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c m chase

*Biz Credit Approved....*

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Ok....there was a sticky in the credit forum...I think there should be here too. I find myself getting confused when someone says they got approved for such-and-such biz credit and I wonder....do they have a paydex? how many do they have reporting?

 

So let's start a database thingy. :D

 

----------------------------------------------------------------------------------

 

If approved:

Who?

How many reporting on DnB/Experian Biz?

Paydex - if available?

Credit limit?

PG?

Terms?

Provide them additional information/financials?

Application? (online/in store/phone)?

Other info?

 

If denied:

Who?

How many reporting on DnB/Experian Biz?

Reason for denial?

Other info?

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!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

Who? Home Depot (FINALLY!!!!)

How many reporting on DnB/Experian Biz? 1 reporting on DnB

Paydex - if available? n/a

Credit limit? Asked for $1500...we'll see in 7-10

PG? Nada

Terms? Revolving

Provide them additional information/financials? No

Application? (online/in store/phone)? Online

Other info? I decided since Viking was reporting, I'd try again - BINGO!!!

 

:lol:

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If approved:

Who? Home Depot!!!

How many reporting on DnB/Experian Biz? 0

Paydex - if available? N/A

Credit limit? $1000

PG? Nope

Terms? Revolving

Provide them additional information/financials? Nada

Application? (online/in store/phone)? Online

Other info? 2nd time around

 

If approved:

Who? Staples

How many reporting on DnB/Experian Biz? 0

Paydex - if available? N/A

Credit limit? $750

PG? Nope

Terms? Revolving

Provide them additional information/financials? Nada

Application? (online/in store/phone)? Online

Other info?

 

 

If approved:

Who? Office Depot

How many reporting on DnB/Experian Biz? 0

Paydex - if available? N/A

Credit limit? $500

PG? Nope

Terms? Revolving

Provide them additional information/financials? Nada

Application? (online/in store/phone)? Online

Other info?

 

If approved:

Who? Tiffany's

How many reporting on DnB/Experian Biz? 0

Paydex - if available? N/A

Credit limit? N/A

PG? Nope

Terms? N/A

Provide them additional information/financials? Nada

Application? (online/in store/phone)? Online

Other info? Just a Biz account, I get 15% off all merchandise, but they do not bill I have to pay with my own CC :lol:

 

If denied:

Who? Chevron

How many reporting on DnB/Experian Biz? 0

Reason for denial? Do not service my AREA!?!

Other info?

 

 

If denied:

Who? Amazon, Dell

How many reporting on DnB/Experian Biz? 0

Reason for denial? Couldnt find me in D&B!?!

Other info?

 

 

Never Responded:

Toys R Us, Borders

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If approved:

Who?

How many reporting on DnB/Experian Biz? 4 trades

Paydex - if available? 80

Credit limit? $2500

PG? No

Terms?

Provide them additional information/financials?

 

 

Application? (online/in store/phone)?

Staples - mail in

Approved $1000

Other info?

 

Application? (online/in store/phone)?

Border's - Online

Approved

Other info?

 

Application? (online/in store/phone)?

Sear's Commerical One

Approved $2000

Other info?

 

 

Application? (online/in store/phone)?

Tiffany's

Approved $ No Credit Line Given

Other info?

 

Application? (online/in store/phone)?

Exxon Mobil

Approved $500

Other info?

 

Application? (online/in store/phone)?

Home Depot

Approved $1000

Other info?

 

Application? (online/in store/phone)?

Best Buy

Approved $10000

Other info?

 

 

If denied:

Who?

How many reporting on DnB/Experian Biz?

Reason for denial?

Other info?

 

If denied:

Who? Lowe's

How many reporting on DnB/Experian Biz?

Reason for denial? Could not verify business. Was told to apply in store.

Other info?

 

 

If denied:

Who? Nordstorm's

How many reporting on DnB/Experian Biz?

Reason for denial? Wanted financial statements.

Other info?

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If approved:

Who? Staples

How many reporting on DnB/Experian Biz? None

Paydex - if available? None

Credit limit? $4000!!!

PG? No

Terms? Not sure

Provide them additional information/financials? No

Application? (online/in store/phone)? Filled app online, printed, then faxed

Other info? N/A

 

They approved my app in a matter of hours. Im so surprised since I was expecting only a $700ish limit like everyone else got. Man, today is a great day! lol :8)

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Oh, and add Home Depot to the list of cards I was approved for today. I applied for $1000 but after talking to the rep on the phone she bumped it up to $5000!! Im so excited. So far I got approved for two new cards in one day. Im waiting to hear back from Kinkos and Sears. I'll be applying for Office Max and Office Depot tomorrow and hopefully i'll have some luck.

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Update: Just approved for $2000 through Office Depot and $5000 through Dell. I am a bit confused on Dell though. The guy on the phone was saying that theres no credit card or anything, so I assume if I want to get them to report I'd have to buy something from them, pay it off, and they would just report it as being paid? They didnt even ask me for much info on my business either, which was pretty strange. Now im just waiting on Sears, Kinkos, and Office Max to get back to me. This forum is the best thing thats happened to my business all year long! Thanks guys!!! :(

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If denied: :evil:

Who? Cingular Wireless

How many reporting on DnB/Experian Biz? 1 on DnB, 0 on Experian

Reason for denial? No one reporting on Experian...they wouldn't pull DnB.

Other info? They said they could open the account with $250 deposit. SCREW that. I was going to buy a $200 phone.

 

:roll:

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If approved:

Who? Office Depot

How many reporting on DnB/Experian Biz? 4

Paydex - if available? 80

Credit limit? 2000 :)

PG? hell no :wink:

Terms? revolving

Provide them additional information/financials? no way Jose

Application? (online/in store/phone)? printed online then faxed it in

Other info?

 

 

Called them about 2 hours after I faxed it to "make sure they received the fax" :8) and found out I was approved. I applied early on when nothing was reporting to D&B and was denied. :evil: Now that I have a paydex....I'm in! :D

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If denied:

Who? Best Buy.....bastages.... :evil:

How many reporting on DnB/Experian Biz? 4 to Experian, 4 to D&B...Paydex 80.

Reason for denial? Wouldn't tell me over the phone. :roll:

Other info?

"but mam, we CAN approve with a personal guantee"

 

BITE ME BEST BUY!!! :twisted: :twisted:

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If denied:

Who? Office Max

How many reporting on DnB/Experian Biz? 4 on each. Paydex of 80.

Reason for denial? Apparently it's a secret that can only be revealed by mail. :roll:

Other info? Office Max bites. :evil:

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If denied:

Who? Shell

How many reporting on DnB/Experian Biz? 4 each. paydex of 80

Reason for denial? Something about my Exerian report....said they couldn't tell me by phone. :roll:

Other info?

 

She said they pulled D&B and Experian and that my Experian didnt meet thier guidelines........but she wouldnt tell me what the freaking guidelines were.

 

This is the 3rd denial I have posted since I got a paydex!!!!!!!!!!! This paydex thing might not be all its cracked up to be.

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If approved:

Who? Shell Gas Card

How many reporting on DnB/Experian Biz? EXP 2 and DNB don't know

Paydex - if available? No

Credit limit? 750

PG? No

Terms?

Provide them additional information/financials? No financials

Application? (online/in store/phone)? Applied online

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If approved:

 

Who? Lowes

How many reporting on DnB/Experian Biz? 3 on DnB, last time I checked

Paydex - if available? Nada

Credit limit? 1000

PG? No

Terms? Net 30

Provide them additional information/financials? No

Application? (online/in store/phone)? Applied online

Other? I applied and got denied like 5 weeks ago. Just got my cards today.

 

WOOT! :rofl:

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If approved:

Who? Staples

How many reporting on DnB/Experian Biz? 0

Paydex - if available? n/a

Credit limit? $750

PG? no

Terms?

Provide them additional information/financials?

Application? (online/in store/phone)? online

Other info

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If approved:

Who? Office Depot

How many reporting on DnB/Experian Biz? not sure

Paydex - if available? no

Credit limit? $1K

PG? no

Terms?

Provide them additional information/financials? No

Application? (online/in store/phone)? online

Other info

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Thanks for the vote of confidence Suzy. :lol:

Home Depot doesn't like me. :roll:

 

If denied:

Who? Home Depot

How many reporting on DnB/Experian Biz? Not sure

Other info? I have to write to them for reason why I got denied. A letter will be going out first thing Monday. I want to know why.

 

Maybe too many accounts with Citi USA. :lol:

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If denied:

Who? Home Depot

How many reporting on DnB/Experian Biz? none

Reason for denial? Would not give pg

Other info? Invited to re-apply when my circumstances change.

 

If denied:

Who? Nextel

How many reporting on DnB?Experian? none

Reason for denial? Could not verify my business in directory assistance online, but could verify by calling 411, want $200 dep per line.

 

ALO

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I got approved for Best Buy.

 

 

$15,000 credit line!!!!! Can you believe this! I feel like I hit the lottery and you all sold me the ticket!

 

Thank you all sooo much!!!!! Special thanks to BizCredit for the awesome credit app site. I didn't even think of applying at Best Buy until I saw it on his site!!!!

 

Thanks a million,

 

G

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Paydex score of 80.

No PG

My LLC is 2 years old.

 

I applied last night. On the website it says that someone will contact you within 48 hours, but I was too anxious to wait. I called earlier today and after being transferred a few times, I was told that I was approved. I was hoping for $10,000 because I'd read someone else on the board had gotten that much. The guy told me I was approved for $15,000!!! :shock: :shock:

 

I didn't know what else to say. I studdered a couple times, but I had to try to keep my composure. I almost fell out of my chair. I'm waiting till the card arrives to see if it is just a dream.

 

WOOOOOOHOOOOOO!!!!!

 

Excuse me please. I'm just a little excited. :(

 

G

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I got a Dell account for $5,000 (lease or loan), with no PG :shock: :) Did it online today just for the fun, and they told me instantly "Approved"!! I'm still dancing.

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If Approved:

Who? Home Depot

How many reporting on DnB/Experian Biz? 2

PG? Yeah Right

Other info? Requested $10,000 limit, they countered with $1,000.

 

If Approved:

Who? Office Depot

How many reporting on DnB/Experian Biz? 2

PG? Yeah Right

Other info? $250 Credit Limit (gotta start somewhere :D )

 

If Denied:

Who? Sheel Gas Card

How many reporting on DnB/Experian Biz? 2

Other info? Wanted PG... I'll try when I get a PAYDEX

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The following approvals, no PG, no Paydex, 2 reporting:

Sams 1000

Office Depot 250

Lowes 1000

Dell 5000

Staples 750

Tiffanys

Exxon 2500

 

Denied -

Home Depot twice

Borders

Shell

 

Still waiting on Sears, costco and Walmart.

 

Still want -Penny's and Best Buy. Waiting for a Paydex to apply.

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If denied:

Who? Home Depot

How many reporting on DnB/Experian Biz? 0/Don't know

Paydex - if available? N/A

PG? Not going to happen

Provide them additional information/financials? Asked for PG

Application? (online/in store/phone)? Online

 

PENDING (?)

Who? Staples

How many reporting on DnB/Experian Biz? 0/Don't know

Paydex - if available? N/A

PG? Not going to happen

Provide them additional information/financials? Asked for Biz license / copy of utility bill / previous company address

Application? (online/in store/phone)? Phone / FAX

 

Thought the Staples was an odd request. I've been incorporated now for 7 years and had a D&B # for 5 but never did anything with it until I found this board.

:D

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If denied:

Who? Office Depot

How many reporting on DnB/Experian Biz? 5 on DnB/ On EX..? (was 4 when I checked last month)

Paydex - if available? 80

PG? They didn't even ask

Application? (online/in store/phone)? Online

Why? Insufficient reporting history :roll: :?

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