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Credit Card "Pre-Selector" sites?


socalfiremedic
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On 5/5/2022 at 11:29 PM, PotO said:

 

Many have stated that if your reports are frozen you will not get any pre-qual offers. I used to believe that, but no longer.

 

I religiously keep my reports frozen and have gotten pre-qual offers in the mail from PenFed, USAA and Nevada State Bank and several others. I have received pre-qual e-mails from WebBank and also Disco.

 

And I am sure they were legitimate pre-quals as each contained the "Opt-Out Pre-Screen" notices.

 

 

Sent from my iPad using Tapatalk

interesting. Did you ever opt in on the optoutprescreen site? Also, are these current creditors?

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interesting. Did you ever opt in on the optoutprescreen site? Also, are these current creditors?

USAA was, at the time, a current credit. PenFed and Nevada State Skank were not.

 

WebBank was a current creditor only in that I have another card that they underwrite.

 

I never opted in, and never opted out.

 

 

Sent from my iPad using Tapatalk

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