well!!

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17 hours ago, CreditGoddessof2022 said:

Good evening! Just getting started on this credit repair journey.  Looking forward to reading this information! Question: I'm looking for a template for a credit dispute letter, as well as an affidavit.  Of course I will craft it to my verbiage, but I need a starting point.  Thanks in advance!

 

Be safe and be well!!

Check out our sample letter forum, but use care in implementation.

 

Welcome to CreditBoards.

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