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DCU Visa CL Love

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Just joined DCU and they were one of the last things I had to do in my CU/CC app spree. The initial credit limit was $3,000 and that was confirmed by a follow up phone call. Sent in my paycheck stub and one week later that card is showing online as $15,000!! This is the reverse of what some CU's have done for me, usually I get a high instant approval followed by a low final approval.

 

My FICO's are 680-710.

 

That and the online check deposit feature really works for me.

 

:unsure:

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Congrats... you've forgotten about JFCU somewhat, haven't you? :unsure:

 

Just a little.

 

NASA, Navy, DCU, Patelco, Agriculture have been good to me.

 

PenFed thinks I'm Egyptian and JFCU just needs some seasoning.

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Congrats. I got exactly what they offered me on the preapproval, $7500. It's a good backup card.

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Congrats!!!

 

I love DCU.

 

I have my doubts now. I tried PC Deposit again once my membership and checking account passed thirty days. Now I get a popup saying that access to PC Deposit is denied and to call them.

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Thanks everyone!

 

Does anyone know the upper limit for DCU credit card limits? When should I apply for a CLI?

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Congrats!!!

 

I love DCU.

 

I have my doubts now. I tried PC Deposit again once my membership and checking account passed thirty days. Now I get a popup saying that access to PC Deposit is denied and to call them.

 

I would definitely give them a call. Maybe their system hasn't caught up with the age of your new accounts. I was approved within 24 hrs for pc deposit, but I've had my account for 6 years.

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Congrats!!!

 

I love DCU.

 

I have my doubts now. I tried PC Deposit again once my membership and checking account passed thirty days. Now I get a popup saying that access to PC Deposit is denied and to call them.

 

I would definitely give them a call. Maybe their system hasn't caught up with the age of your new accounts. I was approved within 24 hrs for pc deposit, but I've had my account for 6 years.

 

agree with above. I've had mine for 3+ years.

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Congrats... you've forgotten about JFCU somewhat, haven't you? :rofl:

 

Just a little.

 

NASA, Navy, DCU, Patelco, Agriculture have been good to me.

 

PenFed thinks I'm Egyptian and JFCU just needs some seasoning.

May I ask what you got with Agriculture?

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Congrats... you've forgotten about JFCU somewhat, haven't you? :P

 

Just a little.

 

NASA, Navy, DCU, Patelco, Agriculture have been good to me.

 

PenFed thinks I'm Egyptian and JFCU just needs some seasoning.

May I ask what you got with Agriculture?

 

 

Actually, I spoke too soon. Agriculture just denied me for a CC. Oh well.

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Congrats!!!

 

I love DCU.

 

I have my doubts now. I tried PC Deposit again once my membership and checking account passed thirty days. Now I get a popup saying that access to PC Deposit is denied and to call them.

 

I would definitely give them a call. Maybe their system hasn't caught up with the age of your new accounts. I was approved within 24 hrs for pc deposit, but I've had my account for 6 years.

 

I probably will when I really need the service. Right now I don't have many checks coming in and those that do I just mail to Alliant.

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Congrats... you've forgotten about JFCU somewhat, haven't you? :huh:

 

Just a little.

 

NASA, Navy, DCU, Patelco, Agriculture have been good to me.

 

PenFed thinks I'm Egyptian and JFCU just needs some seasoning.

May I ask what you got with Agriculture?

 

 

Actually, I spoke too soon. Agriculture just denied me for a CC. Oh well.

 

From what I've seen they're a bit conservative. I tried to sneak an application in before the freeze but they took their time getting to it. I'm thinking they would have hit me with a decline as well.

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