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Should Hegemony Switch to DEBIT?

Should Hegemony Switch to DEBIT?  

102 members have voted

  1. 1. Should Hegemony Switch to DEBIT?

    • Yes, DEBIT requires him to not overspend
      18
    • YES, credit cards are evil
      8
    • NO, he should ONLY use cash (15% cash discounts)
      16
    • NO, DEBIT cards suck
      42
    • what is a DEBIT card?
      18


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DEBIT cards offer very little benefit, actually. You can still overdraw your account with them and rack up exorbitant fees. Personally, I think it should be illegal for a bank to charge a $35 overdraft fee for your debit card overdrawing your account by a $1. (Note, this has happened to me...) I have had many arguments with the bank about the way they process debits, show your debits online, and the whole process of how the POS merchant controls the process and can tie up your bank account forever, if they want.

 

Besides, with the economy going to hell in a handbasket, might be safer to go cash only.

 

JMO...

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You will overspend using EVIL CREDIT CARDS

 

You won't get 10%---15% "CASH" discounts

good points. I have to go to target later. I'll be sure to ask for my 15% discount! B):rofl: :rofl: :(

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Huh have I missed something over the passed few weeks??

 

I thought you were ANTI-Cash/Debit cards for life??

I hear debit is so great. I figure I should switch. right?

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hate debit cards. can't count the number of times they have tried to charge me fee's for goin over the limit. one time it was for over .07 cents!!!!!!!!!! hate them.

 

So stop overdrawing your account.

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I voted for what is a DEBIT card? because I was never special enough to need or want one I guess...I wanted to be different

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Credit is best but if i got an offer for 10-15% cash discount i would make an exception

TAX EVASION is one reason for such a high "DISCOUNT"

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Credit is best but if i got an offer for 10-15% cash discount i would make an exception

TAX EVASION is one reason for such a high "DISCOUNT"

 

 

:lol:

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Credit is best but if i got an offer for 10-15% cash discount i would make an exception

Target told me NO to my request for 15% off my paper towels today. :)

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please help me decide...

 

I don't even know where my debit card is. I think it's in a drawer. Maybe.

I don't even have one. I'll need to request one from my CU.

 

Debit cards sound like such a great deal for consumers. don't you think?

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I'm voting YES to debit card, just because OP is hegemony :lol:

 

hegemony should be our official guinea pig in the experiment to see whether a credit-savvy consumer can withstand the dangers of debit cards for a reasonably long period of time. :rolleyes:

sounds good. I keep getting yelled at about how debit is so much better than credit cards. these people are surely smarter than me and I should ask how high when they say jump.

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You should go with subprime CASH before you go with DEBIT.

 

After all, say your cash is stolen...you're only out the cash.

 

If your debit card is stolen your checking account could be wiped out.

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