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c m chase

*Biz Credit Approved....*

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Listed on D&B, but I haven't figured out how to get the information out yet.

Sole Prop. Established in 1988, but changed name and most of focus (went from being a used bookstore to publishing books and primarily selling wholesale) in 1994 so that's the year I usually use.

Use EIN on all apps.

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If approved:

Who? Shell Gas

How many reporting on DnB/Experian Biz? Don't know

Paydex - if available? don't know

Credit limit? started at $500, gave unasked increase to $5000 after 5 months.

PG? No

Terms? Revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? They called me, asked if I wanted a card...

Other info?

 

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If approved:

Who? Staples

How many reporting on DnB/Experian Biz? Don't know

Paydex - if available? don't know

Credit limit? $7500.

PG? No

Terms? Revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? Mailed in app I picked up at the store. about 10 days from mailing to receiving the cards.

Other info?

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If approved:

Who? Amazon Corporate Charging

How many reporting on DnB/Experian Biz? Don't know

Paydex - if available? don't know

Credit limit? 4500.

PG? No

Terms?

Provide them additional information/financials? No

Application? (online/in store/phone)? The online app.

Other info? This is the best! they only buy about $2500/month from me. Maybe I should just swap purchase orders! :P

 

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If approved: This one is from 2003

Who? Home Depot

How many reporting on DnB/Experian Biz? Don't know

Paydex - if available? don't know

Credit limit? $5000.

PG? No

Terms? Revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? They called me, said we're opening a store in your area, do you want a card? My wife answered that call and said Heck yes!

Other info? We're deep into a major remodel (23,000 sq ft Victorian bldg. for B&B and restaurant) I know my wife was pricing cabinets. I got a call from HD that they wanted my last two years financials. I said how come? They had a request to raise our CL from $5000 to $75000 for the cabinets! It was a bit of confusion on their part. Ended up buying cabinets from local company as HD wanted 100% "deposit" with 8-12 week delivery time. Hah! :sorry:

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Denied

Who? Chase Business Rewards Platinum Card

How many reporting on DnB/Experian Biz? None on DnB, dunno about Experian

Paydex: No

Credit limit? N/A

PG? Yes

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) online

Other info? My business is a 3-yr old C Corp

 

Reason for denial: the balance on my personal CCs are too high :rolleyes:

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Ok....there was a sticky in the credit forum...I think there should be here too. I find myself getting confused when someone says they got approved for such-and-such biz credit and I wonder....do they have a paydex? how many do they have reporting?

 

So let's start a database thingy.

HOME DEPOT

 

 

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If approved:

Who? Home depot

How many reporting on DnB/Experian Biz? 2

Paydex - if available? no paydex

Credit limit? $5,000

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info? na

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Who? Shell Fleet

How many reporting on DnB? 3

Paydex - if available? N/A

Credit limit? $750

PG? No

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

 

Who? ULine

How many reporting on DnB? 3

Paydex - if available? N/A

Credit limit? $500

PG? No

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

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Approved

Who? Staples

How many reporting on DnB/Experian Biz? None on DnB, dunno about Experian

Paydex: No

Credit limit? $2000

PG? No

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) They faxed me the application along with an application for their "Easy Savings Program". I faxed back the completed application.

Other info? My business is a 3-yr old C Corp

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Approved

Who? Home Depot

How many reporting on DnB/Experian Biz? 3 DnB, 1 Experian

Paydex: No

Credit limit? $2800

PG? No

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) Online

Other info? My business is not inc.

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Approved

Who? Best Buy

How many reporting on DnB/Experian Biz? None on DnB, dunno about Experian

Paydex: No

Credit limit? $10,000 :yahoo:

PG? No

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) Downloaded PDF application form from Best Buy's website, sent it in by fax to 800-506-3260. At first, I sent in my application to the fax number on the application form. When I didn't hear from them, I called the 800 number on the form and tried to find out the status of my app. They said they never received it and to fax it to the above fax number. Called the following day and got a recording saying that we've been approved for $10K!!! :D

Other info? My business is a 3-yr old C Corp

 

I'm soooo happy!!! In less than 1 month, our business has gotten $21,500 in business credit with no credit builder and no PG! Many thanks to everyone at Creditboard! :)

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Approved

Who? Lowes

How many reporting on DnB/Experian Biz? 3 DnB, 1 Experian (neg)

Paydex: No

Credit limit? $1000

PG? No

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) Online

Other info? I got a code of some sort after submitting the app that made me think I hadn't qualified. Low and behod I got my cards today

 

 

Approved

Who? Office Depot

How many reporting on DnB/Experian Biz? 3 DnB, 1 Experian (neg)

Paydex: No

Credit limit? $2000

PG? No

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) Online

Other info? I got a code of some sort after submitting the app that made me think I hadn't qualified. Low and behod I got my cards today

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Approved

Who? CitiAadvantage for Business

How many reporting on DnB/Experian Biz? 5 DnB, 5(or more) Experian

Paydex: 80

Credit limit? $5000

PG? Yes

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone) Online

Other info? They either pulled a soft to approve me or they based it off of my October Upromise Card approval.I never saw a hard pull from them and had actually forgotten that I had applied. 50% of the card limit can be used for cash advance, but at a 19% APR (ouch)!

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Who? Office Depot

How many reporting on DnB? 3

Paydex - if available? N/A

Credit limit? $1,000

PG? No

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

 

Forgot I applied, and card arrived today.

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Who? Office Depot

How many reporting on DnB? 1

Paydex - if available? N/A

Credit limit? $500

PG? No

Terms? revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

Other info? Inc. in 2004, applied online and got code 25, card arrived one week later.

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Who? Home Depot EXPO

How many reporting on DnB? 5

Paydex - if available? 80

Credit limit? $2800

PG? No

Terms? revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

Other info? applied online and got code 25, called and said approved.

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Approved

Who? Office Depot

How many reporting on DnB/Experian Biz? Nothing that I am aware of

Paydex - if available? N/A

Credit limit? 500

PG? No

Terms? Revolving, 21% interest (ouch)

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

Other info? Got a code 25, 7-10 day message; figured that I wouldn't get it. Was surprised when I checked biz mail and it was there. :D

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Approved

Who? American Express Corporate Travel Acct

How many reporting on DnB/Experian Biz? 5 DNB 3 Experian

Paydex - if available? 80

Credit limit? no limit

PG? No

Terms? 30 days

Provide them additional information/financials? biz documents

Application? (online/in store/phone)? Online

Other info? Two days for approval after they got paperwork and they emailed info to us.

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If approved:

Who? Home depot

How many reporting on DnB/Experian Biz?

Paydex - if available? no paydex

Credit limit? $5,000

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info? na

 

 

 

If approved:

Who? DELL

How many reporting on DnB/Experian Biz?

Paydex - if available? no paydex

Credit limit? $5,000

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info? na

 

 

Also have accounts with:

Nebs

Viking

Quill

Uline

 

I just formed my corporation on Jan 07, 2005. Have been in business since April 2004. Also applied for other credit will update when I get a reply.

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If approved:

Who? Tractor Supply

How many reporting on DnB/Experian Biz?Exp4 DNB 5

Paydex - if available? 80

Credit limit? $1500

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? mailed in app

Other info? na

Edited by rigirl

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OK, the group is set up. It is not in the directory at this point (no spammers) but new members have to be approved. Go sign up, I haven't made the database yet, but I'll approve members as fast as I can and set up a bunch of mods. One reminder for anyone with mod-type access - if you delete, it is the actual database, not just what's on your screen. Learned the hard way. We can open up membership later, maybe find some new members for the board too.

 

If someone wants to set up the database or upload some files or something, feel free once you're in.

 

http://finance.groups.yahoo.com/group/CB_BizCreditGroup/

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Dell - $5,000

DnB - 2 reporting

EX - limited info

in business 4 years, incorporated this past Sept

Listed in 411

 

Now to figure out how to use this (holy APR batman!!! 26.xx% Looks like this is a 1 or two payment card....)

Edited by Rezin

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who~ T Moblie

approved/denied~ approved

# reporting on D&B~ 0

# reporting on EXP~ 0

Paydex~ none

CL 10 lines no deposit

PG

CRA

Terms

Financials~ no

yrs in business~ 2002

 

 

who~ office depot

approved/denied~ approved

# reporting on D&B~ 0

# reporting on EXP~ 0

Paydex~ none

CL $500

PG~ no

other~ applied online got a code 26 called in a was approved

Financials~ no

yrs in business~ 2002

 

 

 

who~ american express corp

approved/denied~ approved

# reporting on D&B~ 0

# reporting on EXP~ 0

Paydex~ none

CL no limit

PG~no

CRA

Terms~ I needed to fill out a bank letter 30-net

applied online

Financials~ no

yrs in business~ 2002

 

 

 

:clapping:

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who~ Wells Fargo Platinum Biz Visa

approved/denied~ approved

# reporting on D&B~ at least 5

# reporting on EXP~ at least 5

Paydex~ 80

CL 2500

PG yes

CRA EXP

Terms revolving

Financials~ no

yrs in business~ since 1999

 

who~ BOFA Platinum for Biz

approved/denied~ approved

# reporting on D&B~ at least 5

# reporting on EXP~ at least 5

Paydex~ 80

CL unknown, used PFB for reconsider

PG Yes

CRA TU

Terms Revolving

Financials~ no

yrs in business~ 1999

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If approved:

Who? Barnes & Noble

How many reporting on DnB/Experian Biz? 4/2

Paydex - if available? 80

Credit limit? $500

PG? No

Terms? P.O. Acct

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info? Advised credit limit can be raised if requested

 

If approved:

Who? Lowes

How many reporting on DnB/Experian Biz? 4/2

Paydex - if available? 80

Credit limit? 2500

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info?

 

If approved:

Who? Home Depot

How many reporting on DnB/Experian Biz? 4/2

Paydex - if available? 80

Credit limit? 2000

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info?

 

If approved:

Who? Walmart

How many reporting on DnB/Experian Biz? 4/2

Paydex - if available? 80

Credit limit? 1500

PG? no

Terms?revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? faxed

Other info?

 

If approved:

Who? Arco

How many reporting on DnB/Experian Biz? 4/2

Paydex - if available? 80

Credit limit? n/a

PG? no

Terms? net 30

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info? had to fax signature page

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If approved:

Who? BP/Amoco

How many reporting on DnB/Experian Biz? 3/3

Paydex - if available? no

Credit limit? 750

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? faxed

Other info?

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If approved:

Who? Marathon oil(gas card)

How many reporting on DnB/Experian Biz? 0

Paydex - if available? no

Credit limit? 500

PG? no

Terms? revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Other info?

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If approved:

Who? Marathon Gas

How many reporting on DnB/Experian Biz? 0

Paydex - if available? no ( 0 PayDex )

Credit limit? $400

PG? No

Terms? revolving

Provide them additional information/financials? EIN

Application? (online/in store/phone)? online

 

Other info?

Sole Proprietorship

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Who? Home Depot

How many reporting on DnB/Experian Biz? 4

Paydex - if available? no

Credit limit? $5000

PG? No

Terms? revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? online

 

Other info?

Sole Proprietorship

This was my 3rd try with them. First 2 times, I didn't have anyone reporting. They gave me $2500 but I asked for $5000 when I called in and they gave it to me.

 

 

Who? Dell

How many reporting on DnB/Experian Biz? 4

Paydex - if available? no

Credit limit? $5000

PG? No

Terms? revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? online

 

Other info?

Sole Proprietorship

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