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Can you get a refi with no closing costs?


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I have read some people are really pleased with Wells Fargo.

 

 

I can't wait to refi away from them.

They keep misapplying my (EFT!) mortgage payments, it's like pulling teeth to get them to fix their errors.

Nobody has any authority there, they keep transferring you from department to department, each of which says they can "see the problem" but someone else has to fix it.

I have to watch them like a hawk, worried that I'll end up with a mortgage late despite being always on time and 1 full month ahead.

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