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Credit Approved

The last post in this topic was posted 5177 days ago. 

 

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by request, and we feel a good one, this will be a sticky thread where all can post the specifics of their applications:

 

name of institution

approved/denied

score

credit limit

cra(s) pulled

 

If a credit union, was membership required, if so, with who?

 

It would also be very helpful and appreciated if you would take the 2 minutes and sign up for MarvBears' creditpulls database and input the info there.

 

Thanks.

 

 

http://groups.yahoo.com/group/creditpulls/

 

 

Please keep it only to the requested info. If someone has a question regarding a specific approval posted here, please start a new thread for that subject so this doesn't get all messed up. We can then input this info into the creditsearch here or in MarvBears creditpulled database.

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Name of Institution: American Express Blue Cash

Approved/Denied: Approved

Score: 736

Credit Limit: $10,000

CRA(s) Pulled: EQ

State: UT

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Name of Institution: Retailers National Bank (Target)

Approved/Denied: Approved (Target Guest card - Did NOT apply for the Target Visa)

Score: 582 FAKO 628 FICO

Credit Limit: $200

CRA(s) Pulled: EQ

State: NJ

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Name of Institution: Retailers National Bank (Target)

Approved/Denied: Approved Target VISA

Score: 688 FAKO

Credit Limit: $700

CRA(s) Pulled: EQ

State: NY

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Name of Institution: Retailers National Bank (Target)

Approved: Target Guest card

Score: 582 FAKO

Credit Limit: $200

CRA(s) Pulled: EQ

State: CA

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Name of Institution: Household Bank

Approved: Orchard Mastercard

Score: 600 FAKO

Credit Limit: $300

CRA(s) Pulled: EX

State: CA

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name of institution - Amex Blue Cash

approved/denied - approved

score - 711

credit limit - don't know yet but the APR is 10.9

cra(s) pulled - Equifax

 

I'm in Illinois

 

*****

FICOs (as of 5/12/04)

 

Transunion - 669

Experian - 676

Equifax - 711

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Name of Institution - Lennox Convience Credit Card/CitiFinancial

approved/denied - approved

score - 612

credit limit - 3500 - upped to 3900 :roll:

cra pulled - Trans Union

 

Edited 5/30 to add:

 

Name of Institution - Providian

approved/denied - approved

score - 612

credit limit - 1K

cra pulled - Trans Union

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All since I joined this board in April 04:

 

Name of Institution - DCU (joined AAPD for access to join DCU)

approved/denied - approved

score - 602 EQ and 617 TU FICO

credit limit - 2000

cra pulled - Equifax and Trans Union on request (lowered apr from 13.9 to 11.9) (discharged chp 7 in 2000)

 

Name of Institution - Target (Retailer National Bank)

approved/denied - approved

score - 602 (FICO)

credit limit - 200

cra pulled - EQ (open collection and discharged chp 7 in 2000)

 

Name of Institution - Sterling Bank/Kay Jeweler

approved/denied - approved

score - 615 (FICO)

credit limit - 2000

cra pulled - Trans Union (discharged chp 7 in 2000)

 

UPDATE BELOW!!! Got the Patelco!

Name of Institution - Patelco Credit Union (No membership requirements)

approved/denied - approved

score - 635 (FAKO)

credit limit - 5000 Visa Gold @ 8.9%

cra pulled - Experian (discharged chp 7 in 2000)

 

UPDATE BELOW!!! Patelco Refinanced my car!

Name of Institution - Patelco Credit Union

approved/denied - approved

score - 635 (FAKO)

credit limit - $31,000 Vehicle Loan @ 5.15% for 66 mos

cra pulled - Experian (discharged chp 7 in 2000)

 

UPDATE BELOW!!! Patelco gave me a vacation loan!

Name of Institution - Patelco Credit Union

approved/denied - approved

score - 635 (FAKO)

credit limit - $1500 vacation loan @ 7.5%

cra pulled - Experian (discharged chp 7 in 2000)

 

 

UPDATE BELOW!!! Got the Lockheed!

Name of Institution - Lockheed Federal Credit Union

approved/denied - approved

score - 633 (FAKO)

credit limit - 2000

cra pulled - Experian (discharged chp 7 in 2000)

 

 

UPDATE BELOW!!! Got the Dillards after PFB to Mr. Dillard!

Name of Institution - Dillard's

approved/denied - approved

score - 576 (FAKO) at the time. Better now!

credit limit - 600

cra pulled - Equifax (discharged chp 7 in 2000)

 

Name of Institution - Diamond Shamrock/Valero Oil

approved/denied - approved

score - 576 (FAKO) 600 (Approximate) FICO

credit limit - 400

cra pulled - Equifax (discharged chp 7 in 2000)

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Name of Institution: DCU

Approved: Platinum Visa card

Score: 750 FICO

Credit Limit: $13,500

CRA(s) Pulled: EQ

State: AZ

 

Name of Institution: Household Bank

Approved: HH Trio

Score: 750 FICO

Credit Limit: $21,000(combined total)

CRA(s) Pulled: EQ

State: AZ

 

Name of Institution: Pentagon Federal Credit Union

Approved: Platinum Visa rewards card

Score: 750 FICO

Credit Limit: $25,000

CRA(s) Pulled: EQ

State: AZ

 

Name of Institution: Circuit City/FNANB

Approved: Visa card

Score: 750 FICO

Credit Limit: $10,000

CRA(s) Pulled: EQ

State: AZ

 

Name of Institution: Retailers National Bank (Target)

Approved: Target Visa card

Score: 750 FICO

Credit Limit: $700 :shock:

CRA(s) Pulled: EQ

State: AZ

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Name of Institution: Chevron

Approved: Regular card no annual fee

Score: 600 FAKO

Credit Limit: $300

CRA(s) Pulled: EX

State: CA

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Name of Institution: Bank of America

Approved: Yes, Platinum

Score: 707 FICO

Credit Limit: $2900

CRA(s) Pulled: EQ

State: FL

 

Name of Institution: MBNA

Approved: Yes WorldPoints Platinum

Score: 727 FICO

Credit Limit: $2500

CRA(s) Pulled: TU

State: FL

 

Name of Institution: US Bank

Approved: Yes, WorldPerks Signature Visa

Score: 737 FICO

Credit Limit: No Preset Spending Limit

CRA(s) Pulled: EX

State: FL

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EQ score 644 1 120 day late

 

Honda finance approval -EQ 10K

Walmart - approved -EQ 290

Target Approved -EQ - 200 -(applied visa denied)

Union Plus Approved -EQ 2000

Dillards - no instant - will update when i hear

Kay's - no instant / Denied TU

Chevron Approved EQ 300

Mobil one - EQ - Denied 7-10

Lowes (GECCC) -EQ- denied 7-10 msg called

Corvette MC -EQ denied

Gateway (CITIBANK) -denied (I BKed them, didnt think they used citi)

DCU Visa Approved EQ 3000

 

State=NC

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name of institution: DCU

approved/denied: Denied

score: 616

credit limit: $3k Classic Visa

cra(s) pulled : EQ

Denial Reason: Unknown

 

name of institution: Target

approved/denied: Denied

score: 602

credit limit: Guest Card

cra(s) pulled : EQ

Denial Reason: BK7 (2001), Judgment

 

name of institution: Discover

approved/denied: Denied

score: 611

credit limit: Student Card

cra(s) pulled : TU

Denial Reason: BK7 (2001)

 

name of institution: Crapital One

approved/denied: Denied

score: 545, 602, 616

credit limit: $1k requested

cra(s) pulled : EX, TU, EQ

Denial Reason: BK7 (2001)

 

name of institution: Dell

approved/denied: Denied

score: 605

credit limit: $1500

cra(s) pulled : EQ

Denial Reason: BK7 (2001)

 

name of institution: Bank One

approved/denied: Approved

score: Auto Enhanced 585, true FICO 609

credit limit: $14000 @ 12.9%

cra(s) pulled : EQ

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name of institution: DCU

approved/denied: Approved

score: FAKO 664

credit limit: $5k Classic Visa

cra(s) pulled : EQ

 

name of institution: Chase

approved/denied: Approved after being denied 2 months ago!!!!

score: 636 FICO

credit limit: Lousy $500 Visa but figured it's at least a prime right????

cra(s) pulled : TU (which is by far my worst report)

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name of institution: DCU

approved/denied: DENIED

score: FICO 639

credit limit:

cra(s) pulled : EQ (2 unpaid c/o's) denial reason.

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name of institution: Discover

approved/denied: approved

score: FICO 687

credit limit: 2000

cra(s) pulled : TU

state: IL

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name of institution: Discover

approved/denied: approved

score: FAKO 706 -clean, 1 new account

credit limit: unknown yet

cra(s) pulled : EXP

state: MO

 

Name of institution: Union Plus

approved/denied: approved

Score : FAKO 639 -1charge off, 1 new account

credit limit : 2k

Cra pulled: EQ

State : MO

 

Name of institution : Corvette MC

approved/denied : denied

Score: FAKO 639 -1chargeoff, 1 new account

CRA pulled: EQ

State: MO

Denial letter said:Serious delinquency, too few accounts with recent payment info, Outstanding balances on accounts not paid as agreed.

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DCU - Approved

Visa Classic, $3K limit @ 11.9%

652 EQ FAKO, around 620 FICO

1 ro 2 120's on there from early 2003

no CO's or CA's

38% untilization

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name of institution: Walmart store card

approved/denied: Approved

score: 667

credit limit: $500

cra(s) pulled : EQ

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name of institution: Kay

approved/denied: Approved

score: 692

credit limit: $5000

cra(s) pulled : TU

 

name of institution: BOFA

approved/denied: Approved

score: 692

credit limit: $500

cra(s) pulled : TU

 

name of institution: State Farm Bank

approved/denied: Approved

score: 692

credit limit: $500

cra(s) pulled : TU

 

name of institution: Sallie Mae Private Loan

approved/denied: Approved

score: 642

credit limit: $12000

cra(s) pulled : EQ

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name of institution: DELL

approved/denied: Approved

score: 608

credit limit: $1500

cra(s) pulled : EXP (2x's)

 

** just want to add that the 2 inqs from them fell off magically!!! **

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The last post in this topic was posted 5177 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

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