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*Biz Credit Approved....*

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Here is a quick question --

 

If you have a non-traditional phone service (I use broadband phone, it has GREAT rates!) - these phone numbers are not automatically included in phone directories.

 

How can I get my business phone number listed in a directory? And, who's directory should I use - Verizon? AT&T? etc. Is this free?

 

 

I answered my own question... superpages.com offers free listings. :dance:

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If approved:

Who? Amazon

How many reporting on DnB/Experian Biz? 2/0

Paydex - if available? None

Credit limit? $1,500

PG?

Terms? Revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? Online - received an email with approval the next day

Other info? I applied back in Nov/ Dec with nothing reporting and they wanted a PG. I applied on Thursday for the heck of it and it was approved for $1500

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If approved:

Who? BOA PLAT BIZ CARD

How many reporting on DnB/Experian Biz? O/4

Paydex - if available? N/A

Credit limit? $25,000

PG? Y

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE - PRE APPROVAL LINK APPEARED WHEN I LOGGED OUT OF BIZ CHK ACCOUNT

Other info? THEY PULLED TU, FICO was 738 when I checked it in Dec, not much has changed since.

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If approved:

Who? Shell Fleet Card

How many reporting on DnB/Experian Biz? 2/2

Paydex - if available? N/A

Credit limit? $500

PG? No

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? Online

Other info? Got 7-10 day message, cards arrived a week later.

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If approved:

Who? Compass Visa

How many reporting on DnB/Experian Biz? 1/0

Paydex - if available? None

Credit limit? $5,000

PG? Yes - TU (FICO ~699)

Terms? Revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? In branch - took about a week+ for them to submit it :D But then approval was fast

Other info? As a side note about Compass - they pull a hard TU when opening checking accounts, too. Maybe for checkcard approval?

 

NOW I just need to get approved for a stupid gas card LOL

Edited by semistatic

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I got approved for Best Buy.

 

 

$15,000 credit line!!!!! Can you believe this! I feel like I hit the lottery and you all sold me the ticket!

 

Thank you all sooo much!!!!! Special thanks to BizCredit for the awesome credit app site. I didn't even think of applying at Best Buy until I saw it on his site!!!!

 

Thanks a million,

 

G

 

Where can I get an application for the BestBuy business credit card?

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Who? Lowes

How many reporting on DnB/Experian Biz? 6/0

Paydex - if available? 80

Credit limit? $2,500

PG? N

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? Applied online. They called to verify info and approved my company for $2500.

Other info?

Edited by ttander32

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If denied:

Who? Patelco Visa/MC - online

How many reporting on DnB/Experian Biz? 0/0

Reason for denial? Ran personal credit apparently - they cited info from my personal CR (Experian)

Other info? Sent letter by mail

 

If denied:

Who? UPS - online

How many reporting on DnB/Experian Biz? 0/0

Reason for denial? No reason given online

Other info? Asked for DUNS number in application - I got a DUNS number through ccr.gov but it is apparently not active

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If approved:

Who? CitiBusiness PremierPass Card

How many reporting on DnB/Experian Biz? O/4

Paydex - if available? N/A

Credit limit? 4,000

PG? Y, (didnt pull a personal hard)

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE

Other info? ......

 

_____________________________________________________

 

After receiving the above card in mail applied again for....................

 

 

If approved:

Who? CitiBusiness / AAdvantage MaterCard

How many reporting on DnB/Experian Biz? O/4

Paydex - if available? N/A

Credit limit? 4,000

PG? Y, (didnt pull a personal hard)

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE

Other info? ......

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Got my VERY first line of Business Credit approved today!

 

Office Depot: $250

 

It's low, but it's a great feeling given that I started on this path with CB approximately a year ago. Where not even I would give myself credit. After improving my personal scores/credit, I started working on better establishing my business, etc.

 

So this feels good.

 

CB rocks!

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If approved:

Who? Amazon.com

How many reporting on DnB/Experian Biz? 2/2

Paydex - if available? N/A

Credit limit? 1,000

PG? NO

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE

Other info?

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I have just activated my new citi business card,(platinum Select) how long should I wait before trying for other citi cards? I took advantage of the balance transfer option. I got rid of a balance on my personal platinum card(secured) that was used for business expenses. I do not know it the balance on the new citi card will be a factor when applying for other citicards or not but I did not want to leave out any info. Thanks for your help in advance. :)

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If approved:

Who? Shell Fleet card

How many reporting on DnB/Experian Biz? 1/0

Paydex - if available? N/A

Credit limit? $2,000

PG? Y

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE - I think they pulled a personal Experian

 

If approved:

Who? Sunoco Fleet card

How many reporting on DnB/Experian Biz? 1/0

Paydex - if available? N/A

Credit limit? $2,000

PG? N

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE

 

If declined:

Who? BOA PLAT BIZ CARD

How many reporting on DnB/Experian Biz? 1/0

Paydex - if available? N/A

PG? Y

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE - Declined to due old negative still left on Experian report :offtopic:

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If approved:

Who? CitBiz

How many reporting on DnB/Experian Biz? 5/?

Paydex - if available? 80

Credit limit? $4,000

PG? I suppose the answer is yes, provided SSN, will check TC tonight

Terms? Revolving

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE - applied online 02/12,got the 30 day msg, called 02/13 to confirm that they have the right address for my biz, rep said I was approved :clapping:

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I finally received the answer on my Citi AAdvantage Visa application today. I already have all of the other Citi cards including the Citi AA Mastercard.

 

If approved:

Inc'd- 09/2004

Who? CitiAAdvantage Visa

How many reporting on DnB/Experian Biz? 15

Paydex - if available? 80

Experian Intelliscore - 91

Credit limit? $8900

PG? Yes... No personal credit pull

Terms? Revolving

Provide them additional information/financials? NOPE

Application? (online/in store/phone)? online

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Congrats, Native!! :glare:

 

I have similar good news. I submitted my app Sunday, Feb 11th, and got the 30-day message screen. Yesterday, I opened my mail and was pleasantly surprised with the arrival of the CitiAA Visa card:

 

If approved:

Who? CitiAA Visa

How many reporting on DnB/Experian Biz? 11/13

Paydex - if available? 80/86

Credit limit? $22,500 ;)

PG? Yes

Terms? Revolving - 17.9% APR Yikes!!

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE

Other info? C Corp - opened in 8/2001 - started building biz credit 12/2004 - have CitiBiz Plat MC (4K), Premier Pass (4K), CitiAA MC (4K), HDMC (8.5K). This is the first over 20K card I have with Citi! :blush:

 

ETA. Special thanks to kevnang8 for taking the first plunge with 2 CitiAAs and sharing his experience with us! :)

Edited by bizdebt

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I have to make a slight correction to my post. I misspoke, the recent approval was for CitiAA MC. I already have the CitiAA Visa. Sorry, I got confused between the two. :dance:

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My first one!!! :grin::yahoo:

 

If approved:

Who? Office Depot

How many reporting on DnB/Experian Biz? 0/0

Paydex - if available? None yet

Credit limit? $ 500

PG? No

Terms? Revolving - 6 months at 0% interest, also $20 rebate on first $100 purchase

Provide them additional information/financials? no

Application? (online/in store/phone)? online

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If approved:

Who? Advanta MC

How many reporting on DnB/Experian Biz? 10/10

Paydex - if available? 80/80

Credit limit? $ 5000

PG? Yes EX FICO 698

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

Edited by akaimushi

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If approved:

Who? Dell Small Business

How many reporting on DnB/Experian Biz? ?/5

Paydex - if available? ?/?

Credit limit? $ 5000 :D

PG? No

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

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:)

If approved:

Who? HDMC

How many reporting on DnB/Experian Biz? ?/5

Paydex - if available? ?/?

Credit limit? $ 2000

PG? No

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

 

I applied last night & called to check status today & was asked several questions. Was placed on hold & credit rep said he had to verify business with the State Secretary but everything looked good. Then he advised me I was approved for the requested amt of $2000. He said I should receive cards in 7-10 days. :glare:

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If approved:

Who? Bank of America Platinum Visa Business Card

How many reporting on DnB/Experian Biz? 11/13

Paydex - if available? 80/86

Credit limit? $25,000 :aggressive:

PG? Yes - Don't know who they pull yet (TU: 735 (clean); EQ: 690 (1 very old CO); EX: 710 (1 very old CO))

Terms? Revolving - 13.24% APR - 0% BT until 11/2006

Provide them additional information/financials? NO

Application? (online/in store/phone)? ONLINE - Instant approval

Other info? C Corp - opened in 8/2001 - started building biz credit 12/2004. I'm just beside myself. I was going to toss the invite because I was so sure we weren't going to be approved with the old CO still showing. DH convinced me to try and apply anyway. This is the 2nd over $20K CL we were approved for within the past 2 weeks!!! :offtopic:

Edited by bizdebt

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2nd corp approvals

 

 

If approved:

Who? HDMC

How many reporting on DnB/Experian Biz? 0/1

Paydex - if available? ?/92

Credit limit? $ 7000

PG? No

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

 

If approved:

Who? HD

How many reporting on DnB/Experian Biz? 0/1

Paydex - if available? ?/92

Credit limit? $ 2500

PG? No

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

 

If approved:

Who? Expo

How many reporting on DnB/Experian Biz? 0/1

Paydex - if available? ?/92

Credit limit? $ 2000

PG? No

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

 

If approved:

Who? Office Depot

How many reporting on DnB/Experian Biz? 0/0

Paydex - if available? ?/?

Credit limit? $ 1000

PG? No

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online instant approval

 

If approved:

Who? CitiBusiness

How many reporting on DnB/Experian Biz? 0/1

Paydex - if available? ?/92

Credit limit? $ 15000

PG? yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online instant approval

 

If approved:

Who?Premier Pass

How many reporting on DnB/Experian Biz? 0/1

Paydex - if available? ?/92

Credit limit? $ 7500

PG? Yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

 

If approved:

Who? AAdvantage

How many reporting on DnB/Experian Biz? 0/1

Paydex - if available? ?/92

Credit limit? $ 7500

PG? Yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online instant approval

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If approved:

Who? Citi PremierPass

How many reporting on DnB/Experian Biz? 3/0

Paydex - if available? None yet

Credit limit? $ 5000

PG? Yes - hard TU pull

Terms? Revolving - 13.49% APR

Provide them additional information/financials? no

Application? (online/in store/phone)? online - got the "customize your account" - then 7-10 day message, called the next day and got approval

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I just applied for my friend and this is what he got. He has a DNB and Experian file for 11 years without any tl showing on either and no paydex. So I guess years inc. counts a heck of a lot. He has 2 c/o on his personal so I don't think they pulled his personal. He also used his home as his business address and his cellphone as his business phone.

 

If approved:

Who? CitiBusiness

How many reporting on DnB/Experian Biz? 0/0

Paydex - N/A

Credit limit? $ 25000

PG? yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online instant approval

 

If approved:

Who?Premier Pass

How many reporting on DnB/Experian Biz? 0/0

Paydex - if available?N/A

Credit limit? $ 25000

PG? Yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

 

If approved:

Who? AAdvantage

How many reporting on DnB/Experian Biz? 0/0

Paydex - if available? NA

Credit limit? $ 25000

PG? Yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online instant approval

 

 

If approved:

Who? Northern Tools

How many reporting on DnB/Experian Biz? 0/0

Paydex - N/A

Credit limit? $ 10000

PG? yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online instant approval

 

If approved:

Who?Dell Business

How many reporting on DnB/Experian Biz? 0/0

Paydex - if available?N/A

Credit limit? $ 5000

PG? Yes, no pulls

Terms? Revolving

Provide them additional information/financials? no

Application? (online/in store/phone)? online

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