Jump to content

Sign in to follow this  


Recommended Posts

Welcome to our Canadian friends! Pull up a chair, I'll brew you some tea, and we can all share what we learn. :rolleyes:

Share this post

Link to post
Share on other sites

Hi! The beach picture? It's part of my signature - it's on all my posts, and doesn't have anything to do with the content of the post.

Share this post

Link to post
Share on other sites

Just wanted to welcome to our fine neighbors to the north. And invite them to drop by the General Forum! :wave:

Share this post

Link to post
Share on other sites

Hi and thanks for the welcome. I have been studying as much about credit laws as i can find knowing that most of the info pertains to US law. "Canadian challenges" is a very fine description and one I am glad to see. At this point in time I have asked my bank to validate some credit card debt and instead of doing that they posted negative stains on my credit report. As they are the original creditor it may be difficult to remove these stains however I believe the bank in question broke the law hoping I wouldn't find out. From what I understand, the bank or "original creditors" decision to not comply and avoid court means I was entitled to validation. Lawsuit aside, and in reference to my now less than satisfactory credit score, I have read that before going after the bank I must first request in writing that the credit bureau validate the information provided by the original debtor and that they have 30 days to conform. My problem is, this is US law, I haven't been able to verify this as Canadian Law as well. I am hoping someone there is able to enlighten me and if not that is OK to, as I will try and then pass the results to this board in hopes of helping others. Nice to have a place to go.





Share this post

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

  • Today's Birthdays

    1. tmkats
      Age: 44
    2. Kmlingo5
      Age: 36
  • Member Statistics

    • Total Members
    • Most Online

    Newest Member

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information