Ganou8900 Posted October 29, 2021 Posted October 29, 2021 How can I sweep any negative items in my credit report Sent from my iPhone using Tapatalk Quote
yippe1981 Posted December 14, 2021 Posted December 14, 2021 On 10/28/2020 at 10:32 AM, Jakay26 said: New member here! Just trying to reach member status... Trying to as well! Quote
Admin MarvBear Posted January 10, 2022 Admin Posted January 10, 2022 8 hours ago, marioc424 said: How do I reach member status? You already are. Just under your avatar your status is stated Kat58 1 Quote
hegemony Posted January 10, 2022 Posted January 10, 2022 57 minutes ago, marioc424 said: I’m trying to get help sweeping me and wife credit reports any advice where can I go to get information on how to do?? Sent from my iPhone using Tapatalk first, order paper reports from the big four https://creditboards.com/forums/index.php?/topic/590506-ordering-paper-credit-reports-information-inside/&tab=comments#comment-5623246 IDS: https://www.innovis.com/personal/creditReport ask questions in the main credit forum once you see exactly what you are dealing with Quote
hegemony Posted January 11, 2022 Posted January 11, 2022 12 minutes ago, marioc424 said: I have them and frozen my reports Sent from my iPhone using Tapatalk then I suggest starting a topic in the main forum with your questions about specific items you want to tackle. also, freezing can delay 50% of credit repair. MarvBear 1 Quote
hegemony Posted January 11, 2022 Posted January 11, 2022 22 minutes ago, marioc424 said: Oh really I was told to freeze them so creditor can’t pull Sent from my iPhone using Tapatalk current creditors can still pull and freezing opts you out when in fact adding new, positive credit is an important part of a long term strategy to rebuild. moreover, inquiries do not matter. Quote
CreditGoddessof2022 Posted January 13, 2022 Posted January 13, 2022 Good evening! Just getting started on this credit repair journey. Looking forward to reading this information! Question: I'm looking for a template for a credit dispute letter, as well as an affidavit. Of course I will craft it to my verbiage, but I need a starting point. Thanks in advance! Be safe and be well!! Quote
Admin MarvBear Posted January 14, 2022 Admin Posted January 14, 2022 17 hours ago, CreditGoddessof2022 said: Good evening! Just getting started on this credit repair journey. Looking forward to reading this information! Question: I'm looking for a template for a credit dispute letter, as well as an affidavit. Of course I will craft it to my verbiage, but I need a starting point. Thanks in advance! Be safe and be well!! Check out our sample letter forum, but use care in implementation. Welcome to CreditBoards. Quote
Johnbee313 Posted January 23, 2022 Posted January 23, 2022 Beginner checking inSent from my iPhone using Tapatalk Quote
Johnbee313 Posted January 23, 2022 Posted January 23, 2022 Welcome! Read til your eyes bleed. I will just learning how to navigateSent from my iPhone using Tapatalk Quote
Johnbee313 Posted January 24, 2022 Posted January 24, 2022 Read through the doc and it was a lot of good info in it. Every new member should read this over at least once to familiarize yourself with the process!Can’t wait to read itSent from my iPhone using Tapatalk Quote
Johnbee313 Posted January 24, 2022 Posted January 24, 2022 Thanks Mark! It makes it easy to print, study and mark up.Need to c itSent from my iPhone using Tapatalk Quote
tryagainx Posted June 2, 2022 Posted June 2, 2022 Noob here. Trying to fix credit from Teenage mistakes Quote
dookieblaylock Posted August 1, 2022 Posted August 1, 2022 Quote Peace and love. Not knew to the site but do not post much! Trying tog et my membership level up! Quote
jdollar9087 Posted November 17, 2022 Posted November 17, 2022 New here. Hit a low point in life several years back and basically stopped paying everything. Most everything on my report is in either default or collections status with collection agencies. Some are past SOL now (I'm in Texas). Looking to get this in order and start working toward a home purchase. Seeing that some of the repair advice was originally posted 10+ years ago. Is that advice still relevant in today or has it evolved? I've started by pulling my reports from all 3 bureaus and combing through them. Quote
Admin MarvBear Posted November 17, 2022 Admin Posted November 17, 2022 Welcome to CreditBoards. Quote
centex Posted November 17, 2022 Posted November 17, 2022 1 hour ago, jdollar9087 said: New here. Hit a low point in life several years back and basically stopped paying everything. Most everything on my report is in either default or collections status with collection agencies. Some are past SOL now (I'm in Texas). Looking to get this in order and start working toward a home purchase. Seeing that some of the repair advice was originally posted 10+ years ago. Is that advice still relevant in today or has it evolved? I've started by pulling my reports from all 3 bureaus and combing through them. You will do better to post in the main forums for more exposure. You don't indicate if you defaulted in Texas or moved here since the default. You DO need to be in the State for a year to gain the limitations protection outlined in the Civil Practice and Remedies Code. Being in Texas, go find the master thread in the pinned topics that was started by WalterG and built upon work I had previously done using Texas law, which is a far superior option than federal law for those in Texas. Make sure you have PAPER reports, not just online printouts...yes, it matters. MarvBear 1 Quote
mrgeauxgetit Posted November 18, 2022 Posted November 18, 2022 Amazing information, has helped me as well as my family become informed and empowered Quote
Admin MarvBear Posted November 18, 2022 Admin Posted November 18, 2022 Welcome to CreditBoards. Quote
jdollar9087 Posted November 18, 2022 Posted November 18, 2022 18 hours ago, centex said: You will do better to post in the main forums for more exposure. You don't indicate if you defaulted in Texas or moved here since the default. You DO need to be in the State for a year to gain the limitations protection outlined in the Civil Practice and Remedies Code. Being in Texas, go find the master thread in the pinned topics that was started by WalterG and built upon work I had previously done using Texas law, which is a far superior option than federal law for those in Texas. Make sure you have PAPER reports, not just online printouts...yes, it matters. Awesome, thank you for the advice. I've been a Texas resident for 9+ years, so everything has occurred here. centex 1 Quote
Admin MarvBear Posted November 27, 2022 Admin Posted November 27, 2022 16 hours ago, JefftheSystem said: How do i get the download? Read back through this topic. The solution is within this topic. You just need to reach member status. And Welcome to CreditBoards. Quote
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