AMEX HAS NOT TOUCHED ANY OF MY ACCTS YET thread

[tag123]

All clear over here. The AMEX gods also graciously converted my Delta Gold to a Blue.

[TrevorHere]

All clear over here. The AMEX gods also graciously converted my Delta Gold to a Blue.

 

Blue was my first AMEX. Decent card.

[TrevorHere]

Received my new Departures mag and the 2008 program guide. Very nice.

[Mark LA]

Received my new Departures mag and the 2008 program guide. Very nice.

 

Yea - s/o LOVES it - all high falutin jet settie

[centex]

Received my new Departures mag and the 2008 program guide. Very nice.

 

I guess what you are saying is I really need to go check the box...

 

And in keeping with the original topic, all is still well here on the AMEX front.

[ericgunit]

AMEX still showing me luv:

 

Just requested a CLI

 

Request a Line of Credit Increase

Congratulations!

Your request to increase your line of credit to $10,000 has been approved and will be available for use within 15 minutes.

Your New Line of Credit Information:

New Line of Credit:$10,000

 

8 months ago I had 5K on 1 card and 1K on the other. Today I have 10K on both

Edited March 5, 2008 by ericgunit

[Credit Matters]

AMEX still showing me luv:

 

Just requested a CLI

 

Request a Line of Credit Increase

Congratulations!

Your request to increase your line of credit to $10,000 has been approved and will be available for use within 15 minutes.

Your New Line of Credit Information:

New Line of Credit:$10,000

 

8 months ago I had 5K on 1 card and 1K on the other. Today I have 10K on both

 

Nice work.

[TrevorHere]

AMEX still showing me luv:

 

Just requested a CLI

 

Request a Line of Credit Increase

Congratulations!

Your request to increase your line of credit to $10,000 has been approved and will be available for use within 15 minutes.

Your New Line of Credit Information:

New Line of Credit:$10,000

 

8 months ago I had 5K on 1 card and 1K on the other. Today I have 10K on both

 

good to hear, congrats eric.

[sara21200]

My one and only AMEX Blue is still hanging in there. My CL is 10k, however I hardly use it because I think I am paranoid that they are going to decline a charge. They are still watching my report quite frequently, however there hasn't been very much action as of late other than some CLI's.

 

AMEX ACCOUNT REVIEW = monthly - mid month

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

[TrevorHere]

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

What sort of 'triggers'?

[LustfortheMoment]

however I hardly use it because I think I am paranoid that they are going to decline a charge.

 

What makes you feel that they would "decline a charge"???? If AMEX was worried about your creditworthiness, they would have already put through a CLD. I'd use the card in good health!!!!!!

I've used my AMEX all over the world for over 10 years with nary a F/R or CLD in spite of many CLIs and substantial charging.

 

Good Luck,

[Diesel]

AMEX and I are still on good terms. Used to hit love button every month but have relaxed since F/R rash 06-08 (Didn't really need the higher limits). Sock drawered Clear and carrying a small balance on the Blue.

 

If Amex's pulls the F/R stunt I'll payoff and walk away.... No need for the margin call on a CC account. Chase, BOA, Juniper and Citi are all treating me quite well.

[sara21200]

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

What sort of 'triggers'?

 

I just looked at my most recent report directly from EX and based on this report, in Oct. AMEX pulled 1 day after NASA pulled a hard and one day after Citi pulled a hard so that counts for 2. The other 3 either came from the Junami accounts or possibly 3 other new accounts reporting. Just the standard 'triggers' that have been discussed on here.

[sara21200]

however I hardly use it because I think I am paranoid that they are going to decline a charge.

 

What makes you feel that they would "decline a charge"???? If AMEX was worried about your creditworthiness, they would have already put through a CLD. I'd use the card in good health!!!!!!

I've used my AMEX all over the world for over 10 years with nary a F/R or CLD in spite of many CLIs and substantial charging.

 

Good Luck,

 

I know you like your Blue, however based on the reason I gave before, I choose not to use it very often. Also, I make more money using other cards due to their rewards structures.

 

I will be the first to admit that I have given AMEX a some reasons to question my credit worthiness - too many new accounts in the past 12 months, too many inq's (I live in an area that is serviced primarily by EX) and I have 'too much available credit' according to Citi and Barclays.

Edited March 5, 2008 by sara21200

[TrevorHere]

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

What sort of 'triggers'?

 

I just looked at my most recent report directly from EX and based on this report, in Oct. AMEX pulled 1 day after NASA pulled a hard and one day after Citi pulled a hard so that counts for 2. The other 3 either came from the Junami accounts or possibly 3 other new accounts reporting. Just the standard 'triggers' that have been discussed on here.

 

Ah ok. It's safe to assume AMEX will A/R after new INQs appear on EX and when new account report.

[ccquest]

My one and only AMEX Blue is still hanging in there. My CL is 10k, however I hardly use it because I think I am paranoid that they are going to decline a charge. They are still watching my report quite frequently, however there hasn't been very much action as of late other than some CLI's.

 

AMEX ACCOUNT REVIEW = monthly - mid month

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

 

 

What's the difference between the two?

[TrevorHere]

My one and only AMEX Blue is still hanging in there. My CL is 10k, however I hardly use it because I think I am paranoid that they are going to decline a charge. They are still watching my report quite frequently, however there hasn't been very much action as of late other than some CLI's.

 

AMEX ACCOUNT REVIEW = monthly - mid month

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

 

 

What's the difference between the two?

 

I believe the first is set-up do complete routine ARs automatically. The other is enacted when a "flag" factor occurs on customer's report. The system will soft pull as a result.

[scorejunkie]

1 hard pull in Feb and 1 in March for me.

 

 

Sorry misread thread title.

Edited March 7, 2008 by scorejunkie

[centex]

AMERICAN EXPRESS CO = anytime there is a 'trigger' - in October they pulled 5 times PLUS the monthly AR

What sort of 'triggers'?

 

I just looked at my most recent report directly from EX and based on this report, in Oct. AMEX pulled 1 day after NASA pulled a hard and one day after Citi pulled a hard so that counts for 2. The other 3 either came from the Junami accounts or possibly 3 other new accounts reporting. Just the standard 'triggers' that have been discussed on here.

 

Ah ok. It's safe to assume AMEX will A/R after new INQs appear on EX and when new account report.

 

That is consistent with what I have been seeing with mine...

[Mark LA]

Apr 15, 2008 - nothing has changed - but i do have a new inq on Ex - hopefully that won't be a trigger

[TeeSharice]

all OK here... I aint pulled my reports in so long... who knows how many INQs if any I have... I have no new accounts for this year

[Maxima]

AE has pulled my reports every time Experian issues an alert. My last alert was for a new Citi card. AE did a soft. AE is like a my psychotic ex-husband who use to follow me around. Is there a cost associated with soft pulls?

[TrevorHere]

All fine with AMEX to date. One new account - Amerprise reporting in 2008 (so far)

[supersanborn]

Amex hasn't touched any of my accounts.

 

Because I have zero :-)

[Big Bear]

Still going strong with the weak limit. Figured I'd ask here...

 

I've read that Amex makes you wait for 6 months for CLI requests. If you ask and get denied, do you have to wait another 6 months to ask again? And EX soft, right?