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Discover lowered my CL from 11,000 to 6100


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OP, sorry to hear about that.

 

To George, its not happening to everyone. I just transferred 3800 to my Discover 2 months ago for 0% for 12 months (8 year old account), and just received a letter stating that they had raised my credit line by 10% (from 11,000 to 12,100). Before the BT, I did used it religiously for the 5% special promotions (up to the $400 limit)

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OP, sorry to hear about that.

 

To George, its not happening to everyone. I just transferred 3800 to my Discover 2 months ago for 0% for 12 months (8 year old account), and just received a letter stating that they had raised my credit line by 10% (from 11,000 to 12,100). Before the BT, I did used it religiously for the 5% special promotions (up to the $400 limit)

they upped my limit by 2K soon after i did a BT to it.

 

i'm kinda surprised discover is CLDing without provocation. When we hit a rough patch in 1999/2000 discover did not CLD or close our account (and i probably paid it late once or twice). Oh, wait... it was 90 -99% maxed out until 2005 so they really couldn't CLD it (coulda closed it though) and my credit was looking better by the time I started paying down in large chunks. They gave me a CLI not long after i started paying it down.

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<_< I only have a $3k CL, hopefully they'll leave it alone.

Don't hold your breath, I had the same limit(3000), and they reduced it to $1000.

 

+1

 

for my wife's card (on which I am an AU). Had it THREE months and they cut it from $3k to $1k (the balance on the card was $900+ so it would have "maxed" it out and hurt util, but we BT the balance right away).

 

Posted about this months ago...

Edited by sunmicroman
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