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Mike SIU

AMEX Blue Student

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I just applied and got a:

 

Thank you Michael Papuga for applying!

 

If you qualify, you will receive the Card in the mail in 14 days.

 

 

Anyone have this card? What were your scores when approved? My score/trends are in my siggy

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Dang. My FAKO's from True Credit read like this. Exp is the lowest..

( I only have my EQ FICO from scorewatch. 687)

 

 

TransUnion Experian Equifax

 

 

669 641 681

 

 

Anyone know if I am declined, if I can recon with another CRA?

Edited by Mike SIU

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They will only look at one CRA and will not do any recons using another credit bureau pull.

 

First girl I talked to today about a reconsideration had to be right about my age and was a complete mouse! She didn't seem to know what she was doing and when I politely suggested she should transfer me to someone else and she replied long and drawn out "okaaay...." then just hung up.

 

Second lady was very polite but clueless, and tried transferring me around, but she ended up hanging up on me as well somehow.

 

Does anyone know a better way to get this recon accomplished??

 

(The problem is that none of my cards seem to report to experian. It only shows like 29 payments total when the other two CRAs show 200+ payments each

Edited by Mike SIU

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My sister got approved for this last week. No idea on scores thin file only AU on mother's two cards of 17000 and 14000. She applied first to Citi mTVU approved 5k instant.

 

Amex student wasn't instant she received email 2 days later saying approval. Got card in mail this weekend 2k CL. 8.9 APR till NOV and 13.24 thereafter.

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