Jump to content

socalfiremedic

Credit Card "Pre-Selector" sites?

Recommended Posts


Do the preapprovals work if you are OPTED OUT??

I don't think so. Never opted out myself. Try it and see. You can always take it off and try again. ⚘

 

Sent from my SM-J700T using Tapatalk

Share this post


Link to post
Share on other sites

I gave the CardMatch link that cv posted a shot, and it came back with Sapphire Preferred, Freedom, Freedom Unlimited, and the usual jank cards for suckers. Not like the Chase offerings are really neato...

 

...Sapphire Preferred has a 50k signup. Is that standard or unique to the offer?

 

I find it strange that Chase would pop up because I'm iced across the board.

 

 

I haven't apped for anything in about two years, so 5/24...

Edited by ubercat

Share this post


Link to post
Share on other sites

50k is the standard. I think there was a 60k a few months ago but I believe it is expired.

Share this post


Link to post
Share on other sites

50k is the standard. I think there was a 60k a few months ago but I believe it is expired.

 

Thanks mec. ;)

Share this post


Link to post
Share on other sites

Use Amex selector when not logged in, incognito IIRC, and it works.  Though with me shifted to 0% paydowns again, I'm not planning on an app til around December. XD

Share this post


Link to post
Share on other sites

I have my reports frozen. (Sometimes I regret the hassle.) Anyway, do any of those links get under it for the purposes of prequalification? I assume not. Amex is my specific target.

 

The backstory: 17 year old baddies from Amex. When I tried to prequalify Amex only said no offers at this time and made no reference to past history. Not sure if that suggests the baddies are not a factor and the respose was based on frozen reports.

Edited by busted2

Share this post


Link to post
Share on other sites
On 7/13/2018 at 4:36 AM, busted2 said:

I have my reports frozen. (Sometimes I regret the hassle.) Anyway, do any of those links get under it for the purposes of prequalification? I assume not. Amex is my specific target.

 

The backstory: 17 year old baddies from Amex. When I tried to prequalify Amex only said no offers at this time and made no reference to past history. Not sure if that suggests the baddies are not a factor and the respose was based on frozen reports.

freezing also opts you out and being opted out removes you from the prescreening process.

 

the nice thing with amex is if you apply they usually first check their internal "bads file" before pulling a credit report and will reject based on the bads file (if you're still on the blacklist).

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines