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socalfiremedic

Credit Card "Pre-Selector" sites?

By socalfiremedic, in Credit Forum

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deardarla   

deardarla
Posted

Do the preapprovals work if you are OPTED OUT??

I don't think so. Never opted out myself. Try it and see. You can always take it off and try again. ⚘

 

Sent from my SM-J700T using Tapatalk

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ubercat   

ubercat
Posted (edited)

I gave the CardMatch link that cv posted a shot, and it came back with Sapphire Preferred, Freedom, Freedom Unlimited, and the usual jank cards for suckers. Not like the Chase offerings are really neato...

 

...Sapphire Preferred has a 50k signup. Is that standard or unique to the offer?

 

I find it strange that Chase would pop up because I'm iced across the board.

 

 

I haven't apped for anything in about two years, so 5/24...

Edited by ubercat

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mec   

mec
Posted

50k is the standard. I think there was a 60k a few months ago but I believe it is expired.

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ubercat   

ubercat
Posted

50k is the standard. I think there was a 60k a few months ago but I believe it is expired.

 

Thanks mec. ;)

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Zanshiro   

Zanshiro
Posted

Use Amex selector when not logged in, incognito IIRC, and it works.  Though with me shifted to 0% paydowns again, I'm not planning on an app til around December. XD

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busted2   

busted2
Posted (edited)

I have my reports frozen. (Sometimes I regret the hassle.) Anyway, do any of those links get under it for the purposes of prequalification? I assume not. Amex is my specific target.

 

The backstory: 17 year old baddies from Amex. When I tried to prequalify Amex only said no offers at this time and made no reference to past history. Not sure if that suggests the baddies are not a factor and the respose was based on frozen reports.

Edited by busted2

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hegemony   

hegemony
Posted
On 7/13/2018 at 4:36 AM, busted2 said:

I have my reports frozen. (Sometimes I regret the hassle.) Anyway, do any of those links get under it for the purposes of prequalification? I assume not. Amex is my specific target.

 

The backstory: 17 year old baddies from Amex. When I tried to prequalify Amex only said no offers at this time and made no reference to past history. Not sure if that suggests the baddies are not a factor and the respose was based on frozen reports.

freezing also opts you out and being opted out removes you from the prescreening process.

 

the nice thing with amex is if you apply they usually first check their internal "bads file" before pulling a credit report and will reject based on the bads file (if you're still on the blacklist).

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PotO   

PotO
Posted
6 hours ago, hegemony said:

anyone have a current link for US Skank prequal?

 

ETA: the crap1 link also seems to crap out

 

 

I was looking for it, too.  It disappeared.  

 

Figures for Crap1.  Probably also Discovery.

 

How about a new 2fer logo ... "Discover Crap" ??

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PotO   

PotO
Posted
8 hours ago, hegemony said:

but some glasses "New to HSBC? See if you pre-qualify"

 

https://apply.us.hsbc.com/apps/servlet/SmartForm.html?formCode=ccoprequal


That verbiage / link doesn't always show up on the page you first linked.  Not sure why. On the second link you provided it does.  
 

My eyesight is pretty good.  As we speak, there are at least a hundred + people burning in hell cursing my perfect vision.  😂

 

And when I do need glasses in the future, better stop scrimping on your taxes.  I'd rather wear that pink-flowered ladies jacket that CV has instead of those cheap, plastic, black-framed glasses we get issued by default.  The ones I like cost about $400 a pair and I want four pair.  What's your CC number?  

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hegemony   

hegemony
Posted
35 minutes ago, PotO said:


That verbiage / link doesn't always show up on the page you first linked.  Not sure why. On the second link you provided it does.  
 

My eyesight is pretty good.  As we speak, there are at least a hundred + people burning in hell cursing my perfect vision.  😂

 

And when I do need glasses in the future, better stop scrimping on your taxes.  I'd rather wear that pink-flowered ladies jacket that CV has instead of those cheap, plastic, black-framed glasses we get issued by default.  The ones I like cost about $400 a pair and I want four pair.  What's your CC number?  

so which hsbc card did you apply for :lol:

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PotO   

PotO
Posted
19 minutes ago, hegemony said:

so which hsbc card did you apply for :lol:


I've had their normal Rewards MC for about 5 months now.  They are cheap with limits.  Initial approval was $9k, but bumped them up to $21k.  Might go for their Premier MC soon if I get bored and you can't find other candidates for me.  :)

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hegemony   

hegemony
Posted
16 minutes ago, PotO said:


I've had their normal Rewards MC for about 5 months now.  They are cheap with limits.  Initial approval was $9k, but bumped them up to $21k.  Might go for their Premier MC soon if I get bored and you can't find other candidates for me.  :)

the premier offereings are okay; I keep thinking about signing up as HSBC has branches in the places I travel the most.

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PotO   

PotO
Posted
15 minutes ago, hegemony said:

the premier offereings are okay; I keep thinking about signing up as HSBC has branches in the places I travel the most.


They like it if you are their banking customer and they particularly like it if you are a Premier customer.  
 

Definitely agree about HSBC having branches everywhere.  For me, that's also a big plus.  There are, however, some negative aspects to HSBC.  They are cheap with credit limits.  I seriously doubt they will ever match my Emperor CapOne Card.  😂

 

Their customer service is good if you are Premier.  If not, you are relegated to sh|thole country CSRs.  Now, before the SJWs get their panties all twisted, I do not mind overseas CSRs at all.  But HSBC has a few that struggle with coherente English and another few that about as bright as a box of rocks.  

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