702Rich Posted November 18, 2010 Hello I'm starting more than 1 business at the same time. Can i use the same business address for both businesses and be able to get Biz credit? Thanx Quote Share this post Link to post Share on other sites
TylerDurden Posted November 19, 2010 I'm going to share a ton of valuable information that I have paid thousands of dollars for, so you can have some additional sources of funding that are approving now (Nov 2010) (not bragging, I just want you to know the value) Credit Boards has helped me in my business credit journey so much that I want to continue to give back: Since I am sharing so much valuable info, please allow me to ask one short question at the end. I know you're not supposed to ask questions in this thread, but the answer will actually help others to get MORE Biz Credit Approved !! ************************************************************ Most recent accounts that I got approved for: I have 2 LLC's - I used my newer one with 0 Biz Credit for these apps 5 Years Old - No Paydex or Experian Scores ************************************************************ approved: Who? Superior Financial Group How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? $5000 - may get raised to $10,000 PG? Yes - Very Flexible with less than perfect credit Terms? Installment all funds initially deposited - Low Rate (6% to 8%) Provide them additional information/financials? No Doc - All Stated Application? (online/in store/phone)? Online Other info? ---------------------------------------------------------------------- approved: Who? Accion USA How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? Uncertain - App is Pending PG? Yes - Very Flexible with less than perfect credit Terms? Installment all funds initially deposited Provide them additional information/financials? Low Doc -------------- Accept Quick Books or Bank Statments Application? (online/in store/phone)? Online Other info? Very Flexible with less than perfect credit -------------------------------------------------------------------------- approved: Who? Barclay's Air Tran Visa ( 0% intro - trad. biz cr card) How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? $7500 PG? Yes - with good personal credit and 0 Biz Credit - will approve Terms? 0& Intro Period Provide them additional information/financials? No Doc Application? (online/in store/phone)? Online Other info? --------------------------------------------------------------------- approved: Who? Key Bank How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? $7500 PG? Yes - good personal credit and no biz credit is ok Terms? 0% intro rate Provide them additional information/financials? No Doc - All Stated Application? (online/in store/phone)? Online Other info? ----------------------------------------------------------------- declined - too many inquiries Who? First National Bank of Omaha Biz Credit Card How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None for this LLC Credit limit? 0 PG? Yes - Terms? 0% intro rate Provide them additional information/financials? No Doc - All Stated Application? (online/in store/phone)? Online Other info? Called to get an approval - they stuck to the too many inquiries decision -------------------------------------------------------------------------- declined - due to FIA Card Services (see 'other info' below) Who? Regions Bank How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? PG? Yes - Very Flexible with less than perfect credit Terms? 0% intro Provide them additional info? No Doc - All Stated Application? (online/in store/phone)? Online Other info? *** Watch out for any Credit Issuer that uses FIA Card Services *** *** Somehow they can see all your debt business and personal, *** even if you didn't put the info for the debt on the app *** To the best of my knowledge, this has been my experience *** -------------------------------------------------------------------------- I recommend Funding Universe - They link your credit to bank's underwriting guidelines I paid them $100 and talked to a consultant and got $30+K in funding so far. They have a hard sell for a $3000 program, but if you pay the $100 and talk to the gentleman at ext 123, you can get a wealth of info for only $100, and you can do more business with them later after they help you. 888 779 8393 They also recommended SBFC law group - they are currently doing a 12 month inquiry sweep for $500. They say they can remove either All or almost every inquiry in 2 to 4 weeks, and they keep working till they are off. 801 858 3329 SBFC also does credit repair for $2K if you negotiate with them, with $500 a month for 4 months. They are lawyers and paralegals: Very Legit Private Message me for more information, and others have helped me build credit without charging me, so I'd be happy to answer any questions that I can. *********************************************************** QUICK QUESTION - if that is ok with everyone: *********************************************************** I have an LLC 5 to 6 years old with an Experian Intelliscore Plus and PBR of 72 (Low-Medium Risk) I have nothing reporting to DnB for this LLC I want to get some non-pg cards with no personal inquiries: Such As: * Costco * Best Buy * Home Depot or Lowes * Sears * Dell or Apple * Other Retail accounts with no PG etc **************************************************************** Can anyone tell me who will approve me with 72 Experian Biz Score & 5 to 6 years in business: * without having a DnB profile and * without pulling personal credit. I am willing to get some business credit with any retail or biz credit card With A PG that only pulls Equifax personal, I have the least INQ's with EQ ****************************************************************** Any Help is Greatly Appreciated. Feel Free to ask me questions on PM or in another thread to be respectful of the biz approved thread. I'm grateful for all of your help! Quote Share this post Link to post Share on other sites