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Bree82

Snowball Spreadsheet

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I just found this spreadsheet and was given permission to post it for everyone. Its downloadable and has options for 10 or 20 debts. It also has a place where you can change the amounts for lump sum/extra payments made and it will adjust for you. The only downfall to this spreadsheet compared to others is you are unable to put in 0% interest promos before interest kicks in if you are paying highest interest first rather than lowest to highest debts.

 

http://www.vertex42.com/Calculators/debt-r...calculator.html

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Cool! Thanks for sharing. :lol:

 

I was entering info on it and found something odd. When an account is paid off, it doesn't take that payment amount and apply (snowball?) it to another on the list. What did I miss?

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I haven't got to that point yet, but I guess it pre calculate your snowball based on your initial provided data. What I was planning on doing is reenter credit card information again every month; it shouldn't take long since you are only changing the amount or APR if needed. Well, I’m glad someone else is using this spreadsheet to get rid of debt and be financially free, it seems like everyone else is busy bragging about their available credit :angel: ,

Good Luck

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