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Credit Application:

 

Your Age? 38

 

Your Equifax Credit Score?620

Your Experian Credit Score?620

Your TransUnion Credit Score?697

 

How many years have you been on file with Equifax?5

How many years have you been on file with Experian?5

How many years have you been on file with TransUnion?5

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? yes

Will this open auto loan be a trade-in? no

How many late pays within the last 12 months on the currently open loan? none

How many late pays within the last 13-24 months on the currently open loan? none

Your current open auto loan is financed with? Drive Financial

Your current open auto loan payment is? $613

Estimated amount you may be upside down in this vehicle? 5,000

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10

 

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have? none

Total percentage utilized overall?

How many of your revolving accounts are store cards? none

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) none

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier)none

 

YOUR PERSONAL INFORMATION

 

How long at your current residence? 4 years

Do you Rent or have a Mortgage, or Live w/Relative or Other? rent

Your Monthly Rent or Mortgage payment? 1050

How long have you held your current job? 4 years

Your total provable monthly gross income is? 1800

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) tax return

Is there additional monthly income? What amount monthly?

Describe the source.

 

Is the additional monthly income provable?

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $2,000

Does any credit repository contain any Public Record?no

If yes, please very briefly describe.

YOUR DOWNPAYMENT

 

Does any credit repository contain any Collection Account(s)? yes

If yes, please very briefly describe. 2 small medical

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) na

 

New or Used vehicle you are considering: Please very briefly describe. $5000-8000 truck

 

 

 

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $2000.00

Does any credit repository contain any Public Record? no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s)? yes

If yes, please very briefly describe. 2 small medical

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best)8

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best)10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) none available

 

New or Used vehicle you are considering: Please very briefly describe. $5000-8000 used truck

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