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JessicaRabbit88

Biz Credit Building Pinned topic spinoff

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Hello

 

I'm starting more than 1 business at the same time.

 

Can i use the same business address for both businesses and be able to get Biz credit?

 

 

Thanx

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I'm going to share a ton of valuable information

that I have paid thousands of dollars for,

so you can have some additional sources of funding

that are approving now (Nov 2010)

(not bragging, I just want you to know the value)

Credit Boards has helped me in my business credit journey

so much that I want to continue to give back:

 

Since I am sharing so much valuable info,

please allow me to ask one short question at

the end. I know you're not supposed to ask

questions in this thread, but the answer will

actually help others to get MORE Biz Credit Approved !!

 

************************************************************

Most recent accounts that I got approved for:

I have 2 LLC's -

I used my newer one with 0 Biz Credit for these apps

5 Years Old - No Paydex or Experian Scores

************************************************************

 

approved:

Who? Superior Financial Group

How many reporting on DnB/Experian Biz? No DnB - No Experian

Paydex - None

Credit limit? $5000 - may get raised to $10,000

PG? Yes - Very Flexible with less than perfect credit

Terms? Installment all funds initially deposited - Low Rate (6% to 8%)

Provide them additional information/financials? No Doc - All Stated

Application? (online/in store/phone)? Online

Other info?

----------------------------------------------------------------------

 

approved:

Who? Accion USA

How many reporting on DnB/Experian Biz? No DnB - No Experian

Paydex - None

Credit limit? Uncertain - App is Pending

PG? Yes - Very Flexible with less than perfect credit

Terms? Installment all funds initially deposited

Provide them additional information/financials? Low Doc

-------------- Accept Quick Books or Bank Statments

Application? (online/in store/phone)? Online

Other info? Very Flexible with less than perfect credit

--------------------------------------------------------------------------

 

approved:

Who? Barclay's Air Tran Visa ( 0% intro - trad. biz cr card)

How many reporting on DnB/Experian Biz? No DnB - No Experian

Paydex - None

Credit limit? $7500

PG? Yes - with good personal credit and 0 Biz Credit - will approve

Terms? 0& Intro Period

Provide them additional information/financials? No Doc

Application? (online/in store/phone)? Online

Other info?

---------------------------------------------------------------------

 

approved:

Who? Key Bank

How many reporting on DnB/Experian Biz? No DnB - No Experian

Paydex - None

Credit limit? $7500

PG? Yes - good personal credit and no biz credit is ok

Terms? 0% intro rate

Provide them additional information/financials? No Doc - All Stated

Application? (online/in store/phone)? Online

Other info?

-----------------------------------------------------------------

declined - too many inquiries

Who? First National Bank of Omaha Biz Credit Card

How many reporting on DnB/Experian Biz? No DnB - No Experian

Paydex - None for this LLC

Credit limit? 0

PG? Yes -

Terms? 0% intro rate

Provide them additional information/financials? No Doc - All Stated

Application? (online/in store/phone)? Online

Other info? Called to get an approval -

they stuck to the too many inquiries decision

--------------------------------------------------------------------------

 

declined - due to FIA Card Services (see 'other info' below)

Who? Regions Bank

How many reporting on DnB/Experian Biz? No DnB - No Experian

Paydex - None

Credit limit?

PG? Yes - Very Flexible with less than perfect credit

Terms? 0% intro

Provide them additional info? No Doc - All Stated

Application? (online/in store/phone)? Online

Other info?

*** Watch out for any Credit Issuer that uses FIA Card Services ***

*** Somehow they can see all your debt business and personal,

*** even if you didn't put the info for the debt on the app

*** To the best of my knowledge, this has been my experience ***

 

--------------------------------------------------------------------------

 

I recommend Funding Universe -

They link your credit to bank's underwriting guidelines

I paid them $100 and talked to a consultant

and got $30+K in funding so far.

They have a hard sell for a $3000 program, but if you pay the $100

and talk to the gentleman at ext 123, you can get a wealth of

info for only $100, and you can do more business with them later

after they help you. 888 779 8393

 

They also recommended SBFC law group - they are currently doing

a 12 month inquiry sweep for $500. They say they can remove either

All or almost every inquiry in 2 to 4 weeks, and they keep working

till they are off. 801 858 3329

 

SBFC also does credit repair for $2K

if you negotiate with them, with $500 a month for 4 months.

They are lawyers and paralegals: Very Legit

 

Private Message me for more information, and others

have helped me build credit without charging me,

so I'd be happy to answer any questions that I can.

 

***********************************************************

QUICK QUESTION - if that is ok with everyone:

***********************************************************

I have an LLC 5 to 6 years old with an

Experian Intelliscore Plus and PBR of 72 (Low-Medium Risk)

 

I have nothing reporting to DnB for this LLC

 

I want to get some non-pg cards with no personal inquiries:

Such As:

 

* Costco

* Best Buy

* Home Depot or Lowes

* Sears

* Dell or Apple

* Other Retail accounts with no PG etc

****************************************************************

B)Can anyone tell me who will approve me with

72 Experian Biz Score & 5 to 6 years in business:

* without having a DnB profile and

* without pulling personal credit.

 

B)I am willing to get some business credit with

any retail or biz credit card With A PG that

only pulls Equifax personal, I have the least INQ's with EQ

******************************************************************

 

Any Help is Greatly Appreciated.

Feel Free to ask me questions on PM or in another thread to be

respectful of the biz approved thread.

 

I'm grateful for all of your help!

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